Navratri is a vibrant time of joy, devotion, and new beginnings – a perfect opportunity to plan your finances wisely. If you’re preparing for festive purchases, home renovations, or wedding expenses, managing your budget smartly becomes essential. To make your celebrations smoother, Bajaj Finance offers personal loan with quick approvals, flexible tenures, and attractive features designed to make your festive season hassle-free and financially secure.
With collateral-free loans, instant approvals, and attractive discounts, you can easily meet your financial needs while enjoying the festivities. Check your pre-approved loan offer in just 2 steps and make this Navratri truly special.
Why choose a Bajaj Finserv Personal Loan during Navratri?
Bajaj Finance offers a range of benefits that make it a preferred choice for personal loans, especially during Navratri. Here are the key reasons why you should consider applying for a loan this festive season:
- Collateral-free loans up to Rs. 55 lakh: No need to pledge assets; get funds without any security.
- Instant approval and 24 hours* disbursal: Quick processing ensures you get funds when you need them the most.
- Flexible repayment tenure of up to 96 months: Choose a repayment plan that suits your financial situation.
With these features, Bajaj Finserv Personal Loan are designed to provide you with financial freedom and flexibility during Navratri.
Eligibility criteria for Navratri personal loan
Before applying for a Bajaj Finserv Personal Loan this Navratri, review the eligibility criteria and required documents to ensure a seamless and hassle-free application process.
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure.
Documents required to get a personal loan during Navratri
Applying for a Bajaj Finserv Personal Loan is simple and requires minimal documentation. Here is the list of mandatory documents:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Interest rate on Navratri personal loan
Bajaj Finserv Personal Loan comes with competitive interest rates, typically ranging between 10% and 31% p.a.*, depending on the applicant’s profile and loan type. Along with attractive rates, borrowers should also be mindful of nominal processing and prepayment fees that may apply. These charges are clearly communicated upfront, ensuring complete transparency throughout the borrowing process. For detailed information, you can check the personal loan interest rate section.
How to apply for personal loan this Navratri
Applying for a Bajaj Finserv Personal Loan is quick and straightforward. Make your Navratri celebrations smoother by following these simple steps to apply for a personal loan online:
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Conclusion
This Navratri, manage your festive expenses with ease through a Bajaj Finance Personal Loan. With collateral-free loans, quick approvals, and flexible repayment options, you can celebrate the season comfortably while taking care of your financial needs.
