Manage Dhanteras Expenses with Personal Loan

Dhanteras, the auspicious festival that marks the beginning of Diwali, is a time of prosperity and new beginnings. It is the perfect occasion to make important investments or fulfil long-pending financial goals. Whether you are planning a home renovation, a dream wedding, or consolidating debt, a Bajaj Finserv Personal Loan can help you achieve your financial aspirations with ease.

This Dhanteras, Bajaj Finance brings you exclusive offers to manager Dhanteras  expenses, making it easier to access funds with benefits like low interest rates, quick approval, and flexible repayment options. 

Check your pre-approved loan offer in just 2 steps. Enter your mobile number and OTP to unlock your offer today.

Let us explore the features, benefits, and application process for Bajaj Finserv Personal Loans and how you can make the most of the exciting Dhanteras deals this festive season.

High loan amount

You can avail of a personal loan ranging from Rs. 40000 - Rs. 55 lakh, making it suitable for both small and large financial requirements.

Instant approval and quick disbursal

With Bajaj Finance, you can get instant loan approval and have the amount disbursed into your account within 24 hours*. This ensures that your financial needs are met without any delays.

Long repayment tenure

You can spread your repayment from 12 months to 96 months, which means manageable EMIs right from the start.

Minimal documentation

The loan process is straightforward and requires only basic documents such as your Aadhaar card, PAN card, proof of address, bank statements etc.

100% transparency

There are no hidden charges, and all fees are clearly communicated upfront, ensuring a hassle-free borrowing experience.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Applying for a Bajaj Finserv Personal Loan is quick and easy. Follow these steps to secure your loan:

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.