Step-by-Step Guide to Checking PMAY Beneficiary Status Online

To Check PM Awas Yojana Beneficiary Status Online Visit the official PMAY-U pmaymis.gov.in or PMAY-G portal. Enter your Application ID, Aadhaar number, or mobile number to track your status. You can also check subsidy approval, payment status, and application stage (approved/ rejected/ pending). For rural beneficiaries, use the AwaasSoft portal. Need help? Contact the PMAY helpline or your local authority. Stay updated on your affordable housing scheme benefits!
Home Loan
2 min
08 July 2024

The Pradhan Mantri Awas Yojana – Gramin (PMAY-G) is an initiative from the Ministry of Rural Development that supports rural families who need help building a home. Launched on 20 November 2016, the scheme is part of the Indian government’s commitment to “Housing for All”, as introduced by Prime Minister Narendra Modi.

This blog will help PMAY-G applicants understand how to check their beneficiary status online with ease. Whether you’re waiting for an update or just want to stay informed, we’ll walk you through the steps to track your application and ensure you don’t miss out on your housing benefits.

Latest update - PM Awas Yojana (PMAY-U): PM Modi releases instalment to 53,600 beneficiaries of scheme

During a public event in Siwan, Bihar, Prime Minister Narendra Modi released the first instalment of financial aid under the PMAY-Urban scheme to over 53,600 beneficiaries, totalling Rs. 536 crore. Bihar’s Chief Minister Nitish Kumar was also present at the occasion.

The PMAY-Urban programme is a flagship initiative that began in 2015 to ensure all urban residents, especially those from economically weaker backgrounds, have access to proper housing. While initially scheduled to conclude in 2022, the scheme has now been extended until 31 December 2025.

Funds are transferred directly into the bank accounts of selected individuals through Direct Benefit Transfer (DBT), ensuring transparency and faster access to financial support.

This update is a significant boost for thousands of urban poor, helping them take the next step towards owning a secure home.

Understanding PMAY and its benefits

PMAY aims to ensure housing for all by offering financial assistance to economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG). The scheme is divided into two parts: PMAY-U (Urban) and PMAY-G (Gramin). The benefits of the scheme include interest subsidies on housing loans, financial assistance for the construction of new houses, and the enhancement of existing houses.

While PMAY provides excellent support, many beneficiaries find they need additional financing beyond the scheme's assistance to complete their dream home. Bajaj Finserv offers competitive rates starting from 7.49%* p.a with loans up to Rs. 15 Crore*, making it an ideal complement to your PMAY benefits. Check your eligibility today. You may already be eligible, find out by entering your mobile number and OTP.

Importance of tracking PMAY beneficiary status

Tracking your PMAY beneficiary status is crucial for several reasons:

  1. Transparency: It ensures transparency in the allocation of benefits and allows beneficiaries to know the progress of their application.
  2. Timely updates: By regularly checking the status, you can stay informed about any issues or additional documentation required, ensuring timely completion of your application.
  3. Peace of mind: Knowing the status of your application provides peace of mind and helps in planning the next steps for your housing project.

PM Awas (Urban) search beneficiary process

Checking your PMAY beneficiary status online is a simple and straightforward process. Here are the steps to follow:

  1. Visit the Official PMAY Website: Go to the official PMAY website.
  2. Navigate to the beneficiary status page: On the homepage, look for the ‘Citizen Assessment’ menu. Under this menu, click on the ‘Track Your Assessment Status’ option.
  3. Enter your details: You will be prompted to enter your Assessment ID or other relevant details like your name, father’s name, and mobile number. Ensure that you have these details handy.
  4. Submit the information: After entering the required details, click on the ‘Submit’ button.
  5. View your status: Your PMAY beneficiary status will be displayed on the screen. This will include information about the current stage of your application and any actions required from your end.

Process of PMAY-G search beneficiary details

To check your PMAY-G application details online, follow these easy steps:

  1. Go to the official website: https://pmayg.nic.in

  2. On the homepage, select the ‘Stakeholders’ tab from the top menu.

  3. From the dropdown, choose ‘IAY/PMAYG Beneficiary’.

  4. A new page will appear. If you know your registration number, enter it in the space provided.

  5. Click the ‘Submit’ button to proceed.

  6. The system will display your information, including: 

    • Name of the beneficiary

    • Details of the house allotted

    • PMAY ID

    • Financial support received

If you don’t have your registration number:

  • Click on the ‘Advanced Search’ option on the top-right corner.

  • Enter basic details like your state, district, block, and panchayat to search.

You’ll then be able to view your PMAY status and related details quickly and conveniently.

PMAY-G details without a registration number

If you don’t know your PMAY registration number, don’t worry. Just follow these steps:

  • Click on ‘Advanced Search’ on the beneficiary page.

  • Fill in details like your State, District, Block, and Panchayat.

  • If available, add extra information such as name or BPL number.

  • Click ‘Search’ to view your records.

This process helps you locate your application status and beneficiary details even without a registration number. It’s a helpful way to stay informed about your housing benefit status and track progress in your application.

How slum dwellers can apply for PM Awas Yojana online

Here’s how slum dwellers can apply under the PMAY Urban scheme using the official website:

  • Visit https://pmaymis.gov.in

  • Under the ‘Citizen Assessment’ tab, select ‘For Slum Dwellers’

  • Enter your Aadhaar number and click ‘Submit’

  • If Aadhaar details are valid, you’ll be directed to a new form

  • Fill in your:

    • Name

    • Income details

    • Number of family members

    • Address and contact number

    • Age of family head

    • Religion and caste

  • Complete the captcha verification

  • Click ‘Submit’ to finish the application process

This simple online process makes it easier for slum dwellers to apply for a pucca house under PMAY.

Once your PMAY application is approved, you might need additional funds to enhance your new home or cover unexpected construction costs. A home loan from Bajaj Finserv can provide the extra financial support you need with flexible repayment options up to 32 years. Check your loan offers with Bajaj Finserv now. You may already be eligible, find out by entering your mobile number and OTP.

Benefits of Pradhan Mantri Awas Yojana Gramin

Benefit

Description

Financial support

Rs. 1.20 – 1.30 lakh for building or improving a house

Rural coverage

Specifically designed for families in rural areas

Basic facilities

Includes toilet, electricity, and kitchen space

Green building practices

Encourages eco-friendly construction techniques

Local employment

Creates jobs through construction-related work

Women empowerment

Property in woman’s name or jointly owned

Better living standards

Reduces poverty and improves quality of life

Subsidised housing loans

Home loans at reduced interest through CLSS

Required documents for checking PMAY beneficiary status

Document

Purpose

Assessment ID

Unique identifier for your application.

Aadhaar Card

Proof of identity and residence.

Mobile Number

For OTP verification and communication.

Application Form

Details submitted during application.

Common errors and solutions in checking PMAY Status

When checking your PMAY status, you may encounter common errors such as incorrect details or system glitches. Here are some solutions to address these issues:

  1. Incorrect assessment ID: Double-check the Assessment ID you entered. Ensure there are no typos or missing digits.

  2. Unregistered mobile number: Ensure the mobile number you provide is the one registered with your PMAY application.

  3. System errors: If the website is down or experiencing high traffic, try accessing it during off-peak hours or use the mobile app.

  4. Incomplete application: If your application is incomplete, the status may not be updated. Ensure all required documents and details are submitted correctly.

What to do if you encounter issues

If you encounter any issues while checking your PMAY beneficiary status, you can.

  1. Contact the helpline: The PMAY scheme has a dedicated helpline number where you can seek assistance.

  2. Visit the local office: For more personalized help, you can visit the local PMAY office or the nearest housing development authority.

  3. Check for common errors: Ensure that you have entered the correct Assessment ID and other details. Common errors can lead to incorrect status display.

PMAY beneficiary status for urban and rural areas

The PMAY scheme covers both urban (PMAY-U) and rural (PMAY-G) areas, with different tracking mechanisms for each. For urban areas, the status can be checked through the PMAY Urban official website. In contrast, rural applicants can check their status on the PMAY Gramin portal. The process remains largely the same, but it’s essential to use the correct portal based on your application type. This distinction ensures that the specific criteria and updates relevant to each sector are accurately reflected.

PMAY beneficiary status: Mobile app guide

The PMAY mobile app provides a user-friendly interface to track your application status on the go. Here’s how to use the app:

  1. Visit the Google Play Store or Apple App Store and search for the PMAY mobile app.

  2. Download and install the app, then open it.

  3. If you’re a new user, register using your mobile number. Existing users can log in with their credentials.

  4. Navigate to the ‘Track Application’ section and enter your Assessment ID or other required details.

  5. The app will display the current status of your application and any actions needed.

Important links: What is Home Loan | Home Loan Interest Rates | Home Loan Eligibility Criteria | Documents Required for Home Loan | Home Loan Balance Transfer | Joint Home Loan | Home Loan Tax Benefits | Home Loan Subsidy

How to update PMAY beneficiary details

  1. Visit the PMAY Website

  2. Use your registered mobile number and password to log in.

  3. Navigate to ‘Update Details’ in the menu and click on it.

  4. Update your details such as contact information, income, or address.

  5. Review and submit the updated information.

  6. The updated details will be verified by the authorities.

What are the rules of PMAY?

Below are some of the main rules you must know if you're applying for PMAY:

  • No pucca house: Applicant should not own a permanent house anywhere in India.

  • Income group: Eligibility depends on income category – EWS (up to Rs. 3 lakh), LIG (Rs. 3–6 lakh), MIG-I (Rs. 6–12 lakh), MIG-II (Rs. 12–18 lakh).

  • How to apply: Apply online or through authorised centres with proper documents.

  • Scheme duration: Apply within the official scheme period to get the benefits.

  • Interest subsidy: Eligible for reduced home loan interest under CLSS based on income group.

  • Loan limit: Your loan amount must be within the scheme’s defined cap.

  • Property location: Applicable in both urban and rural areas, which affects eligibility.

  • House size: The house’s carpet area must fall within the scheme’s allowed range.

  • Joint ownership: Married couples can apply together if both meet the criteria.

  • Aadhaar requirement: Aadhaar is compulsory for both applicant and co-applicant.

These rules ensure that assistance goes to those who truly need it.

Understanding PMAY rules is just the first step towards homeownership. If you need additional funding beyond the scheme's assistance, Bajaj Finserv can bridge the gap with competitive home loan interest rates and hassle-free processing within 48 hours*. Check your eligibility for additional home financing with Bajaj Finserv. You may already be eligible, find out by entering your mobile number and OTP.

Prime Minister Housing Scheme Subsidy

Here’s a breakdown of how much subsidy each eligible income group receives under the PMAY scheme:

Beneficiary 

income group 

Subsidy 

EWS (Economically Weaker Section) 

Up to Rs.3 lakh 

6.50% 

LIG (Low Income Group) 

Rs.3 lakh to Rs.6 lakh 

6.50% 

MIG-I (Middle Income Group I) 

Rs.6 lakh to Rs.12 lakh 

4.00% 

MIG-II (Middle Income Group II) 

Rs.12 lakh to Rs.18 lakh 

3.00% 





Home loan options for PMAY beneficiaries

For many PMAY beneficiaries, securing a home loan is a crucial step towards owning a house. Here’s how a home loan can support your journey.

  1. Financial assistance: Home loans provide the necessary funds to purchase or construct a house, bridging the gap between savings and the total cost.

  2. Interest subsidies: Under the PMAY scheme, beneficiaries can avail interest subsidies on home loans, significantly reducing the overall financial burden.

Tracking your PMAY beneficiary status is an essential step in the journey towards owning a home. It ensures transparency, timely updates, and peace of mind. By following the steps outlined in this guide, you can easily check your status online and stay informed about your application’s progress.

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Frequently asked questions

Can I update my PMAY beneficiary details? If yes, how?
Yes, you can update your PMAY beneficiary details by logging into your account on the PMAY website, navigate to 'Update Details', modify the necessary information, and submit it for verification.
Is there a helpline number for PMAY beneficiary status inquiries?
Yes, there is a helpline number for PMAY, which is 1800-11-6163. You can call this toll-free number for any PMAY related queries including beneficiary status inquiries.
How does the PMAY beneficiary status impact my home loan application?
Your PMAY beneficiary status affects your home loan application as your eligibility for the interest subsidy, which is a key feature of PMAY, depends on your confirmed beneficiary status. Delayed or rejected status may impact your home loan application progress.
What is the latest news about PMAY?

Per the latest announcement, the government plans to build three crore new houses under PMAY. The PMAY-Urban 2.0 scheme aims to support one crore urban poor and middle-class families, with a total funding of Rs. 10 lakh crore.

Why hasn’t my PMAY subsidy been credited yet?

There could be multiple reasons – pending documents, delays in processing, or issues with your lending institution. Visit the CLSS Awas Portal (CLAP) to track the status and get in touch with your bank for more help.

How do I check if my name is in the PMAY Urban list?

Go to https://pmaymis.gov.in, click on the ‘SNLA List’ tab on the homepage, and check the list of selected beneficiaries under the PMAY-U scheme.

What is PMAY (Urban)?

The Pradhan Mantri Awas Yojana – Urban was launched on 25 June 2015 to help eligible people in cities own pucca houses with proper facilities.

How can I apply for PMAY?

You can apply online through the official PMAY website, or through any bank or lender that is authorised to accept PMAY applications.

What’s the maximum time period allowed under the PMAY scheme?

The loan repayment tenure under PMAY can be up to 20 years, depending on your income group and financial profile. If you need longer repayment flexibility beyond PMAY's 20-year limit, private lenders often offer extended tenures. Bajaj Finserv provides repayment tenures up to 32 years, giving you more comfortable EMI options. Check your loan offers with extended tenure options from Bajaj Finserv. You may already be eligible, find out by entering your mobile number and OTP.

When is the last date to apply under PMAY for MIG groups?

The deadline to apply under the PMAY MIG category has been extended to 31 December 2024.

I earn Rs. 2 lakh per year. Which PMAY income group do I fall under?

If your annual family income is Rs. 2 lakh, you fall under the Economically Weaker Section (EWS), which includes those earning up to Rs. 3 lakh.

Can I buy a land plot using the PMAY subsidy?

No, the subsidy is not applicable for land purchase. It only supports home construction, purchase, or improvement under approved housing projects.

I already own a house. Can I still apply for PMAY?

It depends on your situation. In most cases, only those without a pucca house are eligible. However, there are exceptions. Check eligibility rules based on your case.

Does PMAY cover home repairs and upgrades?

Yes, PMAY’s CLSS (Credit Linked Subsidy Scheme) also offers financial help for renovation or repairs, especially for EWS, LIG, and MIG families.

How much subsidy can I get under PMAY?

The subsidy amount depends on your income category and the type of house. Detailed tables on subsidy rates are available on the PMAY site.

How will I receive the Central Assistance for house construction?

Once approved, the central assistance is sent directly into your bank account, based on recommendations from your State or Union Territory authority.

Can I make changes to my PMAY application after submission?

No, once the application is submitted, you cannot edit it online. For corrections, contact the PMAY helpline or visit the local PMAY office.

Do I need to pay any fee to register under PMAY?

No registration fee is required. Always apply through the official PMAY website to avoid any third-party scams or hidden charges.

Can I apply for PMAY more than once?

No. One person can only apply once under PMAY, as your Aadhaar number is linked to your application and bank account.

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