Onam, the grand harvest festival of Kerala, is a time for celebration, joy, and togetherness. However, managing expenses for festivities, shopping, and family gatherings can sometimes feel overwhelming. Bajaj Finance offers a perfect solution to ease your financial worries during this festive season — a personal loan designed to meet your needs. With features like instant approval, quick disbursal, and exclusive Onam offers, you can focus on celebrating without financial stress.
You can also check if you already have a pre-approved personal loan offer. It only takes 2 steps.
Why choose Bajaj Finance personal loan during Onam?
Bajaj Finance personal loans are tailored to help you manage expenses effortlessly during Onam. Whether you need funds for shopping, travel, home renovations, or hosting family gatherings, this loan offers flexibility and convenience.
- Instant approval: Get loan approval in minutes, ensuring you can plan your Onam celebrations without delays.
- Quick disbursal: Funds are credited to your account within 24 hours*, so you can start celebrating stress-free.
- High loan amount: Avail up to Rs. 55 lakh to cover all your festive needs.
- Minimal documentation: Simplified processes ensure quick and hassle-free applications.
Get funds in 24 hours* and start celebrating Onam stress-free.
Exclusive Onam offers on Bajaj Finance personal loan
This Onam, Bajaj Finance brings special benefits to make your festive season truly memorable. Enjoy exclusive deals and offers that ensure you can manage expenses without compromise.
- Pre-approved loans: Existing customers can check if they have a pre-approved offer in just 2 steps.
- Flexible repayment options: Choose a tenure that suits your financial planning.
- Interest-only EMI option: Manage initial repayments better with interest-only EMIs for up to 24 months.
- No hidden charges: Transparent processes ensure you know exactly what you are paying.
Check if you have an Onam pre-approved offer in just 2 steps.
Eligibility criteria for Onam personal loan
To ensure seamless approval, Bajaj Finance offers simple eligibility criteria for personal loans:
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure..
Use our simple eligibility calculator to check your loan eligibility: Personal Loan Eligibility Calculator.
Documents required to get an Onam personal loan
Applying for a Bajaj Finance personal loan is hassle-free, thanks to minimal documentation requirements. Here is a checklist of documents you need:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Interest rate on Onam personal loan
Bajaj Finance offers competitive interest rates on Onam personal loans, ensuring affordable borrowing during the festive season. The loan comes with a transparent fee structure, so it’s always recommended to check out relevant or associated fees and charges before applying to make an informed decision.
How to apply for Onam personal loan offer
Applying for a Bajaj Finserv personal loan is quick and easy. Follow these simple steps to get started:
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Conclusion
Onam is a time for joy, celebration, and togetherness. With Bajaj Finance personal loans, you can manage your festive expenses effortlessly while enjoying exclusive benefits tailored for the season. Avail of features like instant approval, quick disbursal, and flexible repayment options to celebrate Onam without financial stress.
Check your pre-approved loan offer today and make this Onam truly special.
