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What is Voter ID and why link mobile number?
A Voter ID card is an important identity document that allows Indian citizens to participate in elections. When you link voter ID with mobile number, it helps the Election Commission of India communicate important updates directly to you. A voter ID card link with mobile number enables you to receive alerts about voter services, track application status, and access digital facilities such as e-EPIC. Linking your mobile number also improves record accuracy, reduces duplication, and ensures smoother voter verification. Overall, this simple step enhances transparency, convenience, and active participation in the democratic process.
Step on how to link mobile number with Voter ID
Before beginning, ensure you have your Voter ID and mobile number handy.
Linking your mobile number with your Voter ID ensures you receive important updates. Here’s how to do it:
- Visit the NVSP Portal: Go to nvsp.in or download the Voter Helpline app.
- Log In or Register: Log in with your credentials or create a new account using your mobile number or email.
- Select Mobile Linking Option: Choose the option to link your mobile number with your Voter ID.
- Enter Voter ID Details: Provide your EPIC number and personal information for verification.
- Verify with OTP: Authenticate your mobile number using the OTP sent to your device.
- Submit Application: Confirm the details and complete the process.
- Receive Confirmation: You will get a notification once the linking is successful.
This process enhances accessibility to electoral services.
Benefits of linking mobile number with Voter ID
Linking your mobile number with your Voter ID offers several advantages that simplify voter-related processes. Before proceeding, consider these benefits:
- Access to Updates: Receive notifications on elections, polling dates, and voter services.
- Application Tracking: Monitor the status of your Voter ID application or corrections.
- Seamless e-EPIC Access: Download the digital Voter ID card easily using your linked mobile number.
- Enhanced Security: Strengthens voter authentication with mobile-based verification.
- Error Correction: Facilitates quick corrections in your Voter ID details.
- Efficient Communication: Stay informed about changes in constituency or polling stations.
- Convenience: Reduces the need for manual follow-ups with the election office.
This linkage fosters a transparent, efficient, and citizen-friendly electoral process.
Common issues and solutions during linking mobile number
| Common issue | Possible solution |
|---|---|
| OTP not received on mobile | Check network connectivity, ensure the mobile number is active, and retry after some time. |
| Mobile number already linked | Verify if the number is linked to another Voter ID and update it through the official portal. |
| Incorrect voter details | Cross-check personal details and correct them before proceeding with linking. |
| Technical error on portal | Try again later or use an alternative method such as visiting a voter service centre. |
Conclusion
Linking your mobile number with your Voter ID is a significant step in enhancing the efficiency and transparency of India’s electoral system. It simplifies communication, ensures timely updates, and facilitates access to a range of digital voter services. With straightforward steps available online and offline, this process empowers voters to actively engage with the electoral process. By staying informed and updated, citizens can contribute to the smooth functioning of democracy. Take advantage of this initiative and ensure your mobile number is linked with your Voter ID to experience seamless access to electoral services and information.
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Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank. |
Part-prepayment charges |
Full Pre-payment: |
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.472% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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