Personal Loan in Pathankot

A personal loan can be a financial lifeline for various needs, from managing unexpected expenses to funding major life goals. For residents of Pathankot, Bajaj Finance offers a seamless, fully online personal loan solution designed to meet diverse requirements. 

✅Check your pre-approved loan offer in Pathankot with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

With quick approvals, flexible repayment options, and competitive interest rates, a Bajaj Finserv Personal Loan is an excellent choice for salaried and self-employed individuals alike.

No hidden costs

With Bajaj Finance, you get a transparent policy and no hidden costs.

Quick credit to account

Fulfil your financial commitments with ease—the approved loan amount reaches your account within 24 hours*.

Easy repayment

Choose tenures of up to 96 months and use our tool for online personal loan EMI calculation to help determine the tenure that suits you best based on your monthly repayment capability.

Collateral-free loan

You need not keep any assets as collateral to get a personal loan in Pathankot.

Flexi facility

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Pathankot with just your phone number and OTP – no need to visit the branch.

Fast approval

Bajaj Finance offers quick approvals on loan applications so you can cover your monetary needs promptly and efficiently.

Online account facility

Stay informed about your loan details through our online account management facility—My Account.

Few documents

We need just a few documents to process your application. Enjoy doorstep document collection facility.

Higher loan amount

Borrowers in Pathankot can take a loan of up to Rs. 55 lakh based on certain eligibility criteria.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.