Instant Personal Loan in Tiruvannamalai

Instant Personal Loan in Tiruvannamalai

Check your offer for personal loan in Tiruvannamalai with your phone and OTP - no branch visit needed.

Rs. 40,000 to Rs. 15,50,000

You may be eligible for a pre-approved offer

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Tiruvannamalai, a vibrant city known for its cultural and spiritual significance, is home to individuals with diverse financial needs. Whether you are planning a wedding, covering medical expenses, or consolidating debt, a personal loan can provide the financial flexibility you need. Bajaj Finserv offers instant personal loans in Tiruvannamalai that are tailored to meet your requirements with minimal hassle.

Show More Show Less

Features and benefits of instant personal loans in Tiruvannamalai

An Insta Personal Loan in Tiruvannamalai offers numerous features and benefits, making it an attractive option for residents facing urgent financial needs:

  • Pre-approved offers and quick disbursal

    One of the primary advantages of an instant personal loan is the swift application and disbursement process. Once you apply, the funds are transferred to your account within a few hours, ensuring timely access to money in emergencies. With Insta Personal Loan, customers get pre-approved offers by simply entering their mobile number and OTP. This speeds up the entire loan process and you can receive the funds within some minutes to a few hours. 
    Check your offer now

  • Minimal paperwork

    Unlike traditional loans, an Insta Personal Loan requires minimal documentation, simplifying the application process. Select customers can get our Insta Personal Loan without needing to submit any documents.

  • Flexibility

    Borrowers can choose from a variety of repayment tenures, allowing them to select a plan that best fits their financial situation. This flexibility ensures that repayments are manageable and stress-free.

  • No collateral required

    Instant personal loans are unsecured, meaning there is no need to pledge any assets as collateral. This reduces the risk for borrowers and makes the loan accessible to a wider audience.

Show More Show Less

Eligibility criteria and documents for Insta Personal Loan in Tiruvannamalai

Anyone can opt for our instant loan online. Your Insta Personal Loan eligibility and documentation requirement depends on whether you are a new customer or have an existing relationship with us.

  • If you are an existing customer

    • Since you are an existing customer with a pre-approved offer, there are no additional eligibility criteria that apply to you.
    • Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, and bank statement to apply for instant personal loan.
  • If you are a new customer

    Customers with an Insta Personal Loan offer may need to go through a CIBIL check and provide additional documents. The documentation and application process may differ slightly.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your pre-approved offer for Insta Personal Loan using just mobile number and OTP – 100% online process. 

Show More Show Less

How to apply for Insta Personal Loan in Tiruvannamalai

  • Step-by-step guide to apply for the Insta Personal Loan

    1. Click on ‘CHECK OFFER’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. You will see an offer with a pre-assigned loan limit for you. You can either go with it or choose a lower amount.
    4. Select a repayment tenure that suits you best.
    5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.


Note: Some customers may need to submit additional documents to complete their Insta Personal Loan application process.

Show More Show Less

Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000