Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Gadag
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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Are you looking for an easy and convenient way to access funds in Gadag? Bajaj Finserv Personal Loans offer the perfect solution for your financial needs. Whether you are planning a wedding, funding higher education, or managing unforeseen expenses, you can apply online and get funds disbursed within hours—no branch visit required!
Features and benefits of personal loan in Gadag
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Minimal paperwork
Now, complete your loan application swiftly by submitting only a handful of documents required for personal loans.
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Unsecured financing
Avail of collateral-free financing and meet your funding needs with ease.
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24x7 online loan account access
Our dedicated online customer portal – My Account, allows customers to access their loan accounts on the go for convenient management.
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Flexi facility
Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.
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High loan amount
Meet all your substantial financing needs conveniently with personal loan from Rs. 40,000 to Rs. 55 lakh in Gadag.
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Pre-approved loan offers
You can check if you have a pre-approved offer for a personal loan in Gadag with just your phone number and OTP – no need to visit the branch.
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Repayment
Our Personal Loan EMI Calculator helps with suitable tenure selection. Choose a long period from 12 months to 96 months and repay your loan with ease.
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Quick loan approval
Once your online application is complete, you can get quick approval of the advance.
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Get funds within 24 hours*
Receive your funds within 24 hours*.
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Zero hidden charges
We ensure nil hidden charges are levied on your personal loan.
Gadag is the birthplace of the popular classic Mahabharata writer Kumara Vyasa, lovingly known as Naranappa. With one of the highest literacy rates all over India, Gadag is known for its innovative styles of agriculture to align with new climatic patterns. This segment also contributes significantly to employment in this area.
Residents of the city can now get funding conveniently by filling out a simple application form for a personal loan in Gadag. We ensure quick loan processing and provide dedicated financial calculators to help individuals assess their repayment capacities before applying.
*Terms and conditions apply
Eligibility criteria and documents for personal loan in Gadag
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Gadag
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment:
Part Pre-payment
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Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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