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A Voter ID is an essential document for participating in elections in India. It serves as proof of identity and citizenship. Losing or damaging your Voter ID can hinder your ability to vote and access other government services. In such cases, applying for a duplicate Voter ID becomes crucial. A Voter ID card serves as a valid identity and address proof when applying for a personal loan, helping lenders verify your details quickly and process your loan application smoothly and efficiently. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
This article explains when to apply for a duplicate Voter ID and the steps for both online and offline applications.
When to apply for a duplicate Voter ID?
If your Voter ID is lost, damaged, or stolen, you need to apply for a duplicate card. Here are the specific scenarios:
- The Voter ID is misplaced and cannot be retrieved.
- The Voter ID is torn or mutilated, making it unreadable.
- The Voter ID is stolen, and you have filed an FIR.
- The details on the Voter ID are smudged or unclear due to damage.
Online process to apply for a duplicate Voter ID card
Applying online for a duplicate Voter ID card is convenient and time-saving. Follow these steps:
- Visit the National Voter Service Portal (NVSP) website.
- Log in or create an account using your email or mobile number.
- Select the option to apply for a duplicate Voter ID.
- Fill in the required details and upload scanned documents, including proof of identity and FIR (if applicable).
- Submit the application and note the reference number for tracking.
Offline procedure to obtain a duplicate Voter ID card
For those who prefer offline methods, the process to obtain a duplicate Voter ID is straightforward. Follow these steps:
- Visit your nearest Electoral Registration Office (ERO).
- Collect Form EPIC-002, meant for duplicate Voter ID applications.
- Fill out the form with accurate details and attach necessary documents, including proof of identity and an FIR (if applicable).
- Submit the form at the ERO and collect the acknowledgement slip for reference.
- Your duplicate Voter ID will be processed and sent to your registered address.
Conclusion
A duplicate Voter ID ensures that you can continue to participate in elections and exercise your democratic rights without any interruptions. Understanding both online and offline procedures simplifies the application process, ensuring that your replacement card is obtained quickly and efficiently. Always keep your Voter ID secure to avoid the need for frequent replacements.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment:
Part Pre-payment
|
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
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For customer support, call Personal Loan IVR: 7757 000 000
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