Instant Personal Loan in Palamaner

Instant Personal Loan in Palamaner

Check your offer for personal loan in Palamaner with your phone and OTP - no branch visit needed.
FAQs

FAQs

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Video

Rs. 40,000 - Rs. 15,50,000

You may be eligible for a pre-approved offer in Palamaner

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

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Eligibility criteria and documents for Insta Personal Loan in Palamaner

Anyone can opt for our instant loan online. Your Insta Personal Loan eligibility and documentation requirement depends on whether you are a new customer or have an existing relationship with us.

  • If you are an existing customer

    • Since you are an existing customer with a pre-approved offer, there are no additional eligibility criteria that apply to you.
    • Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, and bank statement to apply for instant personal loan.

  • If you are a new customer

    Customers with an Insta Personal Loan offer may need to go through a CIBIL check and provide additional documents. The documentation and application process may differ slightly.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your pre-approved offer for Insta Personal Loan using just mobile number and OTP – 100% online process. 

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Features and benefits of Insta Personal Loan in Palamaner

  • No documentation required

    Select customers can get our Insta Personal Loan without needing to submit any documents at all.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Palamaner with just your phone number and OTP – no need to visit the branch.

  • Flexible tenure

    Choose a loan tenure that aligns with your repayment capabilities. Our Insta Personal Loan offers flexible repayment tenure options ranging up to 96 months.

  • Quick disbursal

    Since your loan is pre-approved, the funds can be disbursed into your bank account within 30 minutes* to 4 hours.

Factors to keep in mind before getting an Insta Personal Loan in Palamaner

Before availing an instant personal loan in Palamaner, consider the following factors:
 

  • Need assessment: Ensure the loan amount is necessary and fits your budget.
  • Repayment terms: Understand the tenure and EMI amount to avoid financial strain.
  • Fees and charges: Check for processing fees, prepayment penalties, and other associated costs.
  • Credit score: A good score improves your chances of approval and may lead to better terms.
  • Loan purpose: Ensure the loan is for a valid purpose and not for speculative ventures.
     

Make sure to you read all the fees and charges carefully before considering an instant personal loan.

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How to apply for Insta Personal Loan in Palamaner

Step-by-step guide to apply for the Insta Personal Loan

    1. Click on ‘CHECK OFFER’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. You will see an offer with a pre-assigned loan limit for you. You can either go with it or choose a lower amount.
    4. Select a repayment tenure that suits you best.
    5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.


Note: Some customers may need to submit additional documents to complete their Insta Personal Loan application process.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 24 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.