Manage Diwali expenses with personal loan

Diwali, the festival of lights, brings joy, celebrations, and new beginnings. From redecorating your home to handling festive expenses, having financial flexibility helps you celebrate without worry. With a Bajaj Finserv Personal Loan, you can access instant approval, minimal paperwork, and flexible repayment options, making it easier to fulfil your Diwali plans and enjoy a truly stress-free festive season.

Check your pre-approved offer in minutes using just your mobile number and OTP – a 100% online process.

Instant approval and quick disbursal

During the festive season, time is of the essence. Bajaj Finance offers instant loan approval, ensuring you do not have to wait long to access funds. Once approved, the loan amount is disbursed within 24 hours*, allowing you to plan your Diwali celebrations without delay.

No collateral required

Bajaj Finserv Personal Loans are unsecured, meaning you do not need to pledge assets as security. This makes the process simpler and faster, especially for salaried professionals and self-employed individuals looking for quick financial solutions.

Flexible repayment options

With repayment tenures of up to 96 months, Bajaj Finance ensures you can repay your loan comfortably without straining your finances. 

Loan amount

You can avail of a loan amount of up to Rs. 55 lakh, making it suitable for both small and large festive expenses.

Fast and convenient application process

You can apply for a Bajaj Finserv Personal Loan online in just a few minutes.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.