The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) is an initiative from the Ministry of Rural Development that supports rural families who need help building a home. Launched on 20 November 2016, the scheme is part of the Indian government’s commitment to “Housing for All”, as introduced by Prime Minister Narendra Modi.
This blog will help PMAY-G applicants understand how to check their beneficiary status online with ease. Whether you’re waiting for an update or just want to stay informed, we’ll walk you through the steps to track your application and ensure you don’t miss out on your housing benefits.
Latest update - PM Awas Yojana (PMAY-U): PM Modi releases instalment to 53,600 beneficiaries of scheme
During a public event in Siwan, Bihar, Prime Minister Narendra Modi released the first instalment of financial aid under the PMAY-Urban scheme to over 53,600 beneficiaries, totalling Rs. 536 crore. Bihar’s Chief Minister Nitish Kumar was also present at the occasion.
The PMAY-Urban programme is a flagship initiative that began in 2015 to ensure all urban residents, especially those from economically weaker backgrounds, have access to proper housing. While initially scheduled to conclude in 2022, the scheme has now been extended until 31 December 2025.
Funds are transferred directly into the bank accounts of selected individuals through Direct Benefit Transfer (DBT), ensuring transparency and faster access to financial support.
This update is a significant boost for thousands of urban poor, helping them take the next step towards owning a secure home.
Himachal Pradesh approves Rs. 3 crore under PMAY-U 2.0 to benefit 117 urban families in Una
The Government of Himachal Pradesh has given its approval for central funding of Rs. 3 crore under the Pradhan Mantri Awas Yojana (Urban) 2.0 – Beneficiary-Led Construction (BLC) component. This support will benefit 117 eligible urban families from Una district, enabling them to build or upgrade their own houses. Each beneficiary will receive Rs. 2.5 lakh, disbursed in four stages as the construction progresses. The initiative is part of a wider housing plan for the district, which includes 256 homes across different urban areas, with an overall cost of Rs. 6.40 crore. The authorities have urged all beneficiaries to begin work without delay and complete their home construction within a year, ensuring timely progress towards the goal of affordable housing for all.
Secretary, MoHUA chairs 5th meeting of Central Sanctioning and Monitoring Committee under PMAY-U 2.0
The Ministry of Housing and Urban Affairs (MoHUA) has approved the construction of an additional 1.41 lakh houses under the Pradhan Mantri Awas Yojana – Urban 2.0 (PMAY-U 2.0). The decision was made during the fifth meeting of the Central Sanctioning and Monitoring Committee (CSMC), chaired by Shri Srinivas Katikithala, Secretary, MoHUA, on 15 October 2025 in New Delhi. With these fresh approvals, the total number of houses sanctioned under PMAY-U 2.0 has now crossed 10 lakh, further strengthening the Government’s commitment to achieving the goal of ‘Housing for All’. The meeting, held at Sankalp Bhawan, was attended by senior officials, including Shri Kuldip Narayan, Joint Secretary and Mission Director (HFA), along with representatives from States and Union Territories involved in the PMAY-U mission.
Understanding PMAY and its benefits
PMAY aims to ensure housing for all by offering financial assistance to economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG). The scheme is divided into two parts: PMAY-U (Urban) and PMAY-G (Gramin). The benefits of the scheme include interest subsidies on housing loans, financial assistance for the construction of new houses, and the enhancement of existing houses.
While PMAY provides excellent support, many beneficiaries find they need additional financing beyond the scheme's assistance to complete their dream home. Bajaj Finserv offers competitive rates starting from 7.45%* p.a with loans up to Rs. 15 Crore*, making it an ideal complement to your PMAY benefits. Check your eligibility today. You may already be eligible, find out by entering your mobile number and OTP.
Importance of tracking PMAY beneficiary status
Tracking your PMAY beneficiary status is crucial for several reasons:
- Transparency: It ensures transparency in the allocation of benefits and allows beneficiaries to know the progress of their application.
- Timely updates: By regularly checking the status, you can stay informed about any issues or additional documentation required, ensuring timely completion of your application.
- Peace of mind: Knowing the status of your application provides peace of mind and helps in planning the next steps for your housing project.
PM Awas (Urban) search beneficiary process
Checking your PMAY beneficiary status online is a simple and straightforward process. Here are the steps to follow:
- Visit the Official PMAY Website: Go to the official PMAY website.
- Navigate to the beneficiary status page: On the homepage, look for the ‘Citizen Assessment’ menu. Under this menu, click on the ‘Track Your Assessment Status’ option.
- Enter your details: You will be prompted to enter your Assessment ID or other relevant details like your name, father’s name, and mobile number. Ensure that you have these details handy.
- Submit the information: After entering the required details, click on the ‘Submit’ button.
- View your status: Your PMAY beneficiary status will be displayed on the screen. This will include information about the current stage of your application and any actions required from your end.
Process of PMAY-G search beneficiary details
To check your PMAY-G application details online, follow these easy steps:
Go to the official website: https://pmayg.nic.in
On the homepage, select the ‘Stakeholders’ tab from the top menu.
From the dropdown, choose ‘IAY/PMAYG Beneficiary’.
A new page will appear. If you know your registration number, enter it in the space provided.
Click the ‘Submit’ button to proceed.
The system will display your information, including:
Name of the beneficiary
Details of the house allotted
PMAY ID
Financial support received
If you don’t have your registration number:
Click on the ‘Advanced Search’ option on the top-right corner.
Enter basic details like your state, district, block, and panchayat to search.
You’ll then be able to view your PMAY status and related details quickly and conveniently.
PMAY-G details without a registration number
If you don’t know your PMAY registration number, don’t worry. Just follow these steps:
Click on ‘Advanced Search’ on the beneficiary page.
Fill in details like your State, District, Block, and Panchayat.
If available, add extra information such as name or BPL number.
Click ‘Search’ to view your records.
This process helps you locate your application status and beneficiary details even without a registration number. It’s a helpful way to stay informed about your housing benefit status and track progress in your application.
How slum dwellers can apply for PM Awas Yojana online
Here’s how slum dwellers can apply under the PMAY Urban scheme using the official website:
Visit https://pmaymis.gov.in
Under the ‘Citizen Assessment’ tab, select ‘For Slum Dwellers’
Enter your Aadhaar number and click ‘Submit’
If Aadhaar details are valid, you’ll be directed to a new form
Fill in your:
Name
Income details
Number of family members
Address and contact number
Age of family head
Religion and caste
Complete the captcha verification
Click ‘Submit’ to finish the application process
This simple online process makes it easier for slum dwellers to apply for a pucca house under PMAY.
Once your PMAY application is approved, you might need additional funds to enhance your new home or cover unexpected construction costs. A home loan from Bajaj Finserv can provide the extra financial support you need with flexible repayment options up to 32 years. Check your loan offers with Bajaj Finserv now. You may already be eligible, find out by entering your mobile number and OTP.
Benefits of Pradhan Mantri Awas Yojana Gramin
Benefit |
Description |
Financial support |
Rs. 1.20 – 1.30 lakh for building or improving a house |
Rural coverage |
Specifically designed for families in rural areas |
Basic facilities |
Includes toilet, electricity, and kitchen space |
Green building practices |
Encourages eco-friendly construction techniques |
Local employment |
Creates jobs through construction-related work |
Women empowerment |
Property in woman’s name or jointly owned |
Better living standards |
Reduces poverty and improves quality of life |
Subsidised housing loans |
Home loans at reduced interest through CLSS |
Required documents for checking PMAY beneficiary status
Document |
Purpose |
Assessment ID |
Unique identifier for your application. |
Aadhaar Card |
Proof of identity and residence. |
Mobile Number |
For OTP verification and communication. |
Application Form |
Details submitted during application. |
Common errors and solutions in checking PMAY Status
When checking your PMAY status, you may encounter common errors such as incorrect details or system glitches. Here are some solutions to address these issues:
Incorrect assessment ID: Double-check the Assessment ID you entered. Ensure there are no typos or missing digits.
Unregistered mobile number: Ensure the mobile number you provide is the one registered with your PMAY application.
System errors: If the website is down or experiencing high traffic, try accessing it during off-peak hours or use the mobile app.
Incomplete application: If your application is incomplete, the status may not be updated. Ensure all required documents and details are submitted correctly.
What to do if you encounter issues
If you encounter any issues while checking your PMAY beneficiary status, you can.
Contact the helpline: The PMAY scheme has a dedicated helpline number where you can seek assistance.
Visit the local office: For more personalized help, you can visit the local PMAY office or the nearest housing development authority.
Check for common errors: Ensure that you have entered the correct Assessment ID and other details. Common errors can lead to incorrect status display.
PMAY beneficiary status for urban and rural areas
The PMAY scheme covers both urban (PMAY-U) and rural (PMAY-G) areas, with different tracking mechanisms for each. For urban areas, the status can be checked through the PMAY Urban official website. In contrast, rural applicants can check their status on the PMAY Gramin portal. The process remains largely the same, but it’s essential to use the correct portal based on your application type. This distinction ensures that the specific criteria and updates relevant to each sector are accurately reflected.
PMAY beneficiary status: Mobile app guide
The PMAY mobile app provides a user-friendly interface to track your application status on the go. Here’s how to use the app:
Visit the Google Play Store or Apple App Store and search for the PMAY mobile app.
Download and install the app, then open it.
If you’re a new user, register using your mobile number. Existing users can log in with their credentials.
Navigate to the ‘Track Application’ section and enter your Assessment ID or other required details.
The app will display the current status of your application and any actions needed.
Important links: What is Home Loan | Home Loan Interest Rates | Home Loan Eligibility Criteria | Documents Required for Home Loan | Home Loan Balance Transfer | Joint Home Loan | Home Loan Tax Benefits | Home Loan Subsidy
How to update PMAY beneficiary details
Visit the PMAY Website
Use your registered mobile number and password to log in.
Navigate to ‘Update Details’ in the menu and click on it.
Update your details such as contact information, income, or address.
Review and submit the updated information.
The updated details will be verified by the authorities.
What are the rules of PMAY?
Below are some of the main rules you must know if you're applying for PMAY:
No pucca house: Applicant should not own a permanent house anywhere in India.
Income group: Eligibility depends on income category – EWS (up to Rs. 3 lakh), LIG (Rs. 3–6 lakh), MIG-I (Rs. 6–12 lakh), MIG-II (Rs. 12–18 lakh).
How to apply: Apply online or through authorised centres with proper documents.
Scheme duration: Apply within the official scheme period to get the benefits.
Interest subsidy: Eligible for reduced home loan interest under CLSS based on income group.
Loan limit: Your loan amount must be within the scheme’s defined cap.
Property location: Applicable in both urban and rural areas, which affects eligibility.
House size: The house’s carpet area must fall within the scheme’s allowed range.
Joint ownership: Married couples can apply together if both meet the criteria.
Aadhaar requirement: Aadhaar is compulsory for both applicant and co-applicant.
These rules ensure that assistance goes to those who truly need it.
Understanding PMAY rules is just the first step towards homeownership. If you need additional funding beyond the scheme's assistance, Bajaj Finserv can bridge the gap with competitive home loan interest rates and hassle-free processing within 48 hours*. Check your eligibility for additional home financing with Bajaj Finserv. You may already be eligible, find out by entering your mobile number and OTP.
Prime Minister Housing Scheme Subsidy
Here’s a breakdown of how much subsidy each eligible income group receives under the PMAY scheme:
Beneficiary |
Income group |
Subsidy |
EWS (Economically Weaker Section) |
Up to Rs.3 lakh |
6.50% |
LIG (Low Income Group) |
Rs.3 lakh to Rs.6 lakh |
6.50% |
MIG-I (Middle Income Group I) |
Rs.6 lakh to Rs.12 lakh |
4.00% |
MIG-II (Middle Income Group II) |
Rs.12 lakh to Rs.18 lakh |
3.00% |
Home loan options for PMAY beneficiaries
For many PMAY beneficiaries, securing a home loan is a crucial step towards owning a house. Here’s how a home loan can support your journey.
Financial assistance: Home loans provide the necessary funds to purchase or construct a house, bridging the gap between savings and the total cost.
Interest subsidies: Under the PMAY scheme, beneficiaries can avail interest subsidies on home loans, significantly reducing the overall financial burden.
Tracking your PMAY beneficiary status is an essential step in the journey towards owning a home. It ensures transparency, timely updates, and peace of mind. By following the steps outlined in this guide, you can easily check your status online and stay informed about your application’s progress
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