Published Aug 11, 2025 4 Min Read

Why Choose Bajaj Finserv Personal Loans During Independence Day

 
 

As India celebrates its Independence Day, many individuals take this opportunity to achieve financial freedom by fulfilling their personal goals. Whether it is consolidating debt, funding a dream vacation, or managing unexpected expenses, a personal loan can be the perfect solution. Bajaj Finserv Personal Loans offer tailor-made solutions to meet your financial needs quickly and efficiently. With exclusive Independence Day offers, you can now enjoy added benefits, making it the ideal time to take advantage of these financial products.


Bajaj Finance has launched the Prime Loan Festival, offering exciting rewards on its popular personal loan product. You can now enjoy a free Bajaj Prime Membership and an Amazon voucher worth Rs. 200 on loan disbursal during this period.*


Check your pre-approved loan offer in 2 steps → Apply online → Get the funds in 24 hours*


Bajaj Finserv Personal Loans stand out for their customer-centric features and flexibility. Here are some reasons why you should consider them:

  • Loan amounts of up to Rs. 55 lakh, catering to both small and large financial needs.
  • Instant approval process, ensuring quick access to funds.
  • Disbursal timelines as fast as 24 hours.
  • Flexible loan variants, including Term Loan, Flexi Term Loan, and Flexi Hybrid Term Loan, to suit your specific requirements.
     

With these benefits, Bajaj Finance ensures a seamless borrowing experience for its customers.


Exclusive Independence Day offers on Bajaj Finserv Personal Loans

This Independence Day, Bajaj Finserv is offering exclusive benefits with the Prime Loan Festival to make personal loans even more accessible. The Prime Loan Festival is a special campaign where you can benefit from not just competitive interest rates and quick disbursal but also free access to Bajaj Prime Membership. In addition, you will be rewarded with a Rs. 200 Amazon voucher upon loan disbursal, adding a little extra joy to the borrowing experience.


Eligibility criteria for personal loan this Independence Day

  • Nationality: Indian
  • Age: 21 years to 80 years.
  • Employed with: Public, private, or MNC.
  • CIBIL Score: 685 or higher.
  • Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.


Use the Personal Loan Eligibility Calculator to check your eligibility in seconds.


Documents required to get personal loan this Independence Day

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Piped gas bill
  • Pension order
  • Letter of Allotment of Accommodation Issued by Employer
  • Property / Municipal tax receipt
  • Utility bill
  • Real-time image / photograph
  • Ration card

For a detailed list, visit Documents Required for a Personal Loan.


Interest rate and charges for personal loan this Independence Day

Bajaj Finance offers attractive interest rates that make the personal loan affordable, starting at just 10% p.a.*. For more details, visit Personal Loan Interest Rate.


Benefits of personal loans this Independence Day

Bajaj Finserv Personal Loans come with several features that make them a go-to choice for borrowers:

  • Instant approval to meet urgent financial needs.
  • Easy documentation for a hassle-free process.
  • Flexible repayment tenure of up to 96 months.
  • Unique loan variants—Term Loan, Flexi Term Loan, and Flexi Hybrid Term Loan—to suit diverse requirements.


These features ensure that your borrowing experience is smooth and stress-free.


How to apply for personal loan this Independence Day

  1. Click on ‘APPLY’ on this page.
  2. Enter your 10-digit mobile number and the OTP sent to your phone.
  3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
  4. Now, click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
  6. Choose the repayment tenure and click on ‘PROCEED’.
  7. Complete your KYC and submit your application.
     

Our representative will contact you for further steps.
 

*Terms and conditions apply. 

*Prime Loan Festival ends on 31st August 2025.


 

Overview

What are the Independence Day personal loan offers?

This Independence Day, Bajaj Finserv is offering exclusive benefits with the Prime Loan Festival where customers get free access to Bajaj Prime Membership and a Rs. 200 Amazon voucher upon personal loan disbursal.

What are the typical interest rates offered during Independence Day personal loan offers?

The interest rate for Bajaj Finserv Personal Loan starts from 10% p.a.* 

Are there any hidden charges or processing fees during the Independence Day offer period?

With Bajaj Finserv Personal Loan, there are no hidden charges. For processing fees and other charges, check out the personal loan fees and charges.

Show More Show Less

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.


You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.
     

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more