Published Jul 28, 2025 4 Min Read

Features and benefits of personal loan in Chandauli

Personal loans are a popular choice for individuals seeking quick financial solutions. Whether you need funds for a wedding, medical emergency, home renovation, or travel, Bajaj Finserv Personal Loan in Chandauli offers a hassle-free way to meet your needs. With flexible repayment options, instant approval, and minimal documentation, Bajaj Finance provides a seamless borrowing experience tailored to Chandauli residents.


Check your offer in Chandauli with your phone number and OTP → Apply online in 5 minutes → Receive funds within a day.


Features and benefits of personal loan in Chandauli

Bajaj Finserv Personal Loan comes with a host of features and benefits that make it an ideal choice for borrowers in Chandauli. Here are the key highlights:


  • High loan amount: Get up to Rs. 55 lakh, depending on your eligibility and documentation.
  • Flexible tenure: Choose repayment terms ranging from 12 months to 96 months to suit your financial planning.
  • Minimal documentation: Enjoy a simplified application process with basic documents like KYC and income proof.
  • Instant approval: Receive approval within minutes and disbursal within 24 hours*.
  • No collateral required: Access unsecured loans without pledging any assets.
  • Flexi loan options: Opt for innovative variants like Flexi Term Loan and Flexi Hybrid Term Loan for added convenience.

Eligibility criteria for personal loan in Chandauli

Checking your eligibility for a Bajaj Finserv Personal Loan is quick and straightforward. Here are the general criteria:


Before applying for a personal loan, it is essential to know whether you meet the eligibility criteria. Here are the basic requirements:


  • Nationality: Indian
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL Score: 685 or higher.
  • Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.


To check your eligibility instantly, use the Personal Loan Eligibility Calculator. Get 100% online approval for your personal loan in Chandauli without visiting a branch.


Documents required to get a personal loan in Chandauli


Applying for a Bajaj Finserv Personal Loan involves minimal documentation to ensure a smooth process. Here is a list of documents you will need:


  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Piped gas bill
  • Pension order
  • Letter of Allotment of Accommodation Issued by Employer
  • Property / Municipal tax receipt
  • Utility bill
  • Real-time image / photograph
  • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.


Interest rate on personal loan in Chandauli


The interest rates for personal loans in Chandauli are competitive and customised to suit your financial profile, including factors like income, credit score, and repayment history. Bajaj Finserv maintains a transparent pricing structure, ensuring you’re aware of all applicable charges from the start.

To make an informed borrowing decision, it’s recommended to review the complete details of the personal loan interest rate, including associated fees and terms, before applying.


Uses of personal loan in Chandauli

A personal loan can be used for various purposes, making it a versatile financial tool. Here are some common uses:



Apply for personal loan in Chandauli


Applying for a personal loan in Chandauli is quick and easy. Follow these three simple steps:


  1. Click on ‘CHECK ELIGIBILITY’ on this page.
  2. Enter your 10-digit mobile number and the OTP sent to your phone.
  3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
  4. Now, click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
  6. Choose the repayment tenure and click on ‘PROCEED’.
  7. Complete your KYC and submit your application.

Our representative will contact you for further steps.


Conclusion


Bajaj Finserv Personal Loan in Chandauli is an excellent financial solution for residents seeking quick and reliable funding. With flexible tenure, instant approval, and competitive interest rates, it caters to diverse needs such as travel, education, weddings, and medical emergencies. Apply online today and enjoy a seamless borrowing experience tailored to your requirements.


For more details, visit the personal loan page and check if you are eligible for a pre-approved offer.

Frequently asked questions

How long does it take to get personal loan approval in Chandauli?

Bajaj Finance offers instant approval for personal loans. Once your application is submitted and verified, funds can be disbursed within 24 hours*.

What is the maximum loan amount available in Chandauli for personal needs?

You can avail of a loan amount of up to Rs. 55 lakh, subject to your eligibility and documentation.


 

Are there any government personal loan schemes available in Chandauli?

Bajaj Finserv Personal Loan is a private financial product and does not fall under government-backed schemes. However, it provides competitive rates and flexible terms for borrowers. 

How to compare personal loan offers in Chandauli?

When comparing personal loan offers, consider factors like interest rates, repayment tenure, processing fees, and customer service. Bajaj Finserv stands out with its flexible loan variants and quick disbursal process.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

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