24 Carat Gold Rate in Delhi

 
 

Key takeaways

  • Check the latest 24 carat gold rate in Delhi before buying or selling gold.
  • 24K gold is 99.9% pure and is generally used for coins and investment.
  • Gold prices in Delhi change daily due to global prices, currency movements and demand.
  • Check the gold rate per gram and per 10 grams to compare prices easily.
  • The 24K gold rate can also affect the value of gold used as collateral for a gold loan.

How is the gold price calculated in Delhi?

The 24 carat gold rate in Delhi does not originate here. Here's how the final price is worked out:


  • International gold price: It starts with the international gold price, traded globally in US dollars, forming the base price.
  • Currency conversion: This is converted from US dollars into Indian rupees using the day's exchange rate.
  • Gold purity: The price is calculated per gram and adjusted for purity — 24K gold is 99.9% pure, while 22K gold is 91.6% pure, so their prices differ.
  • Import duty: Import duty is added, since India imports the vast majority of its gold.
  • GST: A 3% GST applies on the value of the gold, and a 5% GST is charged separately on making charges when the gold is crafted into jewellery.
  • Making charges and jeweller's margin: Individual jeweler margins account for the small price differences you may notice between shops in Dariba Kalan, Karol Bagh, or South Extension and Lajpat Nagar.

Quick tip: Thinking of applying for a gold loan? Start with a simple step—check your gold loan eligibility today.

Show More Show Less

Historical gold rate in Delhi and how it has changed in recent years

Gold prices in Delhi have risen steadily over the years. Short-term corrections happen, but the overall trend has remained upward.


YearPrice 24 carat per 10 grams
2025Rs. 1,05,000 to Rs. 1,30,000
2024Rs. 77,913.00
2023Rs. 65,330.00
2022Rs. 52,670.00
2021Rs. 48,720.00
2020Rs. 48,651.00
2019Rs. 35,220.00
2018Rs. 31,438.00
2017Rs. 29,667.50
2016Rs. 22,543.00

Not sure if you qualify? Find out in moments—check your gold loan eligibility and plan your next move confidently.

Show More Show Less

Key factors affecting 24 karat gold rates in Delhi 

The 24 karat gold rate in Delhi changes daily due to global and domestic market conditions. Since 24K gold is about 99.9% pure, its price closely follows movements in the gold market.

  • International gold prices: Global demand, uncertainty and investor sentiment affect gold prices.
  • USD-INR exchange rate: A weaker rupee can increase the domestic cost of imported gold.
  • IBJA and MCX rates: Daily IBJA benchmarks and MCX prices influence domestic gold pricing.
  • Import duties and taxes: Changes in import-related costs can affect gold rates.
  • Local demand: Festivals, weddings and jewellery demand can influence local pricing.
  • Economic conditions: Inflation and interest rate movements can affect investor demand for gold.

Alongside these market factors, the price you pay or receive also depends on the gold's purity. Not all gold is the same; 24K, 22K, and 18K each carry a different rate and serve a different purpose.


Get a clear idea of your loan value. Check your gold loan eligibility. Fast approval and quick disbursal await.


What is the difference between 18K, 22K, and 24K gold?

The karat value tells you how much pure gold a piece contains. Higher karats mean more gold.


  • 18K gold is 75% pure gold. If you are buying jewellery for a wedding or occasion, this and 22K are the more practical choices across Delhi's jewellery markets compared to 24K.
  • 22K gold is 91.6% pure gold, containing small alloy proportions that make it slightly more affordable and better suited for jewellery making, balancing gold content with the durability needed for crafted pieces.
  • 24K gold is 99.9% pure gold,  the highest purity available, with that same purity making it too soft and malleable for jewellery that needs to hold its shape under everyday handling. It is for investment, not daily wear.

Parameter18K Gold22K Gold24K Gold
Purity75%91.6%99.9%
StrengthHighestHighLower
Common UseDiamond jewellery and daily wear jewelleryTraditional jewelleryInvestment bars and coins
PriceLowestHigherHighest

How to check 24 karat gold purity in Delhi 

You can check 24 carat gold purity in Delhi by looking for hallmark details and verifying the gold with a reliable testing method. 24K gold is approximately 99.9% pure, although the exact purity should be confirmed through proper certification or testing.


  • Check the BIS hallmark: Look for the BIS mark and purity details stamped on the gold item.
  • Look for the purity mark: 24K gold is generally marked as 999, indicating approximately 99.9% gold purity.
  • Verify the hallmark: Use the BIS Care app or official BIS hallmark verification facility to check hallmark details where applicable.
  • Get the gold tested: A recognised hallmarking or assaying centre can test the gold's purity using appropriate equipment.
  • Check the purchase documents: A genuine bill or purity certificate should mention the gold's purity, weight and other relevant details.

Important: Gold jewellery may contain other metals, so 24K gold is more commonly associated with coins and bars than everyday jewellery. For a Gold Loan, lenders assess the eligible gold purity and net gold weight according to their applicable valuation and eligibility criteria.


How can you calculate the value of your gold? 

You can estimate the current value of your gold using three simple details:


  • Gold weight
  • Gold purity
  • Today's gold rate per gram

Formula: Gold Value = Gold Weight × Gold Rate per Gram

Example: Suppose a customer in Delhi owns:

10 grams of gold 

With applicable gold rate per gram being Rs. 2000 for 24 karat fold

Estimated gold value: Weight (10) × Applicable gold rate (2000)= Rs. 20,000

This is why checking the 24 carat gold rate in Delhi before you visit a jeweller is only the first step; asking for a full cost breakdown tells you the actual amount you will pay.


How do gold rates influence gold investments? 

Gold prices directly affect the value of gold investments in Delhi. When gold prices rise, the value of physical gold, Gold ETFs, and Sovereign Gold Bonds generally increases. When prices fall, their value may also decline. Although each investment option works differently, all are linked to movements in the underlying gold price.

Show More Show Less

How does the gold price in Delhi today affect your gold loan amount?

The 24 carat gold price in Delhi today can affect the value of your eligible gold and the loan amount you may receive. A higher gold rate may increase the assessed value, while a lower rate may reduce it. However, the final gold loan amount also depends on purity, net gold weight, applicable valuation and LTV limits. Bajaj Finance offers gold loans against 18-22 karat gold jewellery, ornaments or coins up to 24 karat purity.


How is gold loan eligibility calculated?

A gold loan from Bajaj Finance is based purely on what your gold is worth today, not your credit score or income. 

Your eligible loan amount depends on:


  • The weight of your gold
  • The purity of your gold
  • The applicable gold price
  • The Loan-to-Value (LTV) ratio

Only the gold content is valued. Stones, enamel, and other decorations are not included.


Bajaj Finance uses whichever is lower: the previous day's closing price or the 30-day average closing price, published by IBJA or a SEBI-regulated commodity exchange. This keeps your valuation tied to real market data. The maximum LTV depends on your loan amount and cannot exceed prescribed limits. To know more, click here.


Gold loan basics: what you should know before applying 

Bajaj Finance offers gold loan interest rates between 9.50% and 24.25% per annum, with loan amounts from Rs. 5,000 up to Rs. 2 crore. The rate you are offered depends on the purity and weight of your gold, the loan amount, and the repayment tenure you choose. There are no hidden charges; the cost is clear from the start.


Eligibility and documents to keep in mind:

  • You need to be an Indian citizen between 21 and 80 years of age
  • 18-22 karat gold jewellery, ornaments, or coins up to 24 karat purity are accepted for pledging
  • Your loan amount is based on the weight and purity of your gold, not what you originally paid for it
  • Only one valid KYC document is required: Aadhaar card, passport, Voter ID, driving licence, NREGA job card, or a letter from the National Population Register
  • There are no foreclosure charges; you can close the loan early without any penalty

Before applying, use the gold loan calculator to estimate your eligible amount, or check your gold loan eligibility online to understand your borrowing capacity based on today's gold rate in Delhi, gold purity, and weight.


Curious about your loan eligibility? Enter your mobile number to see how much you can get for your gold.

Show More Show Less

Disclaimer

Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *