Insta Personal Loan

The amount of a personal loan you can get depends on factors like your income, credit history, CIBIL Score, your existing financial obligations, and other loan terms.

An Insta Personal Loan is a pre-sanctioned offer; wherein the lender has already evaluated your credit history to check your creditworthiness. Since the initial approval process is already done, Insta Personal Loans are processed faster. With a Bajaj Finance Insta Personal Loan, you can expect the money in your account within 30 minutes*.

Read more about Insta Personal Loans and how to get one.

*Terms and conditions apply.

Bajaj Finance Limited offers Insta Personal Loans to its existing as well as new customers. The benefits of choosing an Insta Personal Loan include:

• Faster processing: You do not need to go through a lengthy approval process associated with regular loans.
• Instant funding: Since you are screened for your creditworthiness beforehand, the loan disbursal process is significantly shortened. You can get the funds you need in as little as 30 minutes*.
  
• Flexible tenures: With Insta Loans, you can pick a convenient repayment tenure ranging up to 96 months.
  
• Minimal documentation: Insta Personal Loans require minimal documentation for loan processing.
  

Click here to know all about our Insta Personal Loan.

*Terms and conditions apply.

You can check your offer using the following steps:

1. Click on ‘CHECK OFFER’.
2. Enter your 10-digit mobile number and OTP.
   
3. Once verified successfully, your pre-approved personal loan offer details will be displayed on your screen.
   

Read more on how your Insta Personal Loan offer amount is decided.

Getting an Insta Personal Loan from Bajaj Finance is simple. You only need to follow the steps below to get an offer.

1. Click on ‘CHECK OFFER’.
2. Enter your 10-digit mobile number and OTP.
   
3. Go with the pre-assigned limit or choose a different loan amount.
   
4. Choose a repayment tenure that suits you best.
   
5. Click on ‘PROCEED’ to complete the online process.
   

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Check your Insta Personal Loan offer

*Terms and conditions apply.

We look at several parameters before preparing your Insta Personal Loan offer, including your credit score, financial history, income details and more. Since we verify your credit score, you do not need to be aware of your score before checking your pre-approved loan offer.

However, keeping a tab on your credit health every few months is good practice. One of the easiest ways to do this is to use the Credit Pass offered by Bajaj Finserv. Share a few basic details on the link below and get your credit score – for free.

Check your credit score for free

Minimal documentation is one of the most significant advantages of Insta Personal Loans, and in some cases, you might not even need to provide any documents. In case you are asked for documents, you will only need the following:

• KYC documents such as Aadhaar, passport, driving license, voter’s ID, or a Letter of National Population Register
• PAN card
• Cancelled cheque
• Bank account statements for the last 3 months
• Salary slips for the last 3 months
  

Read more on eligibility criteria and documentation.

The interest rate for a Bajaj Finance Insta Personal Loan ranges from 16% to 31% p.a.

Since Insta Loans are immediately disbursed, the application process is usually much simpler. You can check your Bajaj Finance Insta Personal Loan offer by simply entering your mobile number and OTP. You will see an offer with a pre-assigned loan limit. You can either choose to go with it or enter a lower amount. You can then select a repayment tenure suitable for you and proceed with the application.

Instant loans are disbursed quickly. You can get our Insta Personal Loan in as little as 30 minutes* to 4 hours.

*Applicable for select customers.

You can check your Bajaj Finance Insta Personal Loan offer by simply entering your mobile number and OTP. Once you get your offer, you can fill in the rest of the application form within 5 minutes.

You can check your Bajaj Finance Insta Personal Loan offer by entering your mobile number and OTP. You can either go with the offer or select a lower amount to proceed with your application.

You can get our Insta Personal Loan from Rs. 40,000 to Rs. 15,50,000.

Yes, you can get a top-up loan on an existing instant personal loan. Please note that having multiple personal loans can impact your credit score.