Key takeaways
The gold rate you see in Patna isn't a single number. It is calculated in stages, starting from the international gold price and adjusted for domestic factors before reaching the retail market. Here's how today's gold rate is determined:
Most jewellers and lenders in Patna use the daily benchmark prices published by the Indian Bullion and Jewellers Association (IBJA) as the reference for international pricing, currency conversion, and purity calculations. The main difference in the final price across jewellers usually comes from making charges and their individual margins.
Get the value your gold deserves. Check your gold loan eligibility and see how much you can avail based on purity and weight.
Gold rate in Patna have largely followed national trends. Prices fluctuate in the short term due to market and economic conditions, but the long-term direction has been upward.
| Year | Price (24K per 10 grams) |
| 2025 | Rs. 1,05,000 to Rs. 1,30,000 |
| 2024 | Rs. 77,913 |
| 2023 | Rs. 65,330 |
| 2022 | Rs. 52,670 |
| 2021 | Rs. 48,720 |
| 2020 | Rs. 48,651 |
| 2019 | Rs. 35,220 |
| 2018 | Rs. 31,438 |
| 2017 | Rs. 29,667.50 |
The gold rate today in Patna fluctuates all year due to a variety of both local and international factors affecting the gold price.
Local demand in Patna: Gold demand often rises during wedding seasons, festivals, religious occasions, or peak jewellery buying periods. Higher demand can contribute to local price movements.
Quick tip: Your gold could help you meet your financial needs. Check your gold loan eligibility and get an estimate based on your gold and gold rate today in Patna.
Gold purity is measured in karats. The higher the karat, the more pure gold it contains and this directly affects the gold price today in Patna.
24K gold contains 99.9% pure gold. Very soft for jewellery, so mostly used for coins, bars, and investment.
| Parameter | 18K Gold | 22K Gold | 24K Gold |
| Purity | 75% | 91.6% | 99.9% |
| Strength | Highest | High | Lower |
| Common Use | Diamond jewellery and daily wear jewellery | Traditional jewellery | Investment bars and coins |
| Price | Higher | Higher | Highest |
Knowing your gold's purity matters before buying or valuing jewellery in Patna. It also affects the gold rate in Patna. Here are the common ways to check:
For the most reliable result, consult a certified jeweller or assayer in Patna.
Have gold at home? Find out how much you can borrow. Check your gold loan eligibility in just a few steps.
The value of gold depends on three key factors:
The gold rate in Patna can be used along with the weight and purity of gold to estimate its current value.
Gold value formula
Gold Value = Gold Weight × Current Gold Rate
Example gold value calculation
Suppose a customer in Patna owns:
This calculation provides an estimate of the current value of your gold based on prevailing market rates.
If you want to know how much loan amount your gold may support, the next step is to estimate your gold loan eligibility.
The price of gold influences the prices of physical gold, Gold ETFs and the Sovereign Gold Bonds. All these products function differently but move in correlation with gold prices. Most investors keep an eye on daily prices before purchasing any gold jewelry, investing in Gold ETFs or checking the gold holdings they have.
This is important if you are considering a gold loan. The gold rate today in Patna can affect the loan amount you may get when your gold is assessed. A higher gold rate may increase the eligible loan amount, while a lower rate may reduce it.
Gold loan eligibility depends on:
Stones, enamel, or any decoration on your jewellery does not count towards your loan value. Only the actual gold content is assessed.
The final loan amount depends on the eligible LTV, actual gold purity, and the lower of either the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange. The LTV ratio must be maintained throughout the loan tenure and may be revised as per RBI guidelines and lender policies. Please note, that the maximum LTV eligible for a loan depends on the loan amount and cannot be more than the prescribed limits. To know more, click here.
With Bajaj Finance, you can borrow from Rs. 5,000 to Rs. 2 crore against your gold jewellery, ornaments, and gold coins. The gold loan interest rate starts from 9.50% per annum. Jewellery and ornaments between 18-22 purity are accepted, while gold coins up to 24 karat karat purity are also accepted. Your pledged gold is stored in secure vaults with insurance cover for the entire loan tenure.
A few things worth knowing before you apply for a gold loan:
Before applying, use the gold loan calculator to estimate your eligible amount or check your gold loan eligibility online to understand your borrowing capacity based on today's gold rate in Patna, your gold purity, and its weight.
See how much value your gold may unlock. Check your gold loan eligibility with Bajaj Finance.
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The price of gold in Patna is determined by various factors. Global market trends, economic conditions, demand-supply dynamics, and currency fluctuations influence the gold price in Patna. These factors collectively shape its value, reflecting the city's economic and cultural ties to this precious metal.
The gold price in Patna fluctuates due to various factors. International market trends, currency exchange rates, geopolitical events, and local demand and supply dynamics influence prices. Additionally, economic indicators and investor sentiment contribute to the continuous changes in gold prices in Patna.
Gold prices in Patna have fluctuated in recent days due to changes in international gold prices, the USD-INR exchange rate, government policies, and local demand. Tracking recent price movements can help you decide the right time to buy gold or apply for a gold loan.
Today's gold rate in Patna varies by purity, with separate prices for 18K, 22K, and 24K gold. As gold prices change daily based on global and domestic market conditions, checking the latest rate helps you make informed buying, investment, and gold loan decisions.
In Patna, the choice between 22k and 24k gold depends on personal preferences. Consider checking gold rate today in Patna for 22 carat and 24 carat gold to make an informed decision based on both purity and price.
The best time to purchase gold in Patna is generally during off-peak periods when demand is lower, often leading to more competitive pricing. Additionally, monitoring international gold trends, especially when prices are stable or slightly declining can offer a favourable buying window. Being aware of local cultural events that influence demand further helps in timing your purchase advantageously.
Before buying gold in Patna, check the current gold price, purity level, such as 22 carat or 24 carat, and BIS hallmark. Also, review making charges and billing details to ensure you get fair value and genuine gold.
In Patna, gold is typically weighed using standard units such as grams and tolas. Certified scales and established measurement protocols ensure accuracy in both jewellery and bullion transactions. This standardised approach provides consistency and transparency, enabling both buyers and sellers to reliably assess the gold’s weight and accurately determine its value during trade.
You can check gold purity in Patna by looking for the BIS hallmark, using a magnifying glass, or doing a basic magnetic test. For accurate results, it is best to visit a certified jeweller or a trusted gold expert.
In Patna, gold purchases typically incur Goods and Services Tax (GST) at a rate of 3% on the value of the gold. Additional charges may include making charges levied by jewellers. Ensure to inquire about any local or state-specific taxes for accurate information.
Gold purchases in Patna include a 3% tax on the gold value and a 5% tax on making charges. These taxes increase the final price, so it is important to check the full cost before buying.
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