Personal Loan in Dibrugarh

Personal Loan in Dibrugarh

Check your eligibility for personal loan in Dibrugarh with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Dibrugarh

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • In today's fast-paced world, financial flexibility is essential to meet personal and professional goals. Whether you are planning a wedding, funding higher education, managing medical expenses, or consolidating debt, a personal loan can be the perfect solution. For residents of Dibrugarh, Bajaj Finserv offers reliable, quick, and hassle-free personal loans tailored to meet diverse financial needs.


    Check your pre-approved loan offer in Dibrugarh with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.


    With competitive interest rates, minimal paperwork, and instant approval, Bajaj Finserv Personal Loans make borrowing easy and stress-free.

Know more about our personal loan and its features.


*Terms and conditions apply.

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Features and benefits of personal loan in Dibrugarh

A variety of features and benefits accompany a personal loan in Dibrugarh, addressing individuals' financial needs and offering a flexible and convenient borrowing solution. Here are five pivotal advantages and characteristics of a personal loan from Bajaj Finance Limited:

  • No collateral

    Bajaj Finserv Personal Loans do not need any collateral, as they are unsecured. Borrowers are not required to pledge assets, making it more accessible to a diverse audience without substantial holdings and expanding the availability of loans.

  • Minimal documentation

    Streamlining the borrowing process, our simplified personal loan application minimizes documentation requirements. Essential documents such as income proof, address proof, and KYC contribute to a straightforward application, ensuring a hassle-free experience for applicants.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Dibrugarh with just your phone number and OTP – no need to visit the branch.

  • Quick approval process

    Applying for a Bajaj Finserv Personal Loan in Dibrugarh involves an efficient approval process. With minimal documentation and swift verification, approved borrowers can access funds within a day, ensuring timely financial support.

  • Convenient repayment options

    Borrowers can select from a range of repayment options based on their financial capabilities and budget. Our personal loans provide flexible repayment terms, ranging from 12 months to 108 months, allowing borrowers to align tenures with their budget and financial objectives.

  • Flexible usage

    Our personal loans offer versatile usage, catering to various needs such as medical emergencies, education expenses, or wedding costs. Borrowers can get funds as required for their personal financial goals.

Use the personal loan EMI calculator to arrive at the right loan amount you can borrow as per your repayment capacity. Read more about the features of a personal loan from Bajaj Finance Limited.


*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Dibrugarh

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Dibrugarh

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000