Pradhan Mantri Awas Yojana List 2026 – How to Check Your Name

The Pradhan Mantri Awas Yojana (PMAY) beneficiary list helps applicants check their status under the scheme’s rural and urban components. PMAY-Gramin (PMAY-G) covers eligible rural households, while PMAY-Urban (PMAY-U) supports eligible urban households through different housing assistance components.

• The scheme aims to support 1 crore additional eligible urban families with annual household incomes of up to Rs. 9 lakh.
• Eligible applicants may receive a subsidy of up to Rs. 1.80 lakh under the PMAY-U 2.0 Interest Subsidy Scheme (ISS), subject to scheme conditions.
• Appearing on a list does not automatically guarantee assistance or subsidy approval.
• Applicants should use the relevant official portal for PMAY-G or PMAY-U and follow the applicable verification process.

Check your beneficiary status through the appropriate official portal. If your name is missing or your application status is unclear, contact the relevant authority to confirm the next steps.

PMAY is a government-led housing initiative designed to help people from economically weaker backgrounds own a home, aiming to make affordable housing available in both rural and urban areas. Now in its second phase across both components, the scheme continues to drive India's "Housing for All" mission. It has two main categories:

• PMAY-Urban (PMAY-U) — for people living in cities and towns
• PMAY-Gramin (PMAY-G) — for families living in villages and rural regions

PMAY is closely linked to other central schemes including Swachh Bharat Mission–Gramin, Saubhagya Yojana, Ujjwala Yojana, and Jal Jeevan Mission, ensuring beneficiaries receive not just a house but a better overall standard of living.

Pradhan Mantri Awas Yojana (PMAY) continues in 2026 through two components: PMAY-Urban (PMAY-U), including PMAY-U 2.0, for eligible urban households, and PMAY-Gramin (PMAY-G) for eligible rural households.

• PMAY-Urban: Active since 1 September 2024, PMAY-U 2.0 supports Beneficiary-led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and the Interest Subsidy Scheme (ISS) for eligible income groups. Central assistance of up to Rs. 1.5 lakh is provided for individual house construction under BLC. As of February 2026, over 13.61 lakh houses have been sanctioned under PMAY-U 2.0, with the total sanctioned under the overall PMAY-Urban mission (since 2015) standing at 122.50 lakh, of which over 97 lakh have been completed. Note: The earlier Credit Linked Subsidy Scheme (CLSS) closed on 31 March 2022; the ISS is its current-phase successor under PMAY-U 2.0.
• PMAY-Gramin: New beneficiaries are identified using the Awaas+ survey process and the AwaasApp. Total revised target: 4.95 crore houses (including 2 crore additional homes approved for FY 2024–25 to FY 2028–29); as of March 2026, approximately 3 crore rural houses have been completed.
• Funding: The 2024-25 Union Budget announced central assistance of Rs. 2.2 lakh crore over five years for PMAY-Urban 2.0, as part of a total investment of Rs. 10 lakh crore targeting 1 crore urban families. Separately, PMAY-Gramin's extended phase carries a total outlay of Rs. 3.06 lakh crore for 2 crore additional rural homes through 2029.
• Monitoring: Accountability is ensured through community monitoring via Self Help Groups (SHGs) and formal social audits in every Gram Panchayat. Payments are transferred via the AwaasSoft-PFMS platform, with geo-tagged, time-stamped construction photographs required at every stage before funds are released.

A household under PMAY includes husband, wife, and unmarried children. An unmarried earning adult may apply independently subject to the eligibility conditions prescribed under PMAY-U 2.0. Beneficiaries must not have previously received assistance for a house under any Government housing scheme and must satisfy all eligibility conditions under PMAY-U 2.0.

Applicants must not own a pucca house anywhere in India (in their own name or a family member's name). Under PMAY-U 2.0, the house must be registered in the name of the female head of the household or held jointly with a male member

Last updated: 16th October 2026

Figures represent cumulative sanctions under the original PMAY-Urban mission. House completion figures continue to change as projects are completed. Refer to the official PMAY-U MIS dashboard for the latest state-wise progress.

Follow these steps to check your name in the PMAY-Urban beneficiary list:

1. Visit the official portal: Open the official PMAY-Urban portal.
2. Select search beneficiary: Look for the beneficiary search option available on the portal.
3. Choose a search method: If available, select Search by Name or another supported search option.
4. Enter your details: Enter the requested information, such as your name or assessment details, depending on the selected search method.
5. View your status: Submit the details to check the beneficiary information displayed on the portal.

1. Visit the official website of PMAY-Gramin
2. Provide your registration number accurately and click ‘Submit’

Without a registration number:
 

1. Visit the official PMAY-Gramin website
2. Click on ‘Advanced Search’
3. Fill up the form with correct details
4. Proceed with the 'Search' option

You can check the PMAY list by name through the official PMAY-Urban MIS portal. Follow these steps to look up your beneficiary details.

1. Visit the portal: Go to pmaymis.gov.in.
2. Select the search option: Click Search Beneficiary and then Search By Name.
3. Enter your details: Provide the requested information, such as your name and other identifying details.
4. View the result: Submit the details to check the Pradhan Mantri Awas Yojana list for your beneficiary information.

You can check your PMAY beneficiary status through the official portal, but Aadhaar-number search may not be available as a public search option. Follow these steps:

1. Visit the portal: Go to the official PMAY-Urban MIS portal.
2. Open status tracking: Select Track Your Assessment Status, if available.
3. Choose a search method: Use an available option, such as your Assessment ID or the requested personal details.
4. View your status: Submit the details to check your application information and the relevant PM Awas Yojana 2026 new list updates.

If you cannot find your record, contact the relevant housing authority for assistance.

Pradhan Mantri Awas Yojana (PMAY) is a Government of India housing scheme that supports eligible urban and rural households in accessing pucca houses with basic amenities. Its benefits and assistance vary between the urban and rural components and are subject to the applicable eligibility criteria.

• Interest Subsidy Scheme (ISS) under PMAY-U 2.0: a uniform 4% interest subvention on the first Rs. 8 lakh of a home loan, disbursed in five equal annual instalments of Rs. 36,000 each, for a maximum benefit of Rs. 1.80 lakh (NPV Rs. 1.50 lakh) — applicable to loans sanctioned and disbursed on or after 1 September 2024
• Housing loans of up to Rs. 25 lakh are covered under ISS, provided the overall property value does not exceed Rs. 35 lakh
• Houses use eco-friendly and sustainable materials and technology
• Senior citizens and differently-abled individuals given preference for ground floor allocation
• Scheme covers statutory towns as per the 2011 Census and subsequently notified urban areas
• Under PMAY-U 2.0, 96% of sanctioned houses are registered in the name of a female head of household or under joint ownership, reflecting the scheme's strong women's empowerment mandate

The Credit Linked Subsidy Scheme (CLSS) under the original PMAY-Urban mission has closed. Under PMAY-U 2.0, the Interest Subsidy Scheme (ISS) provides eligible homebuyers with interest support, subject to the scheme's conditions. The scheme applies to eligible home loans sanctioned and disbursed from 1 September 2024 onwards.

Applicants must meet the applicable conditions, including:
 

• Household composition: The beneficiary family generally comprises a husband, wife and unmarried sons and/or daughters. An eligible unmarried earning adult may apply independently, subject to scheme rules.
• Income: Annual household income must fall within the applicable category.
• Ownership: The house must generally be in the name of the female head of the household or jointly owned with a male member, subject to the scheme's exceptions.
• Loan conditions: The loan must meet the prescribed amount, property value and tenure requirements.
• Subsidy limits: The benefit is subject to the scheme's calculation and disbursement rules.

Under PMAY-U 2.0, eligible urban households are classified as Economically Weaker Section (EWS), Low Income Group (LIG) or Middle Income Group (MIG) based on annual household income. Under the ISS, eligible borrowers may receive a 4% interest subsidy on the first Rs. 8 lakh of a qualifying home loan, subject to scheme conditions.

The actual subsidy depends on eligibility and the scheme's prescribed calculation and disbursement rules.

For families who do not qualify for full PMAY benefits, or who need financing beyond the subsidy amount, a home loan provides a practical path forward. Review home loan eligibility and home loan fees and charges before applying, and use the eligibility calculator to confirm your specific loan amount.

Bajaj Finance offers home loans from 7.25% p.a.* with amounts up to Rs. 15 crore* and tenures up to 32 years, with no foreclosure charges for individual borrowers and EMIs starting from just Rs. 671/lakh*. Check your eligibility today.

The Pradhan Mantri Awas Yojana continues to be a transformative scheme addressing India's housing challenges. Since 2015, 122.50 lakh urban houses have been sanctioned overall, with over 97 lakh completed — and PMAY-U 2.0 is now actively building on that foundation with the Interest Subsidy Scheme for new applicants.