Personal Loan in Surendranagar

Are you looking for a quick and hassle-free way to meet your financial needs in Surendranagar? Whether it is funding your child’s education, planning a dream wedding, or consolidating debts, a personal loan can be the ideal solution. Bajaj Finserv Personal Loan offers flexible financing options, simplified processes, and competitive benefits tailored to your needs.

✅Check your pre-approved loan offer in Surendranagar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Quick approval

Our streamlined online application process, coupled with instant approval capabilities, makes personal loans an excellent option when you require immediate funds. This efficiency is particularly valuable for Surendranagar residents who need quick financial solutions for urgent situations or time-sensitive opportunities.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Surendranagar with just your phone number and OTP – no need to visit the branch.

Less paperwork

You can secure a personal loan with minimal documentation - just the basic essentials such as income proof, KYC documents, and a few other standard requirements. This simplified approach saves you time and effort, making the borrowing process much more convenient for your busy lifestyle.

Quick disbursal

Once your loan is approved, the funds are disbursed within just 24 hours*, helping you manage emergencies and urgent expenses quickly. This rapid fund transfer ensures you can address your financial needs without unnecessary delays or complications.

Flexible tenures

You can select a repayment tenure that perfectly matches your financial situation, ranging from 12 months to 96 months. This flexibility gives you ample time to repay the loan comfortably, ensuring your monthly payments remain within a manageable range for your specific budget.

How to choose the right tenure: Shorter tenures mean higher monthly EMIs but lower total interest costs. Longer tenures offer smaller, more comfortable monthly payments but result in higher total interest. Consider your income stability and financial priorities when deciding.

Multiple uses

With complete flexibility in end-use, you can utilize our personal loan to take care of a wide host of expenses that are important to you. Whether you need funds for home repairs, higher education, medical emergencies, wedding celebrations, debt consolidation, or any other significant expense, the choice is entirely yours.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.