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Gold Rate Today in Bangalore

Track the current gold price in Bangalore as it changes daily with market trends, demand, and global factors, helping you make informed buying, selling, or gold loan decisions.
Gold Rate Today
22k Gold / 10 gm 
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24k Gold/10 gm: ₹ --
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Key takeaways

The gold price today in Bangalore fluctuates with market movements, gold purity and local demand. Here are a few points to keep in mind:

  • Check today's gold rate in Bengaluru for 18K, 22K and 24K gold before making a purchase.
  • 22K gold, also known as 916 gold, contains 91.6% pure gold and is commonly used for jewellery.
  • Gold prices are influenced by international bullion rates, the rupee exchange rate, import duties and domestic demand.
  • Bajaj Finance Gold Loan eligibility depends on gold purity, net weight, assessed value and applicable lending criteria.

Check the latest gold rates in Bengaluru and use the gold rate calculator to estimate your gold's value before making a purchase or applying for a gold loan.

How the gold price is calculated in Bangalore

The gold price in Bengaluru depends on international bullion prices, the rupee exchange rate, import duties and local market conditions. Jewellers use the applicable rate for each purity to calculate the metal value of gold.

Formula:

Gold value = Net gold weight in grams × Applicable gold rate per gram

Example:

If today's gold rate in Bengaluru for 22K gold is assumed to be Rs. 12,000 per gram, the estimated value of 5 grams of net gold is:

5 × Rs. 12,000 = Rs. 60,000

This is an illustrative estimate, excluding making charges and applicable taxes.

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Historical gold rate in Bangalore

Gold cost in Bangalore have generally followed an upward trend over the years, with occasional short-term fluctuations.


Financial yearAverage gold rate per 10 gramsYear-on-year change
2025–26Rs. 1,46,160.00+92.70%
2024–25Rs. 75,841.87+25.10%
2023–24Rs. 60,623.95+15.00%
2022–23Rs. 52,730.77+9.90%
2021–22Rs. 47,999.25-1.50%
2020–21Rs. 48,723.22+31.60%
2019–20Rs. 37,017.91+18.70%
2018–19Rs. 31,193.41+6.50%
2017–18Rs. 29,300.08-1.20%
2016–17Rs. 29,665.28+11.80%

As gold prices in Bangalore continue to shift with global movements, staying informed can give you an advantage. Check your gold loan eligibility today and find out how much you can borrow.

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What affects the gold rate today in Bangalore? 

Gold prices in Bangalore follow the same basic calculation every day, but the factors driving that price are constantly in motion — which is why rates rise and fall the way they do.

  • International gold prices: This is the biggest driver. When gold prices move globally, Bangalore's local rates tend to follow suit.
  • USD-INR exchange rate: India imports most of its gold, so when the rupee weakens against the dollar, gold gets costlier here — and a stronger rupee works the other way, keeping prices in check.
  • RBI policies and interest rates: When interest rates or monetary policy shift, it changes how attractive gold looks as an investment, which can move its price.
  • Local demand: Come wedding season or festivals, gold buying picks up across the city — and that extra demand can push prices up, at least for a while.
  • Global economic and geopolitical events: As the inflation rises or uncertainty surrounds the world, people often turn to gold because it is considered a relatively stable asset. As demand for gold increases during such periods, its price can also rise.
  • Government taxes and import duties: Changes in import duties, GST or other government policies can affect the cost of gold. These changes may eventually be reflected in the price you pay for gold in the local market.

Your gold could help you meet a financial need today. Check your gold loan eligibility and get an estimate based on your jewellery.

Along with these market factors, purity also decides what you pay or get. 24K, 22K, and 18K gold each serve a different purpose and carry a different rate.


What is the difference between 18K, 22K, and 24K gold?

The karat number indicates the proportion of pure gold in an item. A higher karat means higher gold purity.

  • 18K gold is 75% pure, with the remaining 25% made up of other metals. This makes it harder and suitable for everyday jewellery.
  • 22K gold is 91.6% pure and commonly used for traditional jewellery. The 22 carat gold rate in Bangalore today is therefore relevant to buyers looking for high-purity gold ornaments.
  • 24K gold is 99.9% pure. The 24 carat gold price in Bangalore is useful for buyers tracking investment-grade gold, as this purity is generally used for coins and bars rather than jewellery because it is relatively soft.

Parameter18K Gold22K Gold24K Gold
Purity75%91.6%99.9%
StrengthHighestHighLower
Common UseDiamond jewellery and daily wear jewelleryTraditional jewelleryInvestment bars and coins
PriceLowestHigherHighest

How to check gold purity in Bangalore

Before you buy or pledge gold in Bangalore, check its purity first. Here are the most trusted ways to do it.

  • BIS Hallmark: A BIS hallmark shows the gold has been tested. It lists the purity grade, the hallmarking centre, and the jeweller's mark.
  • Acid test: A trained expert applies nitric acid to a small sample to check purity through the reaction.
  • X-ray fluorescence: This test reads the gold's makeup using X-rays. It does not damage the piece.
  • Electronic gold tester: This device checks purity through electrical conductivity, giving a fast karat reading.
  • Assay testing: A certified assayer melts a small sample to measure purity precisely.
  • Density testing: This compares the gold's density against pure gold's known density.

For the most reliable result, visit a certified jeweller or assayer in Bangalore.


Have gold sitting at home? Find out how much you can borrow against it. Check your gold loan eligibility in a few simple steps.


How does today’s gold rate in Bangalore influence gold investments? 

Gold prices directly move the value of gold-linked investments. When gold prices rise, the value of physical gold, Gold ETFs, and Sovereign Gold Bonds usually rises too. When prices fall, their value can drop as well. Each option works a little differently, but all of them track the underlying gold price.

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How does the gold price in Bangalore today affect your gold loan amount?

Your gold's value is checked on the day your loan is approved. This sets your loan amount. It does not depend on last month's rate or what you paid when you first bought the gold. When gold prices rise in Bangalore, the same jewellery can support a bigger loan. When prices fall, the eligible amount goes down too.

Gold prices in Bangalore move daily. Check your gold loan eligibility to see how much you can borrow right now.


How is gold loan eligibility calculated?

Your eligible loan amount depends on:

  • Gold weight
  • Gold purity
  • The applicable gold rate on the day of assessment
  • The Loan-to-Value (LTV) ratio

Only the pure gold content is assessed. Stones, enamel, and other decorations on your jewellery are not counted.

The final loan amount depends on the eligible LTV, your gold's actual purity, and the lower of either the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange. This LTV ratio must be held through the loan tenure and may change as per RBI guidelines and lender policy.

The loan amount also depends on the applicable LTV slab, which changes with loan size. Click here to know more.


Gold loan basics: What you should know before applying

With Bajaj Finance, you can borrow from Rs. 5,000 to Rs. 2 crore against your gold jewellery, ornaments, and gold coins. The gold loan interest rate starts from 9.50% per annum.

Jewellery and ornaments are accepted between 18-22 purity. Gold coins are accepted up to 24 karat purity. Your gold is stored in secure vaults with insurance cover for the entire loan duration.

A few things worth knowing before you apply:

  • Your loan amount depends on your gold's weight and purity, not what you paid for it originally
  • Bajaj Finance uses the lower of the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange
  • Only one valid KYC document is needed: Aadhaar card, Voter ID, passport, driving license, NREGA job card, or a letter from the NPR
  • You can choose between two repayment options: Bullet Repayment, where the principal and applicable interest are paid together at the end of the loan tenure, or Regular Repayment, where interest is paid half-yearly and the principal is repaid at the end of the tenure.
  • There are no foreclosure charges, so you can close the loan early at no extra cost

Before applying, use the gold loan calculator to estimate your eligible amount, or gold loan eligibility online based on today's gold rate in Bangalore, your gold's purity, and its weight.


Ready to unlock the value of your gold? Apply for Bajaj Finance Gold Loan today.

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Frequently asked questions

Gold Price

Gold Purchase

Gold Loan

Gold Purity

GST

Why does the gold price in Bangalore keep changing?

The gold rate in Bangalore today changes because of various things like global market shifts, economic conditions, and how much gold is available and wanted. These affect the price of gold.

Gold prices in Bangalore may vary due to differences in local taxes, transportation costs, and demand trends. While international rates influence pricing nationwide, local market conditions and making charges create price variations across cities.

The cost of one kilogram of gold in Bangalore depends on the prevailing market rate of twenty four carat gold per gram. The price changes daily due to international gold rates, currency movements, and local demand conditions.

Gold prices in Bangalore have shown an overall upward trend in recent years, although short-term fluctuations continue due to changes in global bullion prices, the USD-INR exchange rate, import duties, inflation, and local demand. Tracking daily gold rates can help you identify favourable buying or investment opportunities.

The gold rate today in Bangalore varies based on the purity of gold, with separate prices for 24K, 22K, and 18K gold. Rates are updated daily to reflect market conditions. Check today's live gold price per gram and per 10 grams before buying gold, investing, or applying for a gold loan.

It is smart to purchase gold when the gold rate today in Bangalore is comparatively lower. Keeping an eye on these rates helps make informed decisions for advantageous gold buying opportunities in the city.

The Loan-to-Value (LTV) ratio for gold loans in Bangalore refers to the proportion of the gold’s value that a lender is willing to offer as a loan. In general, the LTV ratio for gold loans ranges between 75% to 85%. This means if the value of your gold is Rs. 1,00,000, you could get a loan of Rs. 60,000 to Rs. 75,000. The LTV ratio is influenced by the purity and weight of the gold pledged.

To calculate a loan against gold using today’s gold rate, first determine the current gold price in Bangalore per gram. Multiply the price by the weight of your gold, and then apply the LTV ratio (typically 60%-75%). For example, if the gold rate today is Rs. 5,000 per gram and you have 100 grams, the total value of your gold would be Rs. 5,00,000, and your loan could range from Rs. 3,00,000 to Rs. 3,75,000, depending on the LTV ratio.

Bajaj Finance offers gold loans in Bangalore ranging from Rs. 5,000 up to Rs. 2 crore, subject to eligibility and applicable terms. The loan amount depends on factors such as the purity, net weight and assessed value of your eligible gold.

For 10 grams of 22K gold (91.6% purity) at an illustrative rate of Rs. 12,000 per gram, Bajaj Finance may offer up to Rs. 1,02,000 at the 85% LTV limit. Actual eligibility depends on gold valuation and loan terms. 


Please note: The gold valuation is not based solely on today's market rate and LTV. As per RBI guidelines, we consider the lower of the previous day's closing price or the average closing price over the preceding 30 days, published by IBJA or a SEBI-regulated commodity exchange, for the relevant gold purity. This helps account for short-term price fluctuations while assessing your gold's value.

The maximum loan-to-value (LTV) ratio depends on the loan amount and is subject to the limits prescribed by the RBI. Click here to know more.

KDM, or "Kadmium," is a gold purification process utilising cadmium to enhance durability and flexibility, facilitating intricate jewellery crafting while maintaining purity.

Yes, in Bangalore and across India, 22K gold is commonly referred to as 916 gold. This indicates that the gold is 91.6% pure, with the remaining 8.4% consisting of other metals for added strength and durability.


You can find the best quality gold in Bangalore at reputed jewellers and BIS-certified stores across the city. Always check for hallmark certification to ensure purity and authenticity.

Hallmarked gold jewellery in Bangalore may cost slightly more because it is certified for purity by authorised agencies. This certification assures buyers about the quality and authenticity of the gold, making it a preferred option.

Yes, purchasing gold in Bangalore is subject to Goods and Services Tax. Buyers usually pay three per cent tax on the gold value and additional tax on jewellery-making charges, which increases the overall purchase cost.

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Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *