Bajaj Finserv in your city

Situated between the rivers Ravi and Beas in Punjab, Gurdaspur has vast fertile lands used primarily for agricultural purposes only. The city’s primary work opportunities are also sourced from agriculture and allied activities.

Availing of a personal loan in Gurdaspur is now convenient with high-value funding extended by Bajaj Finserv at nominal rates.

Visit our branch to check out the personal loan offers today or apply online!

Features and Benefits of Personal Loan in Gurdaspur

  • Repayment flexibility

    Repayment flexibility

    Choose a repayment tenor of up to 96 months. Use a personal loan EMI calculator to select a suitable tenor

  • Financing for big-ticket expenses

    Financing for big-ticket expenses

    Meet your big-ticket financing needs easily with up to Rs. 40 lakh available as a personal loan in Gurdaspur

  • Minimal paperwork

    Minimal paperwork

    With minimal documents required for personal loans, now get funds by submitting only a few basic documents

  • Get money within 24 hours*

    Get money within 24 hours*

    With disbursal time brought under 24 hours*, meeting your urgent monetary requirements at short notice is possible

  • Pre-approved offers

    Pre-approved offers

    Check your pre-approved offer with only your name and contact number to experience hassle-free loan processing

  • Flexi loan financing

    Flexi loan financing

    Flexi loan facility allows EMI reduction by up to 45%* with interest charged on the used amount only

  • Loan account access through Experia

    Loan account access through Experia

    Log in to the customer portal–Experia to access and track loan details anytime and anywhere

  • Unsecured financing

    Unsecured financing

    A personal loan in Gurdaspur is available without any collateral through simple eligibility fulfilment

  • Instant personal loan

    Instant personal loan

    As reputed private lenders, Bajaj Finserv ensures instant approval of Personal Loans through online form fill-up

  • Nil hidden charges

    Nil hidden charges

    Our terms and conditions ensure 100% transparency in charges, ensuring your confidence in us as trusted loan agents

With five sub-divisions and 14 blocks, the city of Gurdaspur in Punjab has a well-connected transportation system. With the majority of its population residing in rural regions, agriculture and allied activities are the primary sources of employment. The city has lately seen the State Government’s initiative for this region’s development and upliftment and provides modern amenities across the city.

In line with such development, city residents can match their expenditures through a personal loan in Gurdaspur. One of the trusted private financers here, Bajaj Finserv, provides these loans at attractive rates and charges to make repayment affordable. Other facilities like repayment flexibility, online EMI payment, dedicated calculators, etc., make these loans easy to avail and manage.

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Eligibility criteria for personal loan in Gurdaspur

Simple personal loan eligibility requirements from Bajaj Finserv make the loan easily accessible to many. Keep all necessary documents ready when applying for hassle-free processing.

  • CIBIL score

    CIBIL score

    More than 750

  • Nationality


    Should be a residing Indian citizen

  • Age


    Between 21 years to 80 years*. 80 years* or younger, at the end of the loan tenure.

  • Monthly income

    Monthly income

    Will vary based on an applicant’s city of residence

  • Job-status


    Salaried individual employed with an MNC, a public or a private company

Leading loan providers like Bajaj Finserv now submit only a handful of documents to get a personal loan and meet all your financial needs.

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Interest rates and charges on personal loan in Gurdaspur

The borrowing cost remains affordable with nominal personal loan interest rates and charges. Make sure to check the processing fees and other charges levied to confirm your total loan liability beforehand.