Instant Personal Loan in Maddur

Instant Personal Loan in Maddur

Check your offer for personal loan in Maddur with your phone and OTP - no branch visit needed.
FAQs

FAQs

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Video

Rs. 40,000 - Rs. 15,50,000

You may be eligible for a pre-approved offer in Maddur

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Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

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Features and benefits of instant personal loan in Maddur

An instant personal loan offers numerous advantages, especially during emergencies. Here are some key features and benefits:

  • Quick disbursal

    The biggest advantage is speed. With an Insta Personal Loan, funds can be credited to your account in as little as 30 minutes* to 4 hours.

  • Minimal documentation

    Unlike traditional loans, these loans require only basic documents, making the process smooth and hassle-free.

  • Flexible repayment options

    Choose a repayment tenure that suits your financial comfort, whether short-term or long-term.

  • No collateral required

    Since it’s an unsecured loan, you don’t need to pledge any property or assets.

  • Pre-approved offers

    Based on your profile and existing relationship, you may get pre-approved loan offers instantly. Just enter your mobile number and OTP to check your offer.

How to use EMI Calculator to decide the right loan amount

Before applying for a loan, it’s important to figure out the right amount that fits your budget. The Insta Personal Loan EMI Calculator helps you do this by:

  • Estimating monthly EMIs: Enter the loan amount, interest rate, and tenure to know your monthly repayment in advance.
  • Comparing loan options: Try different combinations of amount and tenure to find the plan that works best for you.
  • Planning better: Knowing your EMI beforehand ensures you can manage repayments without stress.

Things to consider before getting an instant personal loan

  • Repayment capacity: Make sure your monthly income can comfortably handle the EMI.
  • Interest rates and fees: Carefully check the fees and charges, including processing fees or prepayment penalties, as these affect the overall loan cost.
  • Purpose of loan: Clearly decide why you’re borrowing—whether for medical needs, home repairs, education, or other expenses. This helps you choose the right loan amount and tenure.

*Terms and conditions apply

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Eligibility criteria and documents for Insta Personal Loan in Maddur

Anyone can opt for our instant loan online. Your Insta Personal Loan eligibility and documentation requirement depends on whether you are a new customer or have an existing relationship with us.

  • If you are an existing customer

    • Since you are an existing customer with a pre-approved offer, there are no additional eligibility criteria that apply to you.
    • Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, and bank statement to apply for instant personal loan.

  • If you are a new customer

    Customers with an Insta Personal Loan offer may need to go through a CIBIL check and provide additional documents. The documentation and application process may differ slightly.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your pre-approved offer for Insta Personal Loan using just mobile number and OTP – 100% online process. 

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How to apply for Insta Personal Loan in Maddur

  • Step-by-step guide to apply for the Insta Personal Loan

    1. Click on ‘CHECK OFFER’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. You will see an offer with a pre-assigned loan limit for you. You can either go with it or choose a lower amount.
    4. Select a repayment tenure that suits you best.
    5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.


Note: Some customers may need to submit additional documents to complete their Insta Personal Loan application process.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 24 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.