Features and benefits of our Insta Personal Loan
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All you need to know about our Insta Personal Loan
Watch this video to know everything about our Insta Personal Loan - features and benefits, fees & charges, etc.
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Pre-assigned limits
No need to complete the entire application process to know how much loan you will get.
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All you need is a valid mobile number
You can check your Insta Personal Loan offer by entering your mobile number and OTP.
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Immediate processing
Our Insta Loans work like a green channel with no documentation required* and money in your account in just 30 minutes*.
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Flexible loan tenures
Manage your loan repayment with options ranging from 12 to 96 months.
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No hidden charges
You can read our fees and charges on this page and on our loan documents. There are no hidden charges.
*Applicable for select customers.
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Still haven’t found what you’re looking for? Click on any of the links at the top of this page.
How to get an Insta Personal Loan
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Frequently asked questions
You can borrow up to Rs. 15,50,000 based on your creditworthiness. From financing your child’s higher education to consolidating your debt, you will find that an Insta Personal Loan is a versatile solution for handling a range of expenses.
Bajaj Finserv offers all its loans with a part-prepayment facility. After clearance of your first EMI, you can make part pre-payments up to six times a year.
Bajaj Finserv offers Insta Personal Loans at attractive rates starting from 13% to 31% p.a.
While a regular personal loan can be availed of in 24 hours*, select customers can get their Insta Personal Loan in just 30 minutes*.
*Terms and conditions apply
The key features of our Insta Personal Loans are:
- Instant disbursal within just 30 minutes*
- No income proof needed*
- Pre-approved offers of up to Rs. 15,50,000
- Tenure of up to 96 months
*Applicable for select customers
An Insta Personal Loan is a pre-sanctioned offer; wherein the lender has already evaluated your credit history to check your creditworthiness. Since the initial approval process is already done, Insta Personal Loans are processed faster. Here are some of the key features:
- Quick disbursal within 30 minutes*
- No documents needed*
- Pre-approved offers of up to Rs. 15,50,000
- Tenure of up to 96 months
*Applicable for select customers
