Key takeaways
The 22 carat gold price in Delhi is based on the prevailing market value of gold in India. It is influenced by global gold prices, currency movements, domestic benchmarks and the purity of the gold.
In simple terms, the 22 carat gold price in Delhi changes with market conditions and is not fixed for the day.
Gold prices in Delhi have generally gone up over the years. Prices may fall for a short time, but the overall trend has been upward.
| Year | Average 22K Gold Price (per 10 grams) |
|---|---|
| 2025 | Rs. 68,900 |
| 2024 | Rs. 63,700 |
| 2023 | Rs. 58,800 |
| 2022 | Rs. 51,900 |
| 2021 | Rs. 47,800 |
| 2020 | Rs. 48,500 |
| 2019 | Rs. 35,000 |
| 2018 | Rs. 31,000 |
| 2017 | Rs. 29,000 |
Quick tip: Since gold prices in Delhi move with market trends, knowing your eligible loan amount keeps you financially ready. Check your gold loan eligibility to see what you can access.
Several factors can cause the 22 carat gold rate in Delhi to rise or fall. Understanding these influences can make daily price movements easier to interpret.
Market sentiment: Economic or geopolitical uncertainty may influence investor demand for gold.
Changes in applicable gold values may also affect borrowing capacity. Check your gold loan eligibility to understand how eligible weight, purity, valuation and applicable LTV limits influence the amount you may borrow.
The karat value tells you how much pure gold a piece contains. Higher karats mean more gold.
| Feature | 18K Gold | 22K Gold | 24K Gold |
|---|---|---|---|
| Purity | 75% | 91.6% | 99.9% |
| Best for | Daily wear | Jewellery | Investment |
| Durability | Highest | High | Lower |
| Gold content | Lower | Higher | Highest |
| Common use | Modern jewellery | Wedding jewellery | Coins and bars |
Verifying gold purity is important before purchasing, selling or pledging jewellery. Some commonly used methods include:
Home checks may offer only a basic indication. For more accurate results, consult a qualified professional and read more about gold purity.
Once purity is understood, you can also check your gold loan eligibility if you plan to pledge eligible gold.
You can estimate the current value of your gold using three simple details:
Formula
Gold Value = Gold Weight × Gold Rate per Gram
For example, if you own 50 grams of 22K gold and today's rate is Rs. 12,826 per gram:
50 × Rs. 12,826 = Rs. 6,41,300
This gives the approximate market value of your gold. The final amount offered for a gold loan depends on the applicable LTV ratio, gold purity, and the lender's valuation process.
Gold prices influence the value of physical gold, Gold ETFs and Sovereign Gold Bonds. When gold prices rise, these investments may gain value, while a decline in gold prices may reduce their value. Each option works differently, but all are linked to movements in the underlying gold price.
The 22 carat gold price in Delhi can affect your eligible gold loan amount because the current applicable gold value is used during valuation. A higher gold value may increase your eligible amount, while a lower value may reduce it. Your final loan amount also depends on the gold’s eligible weight, purity and applicable LTV ratio.
Your eligible gold loan amount depends on:
Only eligible gold content is considered. Stones, enamel, fastenings and other non-gold components are excluded from the assessed weight.
The final loan amount depends on the eligible LTV, actual gold purity, and the lower of either the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange. The LTV ratio must be maintained throughout the loan tenure and may be revised as per RBI guidelines and lender policies. The loan amount is determined using the applicable LTV ratio, which varies by loan size. To know more, click here.
With Bajaj Finance, you can borrow from Rs. 5,000 to Rs. 2 crore against eligible gold jewellery, ornaments and gold coins. The gold loan interest rate starts from 9.50% per annum.
Jewellery and ornaments are accepted between 18-22 purity, while eligible gold coins are accepted up to 24 karat purity. Your pledged gold is stored in secure vaults with insurance cover during the applicable loan period.
A few important points to know before applying:
Before applying, use the gold loan calculator to estimate your eligible amount, or check your gold loan eligibility online to understand your borrowing capacity based on today's gold rate in Delhi, gold purity, and weight.
Curious about your loan eligibility? Enter your mobile number to see how much you can get for your gold.
| Gold Rate in Tirupati | Gold Rate in Malappuram | Gold Rate in Amalapuram |
| Gold Rate in Raipur | Gold Rate in Ballari | Gold Rate in Adilabad |
| Gold Rate in Bokaro | Gold Rate in Bhilai | Gold Rate in Jamshedpur |
The gold rate for 22 carat gold is subject to daily change. Hence, it is advisable to check the latest gold rates while making, investment, purchasing, and loan decisions.
The 22 carat gold price in Delhi is based on the international gold price, exchange rates, import costs, taxes, and local demand. Jewellers may also add making charges, GST, and other applicable costs.
The 22 carat gold rate in Delhi changes daily based on global gold prices, currency movements, taxes, and local market conditions. Check the latest rate before buying jewellery or investing in gold.
The GST on 22 carat gold in Delhi is 3% on the gold’s value. If you are buying jewellery, there is also a GST of 5% on making charges.
Yes, the 22K gold rate in Delhi changes daily. It depends on international gold prices, currency value, and local demand.
Yes, gold rates may differ slightly across jewellers in Delhi. This depends on their sourcing, brand reputation, making charges, and business policies.
916 gold means the gold is 91.6% pure, which is another name for 22 carat gold. It is commonly used for jewellery in India.
14K gold has 58.3% pure gold. The price is calculated based on today’s pure gold rate, proportionate to its purity, plus GST and making charges.
Yes, you can buy 23 carat gold in Delhi, though it is less common. You may find its rate online on specialised bullion trading platforms.
18K gold has more alloy metals than 22K, making it harder and more durable. While 22K is purer, 18K is better for daily-wear jewellery.
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *
