Personal Loan in Gurdaspur

Need quick funds in Gurdaspur to handle a wedding, travel, medical emergency, or home upgrade? A Bajaj Finserv Personal Loan in Gurdaspur offers up to Rs. 55 lakh with instant approval and 24 hours* disbursal — all without collateral or long paperwork. The process is completely online, so no need to visit a branch.

✅ Check your pre-approved loan offer in Gurdaspur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Repayment flexibility

Choose a repayment tenure of up to 96 months. Use a personal loan EMI calculator to select a suitable tenure

Financing for big-ticket expenses

Meet your big-ticket financing needs easily with up to Rs. 55 lakh available as a personal loan in Gurdaspur

Minimal paperwork

With minimal documents required for personal loans, now get funds by submitting only a few basic documents

Get money within 24 hours*

With disbursal time brought under 24 hours*, meeting your urgent monetary requirements at short notice is possible

Loan account access through My Account

Log in to the customer portal–My Account to access and track loan details anytime and anywhere

Unsecured financing

A personal loan in Gurdaspur is available without any collateral through simple eligibility fulfilment

Instant personal loan

As reputed private lenders, Bajaj Finance ensures instant approval of Personal Loans through online form fill-up

Nil hidden charges

Our terms and conditions ensure 100% transparency in charges, ensuring your confidence in us as trusted loan agents

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Gurdaspur with just your phone number and OTP – no need to visit the branch.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.