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A Voter ID card is not only vital for voting but also serves as a key identity proof when you apply for personal loan or access other financial services. Recognising its importance, the Election Commission of India (ECI) now offers digital access through the e-EPIC (Electronic Electoral Photo Identity Card). This digital version can be downloaded easily and securely, simplifying the verification process during loan applications. Whether you need to submit identity proof or require a soft copy for quick access, this guide explains how to download your Voter ID card and register for e-EPIC online.
How to download voter ID card online?
Downloading your Voter ID card online is simple through the NVSP or Voter Helpline app. Before beginning, ensure your Voter ID details are updated.
- Visit the NVSP Portal: Visit the official website of NVSP or use the voter helpline app.
- Log In or Register: Use your mobile number or email to create an account or log in.
- Select ‘Download e-EPIC’: Click on the option available on the portal.
- Enter EPIC Details: Provide your EPIC number and state.
- Verify via OTP: Authenticate your identity by entering the OTP sent to your registered mobile number.
Download e-EPIC: Once verified, download the soft copy of your Voter ID card.
This digital option provides a quick and secure way to access your Voter ID anytime.
How to register for downloading e-EPIC Card online?
Registering for the e-EPIC card download ensures easy access to your digital Voter ID. Ensure you have a valid EPIC number before proceeding.
- Access the NVSP Portal: Visit the official website of NVSP or the voter helpline app.
- Create an Account: Register using your mobile number or email address.
- Update Mobile Number: Ensure your mobile number is linked to your Voter ID.
- Enter Personal Details: Provide your EPIC number, name, and state for verification.
- Verify via OTP: Authenticate your registration using the OTP sent to your mobile.
- Activate Account: Complete the registration by setting a secure password.
- Download e-EPIC Card: Access the ‘Download e-EPIC’ section and follow the instructions to download.
Completing this process enables you to retrieve your digital Voter ID card instantly.
How can I download a soft copy of voter ID?
To download a soft copy of your Voter ID, follow these steps:
Before starting, confirm that your details on the Voter ID are accurate.
- Login to NVSP: Visit the official website of NVSP and log in with your credentials.
- Locate the Download Option: Find the ‘Download e-EPIC’ option on the dashboard.
- Provide EPIC Number: Enter your EPIC number and select your state.
- Complete OTP Verification: Authenticate the process by entering the OTP sent to your registered mobile number.
- Download the File: After successful verification, download the e-EPIC card in PDF format.
Save and Print: Save the file for future use, and print it if a physical copy is required.
This process ensures you have a digital copy of your Voter ID for immediate access.
Conclusion
Keeping your Voter ID updated and easily accessible is not only essential for electoral participation but also useful when applying for financial services like a personal loan. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
The Election Commission of India’s digital initiatives, such as e-EPIC and online Voter ID downloads, have made this process more convenient. Using the NVSP portal or the Voter Helpline app, you can access your digital Voter ID anytime—streamlining identity verification when you apply for services that require valid ID proof. This shift supports India’s move towards digital governance and ensures you’re always prepared, whether for elections or financial needs.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank. |
Part-prepayment charges |
Full Pre-payment: |
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.472% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
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For customer support, call Personal Loan IVR: 7757 000 000
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