Personal Loan in Darjeeling

A Bajaj Finserv Personal Loan in Darjeeling is your all-in-one financial solution—offering high loan amounts, quick approval, and full flexibility. Whether you are planning something special or handling an urgent need, get access to funds in just a day*.

✅ Check your pre-approved loan offer in Darjeeling with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Flexible repayment

Use a personal loan EMI calculator and select the most suitable tenure of up to 96 months.

Immediate approval

Submit the online loan application form, meet the required eligibility criteria and get instant approval on your loan.

Online account management

Log in to our customer portal, My Account, and get the necessary details about your loan in a few clicks.

High-value financing

Cover all your expenses conveniently with funds up to Rs. 55 lakh. Check your personal loan eligibility before applying.

Basic documentation

You only need to submit your essential documents for a personal loan in Darjeeling.

No collateral needed

Avail funds without pledging any asset as collateral. This also cuts down on the paperwork and formalities.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Darjeeling with just your phone number and OTP – no need to visit the branch.

Zero hidden charges

You do not have to worry about any other cost apart from a nominal processing fee. Our transparent policies ensure no hidden charges.

Money in the bank within 24 hours*

Meet all eligibility criteria and complete the documentation process to acquire the funds in your accounts within 24 hours* of approval.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.