Key takeaways
Today's gold rate in Kanpur is influenced by international gold prices, currency movements, benchmark rates, taxes and market demand. These factors work together to determine the retail price quoted by jewellers.
Historical gold prices in Kanpur have generally increased over the years, although yearly and short-term movements can vary. The table below shows the 24 carat gold price per 10 grams for selected years.
| Year | Price 24 carat per 10 grams |
| 2025 | Rs. 1,05,000 to Rs. 1,30,000 |
| 2024 | Rs. 77,913.00 |
| 2023 | Rs. 65,330.00 |
| 2022 | Rs. 52,670.00 |
| 2021 | Rs. 48,720.00 |
| 2020 | Rs. 48,651.00 |
| 2019 | Rs. 35,220.00 |
| 2018 | Rs. 31,438.00 |
| 2017 | Rs. 29,667.50 |
| 2016 | Rs. 22,543.00 |
Changes in the gold price in Kanpur can be influenced by global gold prices, currency movements, market conditions and demand.
As gold prices change, they can also affect the value considered for a gold loan. Check your gold loan eligibility to understand your potential borrowing amount.
Several domestic and global factors influence gold rates in Kanpur. These factors can cause the gold price today in Kanpur to rise or fall.
If you plan to use your gold for financial needs, check your gold loan eligibility to understand your potential borrowing amount.
The karat value shows how much pure gold an item contains. Higher karat gold has a higher proportion of pure gold, while lower karat gold contains more alloyed metals for greater durability. 18K gold is 75% pure, 22K gold is 91.6% pure, and 24K gold is 99.9% pure. Buyers should check the applicable 18K, 22K or 24 carat gold rate in Kanpur before making a purchase.
| Parameter | 18K Gold | 22K Gold | 24K Gold |
|---|---|---|---|
| Purity | 75% | 91.6% | 99.9% |
| Strength | Highest | High | Lower |
| Common Use | Diamond jewellery and daily wear jewellery | Traditional jewellery | Investment bars and coins |
| Price | Lowest | Higher | Highest |
Verifying gold purity is important before buying, selling or pledging gold. You can use the following methods to assess its authenticity:
Visual inspection and magnet tests alone cannot confirm gold purity. For reliable results, consult a certified jeweller or professional assayer. If you have gold at home, check your gold loan eligibility to understand its potential value.
You can estimate the indicative value of your gold using three basic details:
Formula: Gold value = Net gold weight × Applicable gold rate per gram
For example, if you own 50 grams of eligible gold and the applicable rate is Rs. 12,000 per gram:
50 × Rs. 12,000 = Rs. 6,00,000
This provides an indicative market value. Stones, enamel and other non-gold elements are excluded when a lender evaluates pledged jewellery. For a gold loan, the final eligible amount depends on the actual purity, net weight, applicable LTV and the prescribed benchmark valuation.
Get a clear idea of your loan value by checking your gold loan eligibility. Fast approval and convenient repayment options await.
Changes in gold rates can affect the value and returns of investments linked to gold. Physical gold, Gold ETFs, digital gold and Sovereign Gold Bonds can all be affected by changes in gold prices, although their returns can differ based on their structure and associated costs.
The gold price in Kanpur can affect the value assigned to your pledged gold. A higher eligible gold value may increase your loan amount, subject to gold purity, weight, and applicable LTV limits. If the applicable gold value is higher, the same gold may support a larger loan amount. If it is lower, the eligible amount may reduce.
Your gold loan amount mainly depends on:
Only the actual gold content is considered during valuation. Stones, enamel, beads, and other non-gold parts are not included. Lenders also do not simply use today's headline rate. They use whichever is lower between the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange. This protects you from a sudden price spike inflating things unrealistically and protects the lender from the opposite.
Please note, the maximum LTV eligible for a loan depends on the loan amount and cannot be more than the limits given. To know more, click here.
If you are considering a gold loan in Kanpur, here are the essential details to know before you apply. With Bajaj Finance, you can borrow from Rs. 5,000 to Rs. 2 crore against your gold jewellery, ornaments, or gold coins. The gold loan interest rate starts from 9.50% per annum.
Jewellery and ornaments are accepted between 18-22 purity. Gold coins are accepted up to 24 karat purity. Your gold is stored in secured vaults with insurance cover for the entire loan duration.
Before applying for a gold loan in Kanpur, keep these points in mind:
Before applying, use the gold loan calculator to estimate your eligible amount. You can also check your gold loan eligibility online based on the gold rate in Kanpur, along with the purity and weight of your gold.
Why let your gold sit idle when it can power your financial goals? Apply for a Bajaj Finance Gold Loan now!
The better choice depends on your purpose. 22K gold contains 91.67% pure gold and is commonly used for jewellery because it is more durable. 24K gold has higher purity and is generally preferred for investment. Read about the difference between 22K and 24K gold before buying.
The price of gold in Kanpur is influenced by international gold prices, USD-INR exchange rates, import duties, taxes, local demand and market conditions. Changes in these factors can cause gold prices to rise or fall.
To convert the 24K gold rate to a 22K rate, multiply the current 24K rate per gram by 0.9167, since 22K gold is about 91.67% pure. For example, a 24K rate of Rs. 5,000 per gram gives a 22K rate of about Rs. 4,583 per gram. You can use our gold rate calculator for easier calculations.
Gold prices in Kanpur can change over short periods due to global gold rates, currency movements, inflation, interest rates, and local demand. Wedding and festival buying may also affect demand. Since prices can move daily, buyers should check the latest rate before buying, selling, or pledging gold.
The price of 1 tola gold in Kanpur for 24 carat depends on the current market rate. Since 1 tola equals 11.66 grams, the price is calculated based on the latest per-gram gold rate in Kanpur.
Gold rates change daily due to fluctuations in global prices, currency movements, and changes in demand and supply in the market.
Gold rates are mostly similar across India, but small differences can occur due to local demand, transport costs, and jeweller charges.
You can check the live gold rate in Surat through trusted financial websites like Bajaj Finance or by visiting local jewellery stores for updated prices.
Hallmarked gold does not automatically qualify for a higher loan amount. The eligible amount depends mainly on the gold’s purity, net weight, applicable valuation and LTV limit. Hallmarking helps establish the declared purity of eligible gold.
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *
