Correction in Voter ID Card

Correction in Voter ID Card

Voter id card correction online, They have introduced both online and offline application forms and processes as part of this process.
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The voter ID card is an essential document for Indian citizens, used not only for voting but also as proof of identity. It is crucial to ensure that all information on your voter ID, including your name, is accurate. This guide explains how to correct your name on a voter ID card, the form required for corrections, and common reasons for name changes.
 

Voter ID card often can be useful as an identity proof for various financial activities, including taking a personal loan. If you are looking for quick personal loan, having an updated voter ID document can be crucial. Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to correct name in Voter ID card?

Correcting your name on a voter ID card is a straightforward process. Follow these steps to update your details:

  • Visit the National Voter Service Portal (NVSP) and log in.
  • Select the "Correction of entries in electoral roll" option.
  • Fill out Form 8 with the correct name details.
  • Upload a supporting document, such as a birth certificate or Aadhaar card.
  • Submit the application and note the reference ID for tracking.
  • Once verified, the updated voter ID will be sent to your registered address.
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Form required for change/correction of name in Voter ID card

To correct your name on the voter ID card, a specific form must be used. Below are the details:

  • Form 8: This form is used for correcting personal details, including name, on the electoral roll.
  • Obtain Form 8 online from the NVSP portal or offline from the nearest electoral office.
  • Fill in the required fields, providing your existing name and the corrected name.
  • Attach supporting documents for verification, such as a government-issued ID or affidavit.
  • Submit the form online or to the electoral officer at your local office.
  • Track your application status using the reference ID provided.
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Reason for change/correct name in Voter ID

There are various reasons why you may need to correct or change your name on the voter ID. Some common ones include:

  • Spelling errors in the name due to clerical mistakes during registration.
  • Name changes after marriage, especially for women.
  • Legal name changes through a court decree or affidavit.
  • Errors in the order of first name and surname.
  • Discrepancies between the name on the voter ID and other official documents.
  • Updating initials or abbreviations to the full name for clarity.
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Conclusion

Ensuring that your name on the voter ID card is accurate is essential for smooth identification during elections and other official purposes. By following the steps outlined in this guide, you can correct or change your name easily. Stay proactive in maintaining accurate records to avoid complications in the future.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 31% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

• Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
• Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
• Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.30% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.30% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.30% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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