In the case of a medical emergency, besides the medical issue and the well-being of your near and dear ones, the thought of managing your finances is on top of your mind.
You may have an insurance cover, but there are many exclusions that you may find out at the time of discharge. Rather than carry the uncertainty, you can check for an Insta Personal Loan offer real-time.
Anant has an existing consumer durable loan running with us and wants to check if he has a pre-approved offer for Insta Personal Loan. He can click on ‘Check Offer’, enter his registered mobile number, and the OTP. He will get to see the pre-approved loan limit on the screen. Anant can now complete a few steps and get the money in his bank by the evening.
Vidhi is not our customer. She wants to get an Insta Personal Loan. She can click on ‘Check Offer’, enter her registered mobile number, and the OTP. She will get to see the pre-assigned loan limit on the screen. She can now choose to go ahead with the application process that takes less than five minutes to avail of the offer. Once Vidhi’s application is approved, money will be credited to her bank account within 4 hours in most cases. In a few cases, it may take a bit longer than 24 hours.
In both these cases, Anant and Vidhi do not need to worry about exclusions or for not having enough funds to cover for the medical expenses. The funds can be used to pay for a range of scenarios:
Diagnostics
You may have to pay thousands for specialised diagnostic scans. A single MRI scan can cost roughly Rs. 15,000, and you might require several scans in some circumstances. There could be additional laboratory tests as well.
Hospitalisation expenses
There is a broad list of exclusions, including things like room upgrades, special meals, doctor and dietician visits. Even though your insurance coverage could be adequate, it will not cover for the exclusions.
Physiotherapy
As part of your post-operative care, you might need to attend many sessions of physical therapy. This might entail the use of specialised equipment, with the cost of each session being around Rs. 5,000.
Household expenses
You will still need to manage your monthly household bills while you are in the hospital. School fees for kids, food costs, energy bills, and fuel costs may all add up to a lot of money.
How do I borrow money for medical expenses?
You can simply check your Insta Personal Loan offer by entering your mobile number and OTP. You can then choose to go with your offer or choose a lower amount. The money is disbursed to your bank account within just a few hours.
Here is the link to our Insta Personal Loan page, wherein you can read about the product and also check your offer online.
