Personal Loan in Maharashtra

Personal Loan in Maharashtra

Check your eligibility for personal loan in Maharashtra with your phone and OTP - no branch visit needed.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Maharashtra

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your state

  • Whether you’re in Mumbai, Pune, Nagpur, Nashik, or any other city in the state, a Bajaj Finance Personal Loan in Maharashtra gives you fast access to funds without collateral for any planned or unplanned expense.


    ✅ Check your pre-approved loan offer in Maharashtra with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Maharashtra, India’s second-most populous state, is an economic powerhouse with Mumbai as the nation’s financial capital and Pune as an IT and education hub. Known for its diverse geography — from the Sahyadri mountain ranges to beautiful beaches and bustling metropolitan cities — Maharashtra is home to industries like manufacturing, IT, agriculture, film, and tourism. With vibrant culture and strong infrastructure, it attracts professionals, entrepreneurs, and students from across the country.


*Terms and conditions apply.

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Features and benefits of personal loans in Maharashtra

  • Flexible tenure

    Reduce your repayment hassle by choosing a feasible tenure. Options up to 96 months are available.

  • Money credited in 24 hours*

    Get your instant personal loan within 24 hours* in your bank account. You can use it immediately.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Maharashtra with just your phone number and OTP – no need to visit the branch.

  • Funds up to Rs. 55 lakh

    Opt for a personal loan up to Rs. 55 lakh in Maharashtra and address your bigger expenditures effortlessly.

  • Zero hidden fees

    We maintain complete transparency in our terms and conditions and have no hidden charges.

  • Minimum documents

    Provide a few basic documents required for a personal loan. Also, meet the eligibility criteria to qualify.

  • Online loan management

    Log in to our customer portal – My Account and manage your loan account online 24x7.

  • Quick approval

    Once you submit the online application, be assured of receiving quick approval from us.

Maharashtra houses major cities like Mumbai, Nashik, Nagpur, Pune and others. International trade, technology, mass media, fashion, manufacturing, apparel, tourism and aerospace are the major economic drivers of Maharashtra. Besides, it is progressive in education, infrastructure, modern facilities, connectivity and culture.


Borrowers residing here need a multipurpose loan to address their diverse financing requirements. Bajaj Finance brings the most flexible personal loan in Maharashtra, that you can use for various purposes. With this collateral-free credit, you can finance weddings, higher education, foreign trip, home renovation, consumer durables, and various other purposes. You apply online for a personal loan and enjoy all our facilities and services in just a few clicks.


Also read: Instant personal loan for Women

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Eligibility criteria and documents for personal loan in Maharashtra

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Maharashtra

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.