List of Documents Required for Voter ID Card

List of Documents Required for Voter ID Card

The list of documents must be submitted to the Election Commission of India (ECI) or the respective State Election Commission.
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Tracking your Voter ID card status is essential for participating in elections. Whether applying for a new card or updating details, knowing its status ensures transparency and readiness for elections. The Election Commission of India (ECI) offers multiple ways to track Voter ID status. These methods make the process efficient and accessible, empowering citizens to stay informed about their electoral identity.

Documents required for Voter ID card

Having the right documents is crucial for applying for a Voter ID card. Below is a table listing the required documents:

 

Document typeExamples
Proof of IdentityAadhaar card, PAN card, Passport
Proof of AddressElectricity bill, Rent agreement
Proof of AgeBirth certificate, Class 10 mark sheet
Passport-size PhotosRecent colour photographs
Other Supporting DocumentsRation card, Driving licence
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Why is it important to have a Voter ID card?

A Voter ID card is a vital document for every Indian citizen. Here’s why it is important:


  • Proof of identity: It serves as an official identity document for various purposes.
  • Eligibility to vote: It ensures your participation in the electoral process.
  • Prevention of electoral fraud: It helps avoid fraudulent voting by verifying the identity of voters.
  • Access to government schemes: Many government schemes require a Voter ID as proof.
  • Ease of documentation: It simplifies processes like opening a bank account or applying for a passport.
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How to apply for a Voter ID card in India?

Applying for a Voter ID card is a straightforward process. Follow these steps:
 

  • Visit NVSP portal: Access the National Voters Service Portal (NVSP) online.
  • Register as a new user: Create an account using your mobile number and email ID.
  • Fill Form 6: Provide your personal details and upload the necessary documents.
  • Submit the application: Complete the application and note the reference ID for tracking.
  • Verification process: Await the field verification conducted by election officials.
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Conclusion

A Voter ID card is indispensable for Indian citizens, ensuring both electoral participation and identity verification. By understanding the required documents and application process, you can easily secure your Voter ID and exercise your democratic rights effectively.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 31% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

• Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
• Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
• Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.472% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.472% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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