Pradhan Mantri Awas Yojana List 2023
The Pradhan Mantri Awas Yojana is a government scheme that aims to offer affordable housing for the weaker sections of society. It was launched in 2015, and it targets the construction of 2 crore homes for the urban poor by 31st December 2024. It has several provisions and to avail these, you need to qualify as a beneficiary. This information is available on the PMAY list.
PMAY has many provisions for beneficiaries. One of these is the CLSS or credit linked subsidy scheme, which provides an interest subsidy on home loans in India to build, purchase or renovate existing homes. However, in order to avail this benefit, you need to feature on the PMAY beneficiary list.
Check your name in the PMAY list
Check for your name in the PMAY Urban list by following these steps:
- Visit the official website of the Ministry of Housing and Urban Affairs
- Click on the ‘Select Beneficiary’ option
- From the drop-down menu, choose the ‘Search by Name’ option
- Enter the first 3 characters of your name and click on ‘Show’
The PMAY list is accessible to both categories, urban and rural. Those under the PMAY Gramin (rural) category receive registration numbers on applying successfully. This registration number is needed while checking the PMAY G list.
Check PMAY list for rural category
Visit the official website of PMAY-Gramin
- Provide your registration number accurately and click on ‘Submit’
You can also check the beneficiary list without the registration number. Here are the steps to follow:
- Visit the official website of PMAY-Gramin
- Ignore the registration number tab and click on the ‘Advanced Search’ button
- Fill up the form that appears with correct details
- Proceed with the ‘Search’ option
All the relevant details will appear if your name is present on the PMAY Gramin list.
Check PMAY list for urban category
However if you already registered and fall under the rural category, you can follow the below steps.
- Visit the official website of PMAY-Gramin.
- Provide your registration number accurately and click on ‘Submit’.
- Provide the first three characters of your name
- Click on the button ‘Show’, and the PM Awas Yojana list will appear.
Look for your name along with other relevant details on the PMAY list-Urban. These beneficiary charts are updated from time to time. So, do check the latest PMAY list 2023.
Features of the Pradhan Mantri Awas Yojana
To know more about the features of the Pradhan Mantri Awas Yojana, read on. The features of PMAY are as follows:
- Beneficiaries can receive an interest subsidy of up to 6.5% on their housing loans, with a tenor ranging up to 40 years
- The subsidy amount varies from one income group to the other
- Houses constructed under this scheme will utilize only eco-friendly and sustainable material/ technology
- Senior citizens and differently-abled individuals will be given preference when allocating ground floor accommodation
- The scheme will facilitate applicants to secure housing across any of 4,041 statutory towns
State-wise new PMAY list of completed houses:
To know more about the state-wise PMAY list of completed houses, refer to the below table.
State |
Houses sanctioned under PMAY |
Houses completed/ sanctioned under PMAY |
Andhra Pradesh |
20,05,932 |
16% |
Uttar Pradesh |
15,73,029 |
27% |
Maharashtra |
11,72,935 |
23% |
Madhya Pradesh |
7,84,215 |
40% |
Tamil Nadu |
7,67,664 |
38% |
Karnataka |
6,51,203 |
25% |
Gujarat |
6,43,192 |
58% |
West Bengal |
4,09,679 |
46% |
Bihar |
3,12,544 |
21% |
Haryana |
2,67,333 |
8% |
Chhattisgarh |
2,54,769 |
31% |
Telangana |
2,16,346 |
45% |
Rajasthan |
2,00,000 |
38% |
Jharkhand |
1,98,226 |
38% |
Odisha |
1,53,771 |
44% |
Kerala |
1,29,297 |
55% |
Assam |
1,17,410 |
15% |
Punjab |
90,505 |
25% |
Tripura |
82,034 |
50% |
Jammu |
54,600 |
12% |
Manipur |
42,825 |
9% |
Uttarakhand |
39,652 |
33% |
Nagaland |
32,001 |
13% |
Mizoram |
30,340 |
10% |
Delhi |
16,716 |
- |
Puducherry |
13,403 |
21% |
Himachal Pradesh |
9,958 |
36% |
Arunachal Pradesh |
7,230 |
25% |
Meghalaya |
4,672 |
21% |
Dadra and Nagar Haveli |
4,320 |
51% |
Ladakh |
1,777 |
21% |
Daman & Diu |
1,233 |
61% |
Goa |
793 |
93% |
Andaman and Nicobar |
612 |
3% |
Sikkim |
537 |
45% |
Chandigarh |
327 |
- |
Lakshadweep |
0 |
0% |
Once you apply for Pradhan Mantri Awas Yojana, you will receive an application reference number to check if your name is enlisted on the Pradhan Mantri Awas Yojana new list 2023. This list contains the names of individuals whose applications have been accepted.
Eligibility criteria for the CLSS component
Those applying for the PMAY CLSS scheme, which offers interest subsidies on home loans, must meet the following criteria to qualify.
For LIG/ EWS category:
- The beneficiary family must comprise husband, wife, unmarried daughters, or unmarried sons.
- An annual income of a household must be within Rs. 3 lakhs and Rs. 6 lakhs.
- The property must be co-owned by a female member of the family.
These beneficiaries are eligible to get an interest subsidy of 6.50%*.
For MIG I & MIG II categories:
- The yearly income of the household must be between Rs. 6 lakhs and Rs. 12 lakhs for MIG I, and Rs. 12 and Rs. 18 lakhs for MIG II.
- A female co-owner of the property is desirable.
- In the case of an adult earning member, whether married or unmarried, it should be considered as a separate household.
Eligible candidates under MIG I can get a subsidy of 4.0%, while those under MIG II can get a 3.0% subsidy.
Disclaimer:
PMAY subsidy scheme for MIG I & II category is not extended by regulatory. Category wise scheme validity is mentioned below:
- EWS & LIG category is valid up to 31st March 2022
- MIG I & MIG II category was valid up to 31st March 2021
List of states and union territories under PMAY
Below is a list of states and union territories under PMAY:
- Andaman and Nicobar Islands
- Andhra Pradesh
- Arunachal Pradesh
- Assam
- Bihar
- Chandigarh
- Chhattisgarh
- Dadra & Nagar Haveli and Daman & Diu
- Delhi
- Goa
- Gujarat
- Haryana
- Himachal Pradesh
- Jammu & Kashmir
- Jharkhand
- Karnataka
- Kerala
- Ladakh
- Madhya Pradesh
- Maharashtra
- Manipur
- Meghalaya
- Mizoram
- Nagaland
- NCT of Delhi
- Odisha
- Puducherry
- Punjab
- Rajasthan
- Sikkim
- Tamil Nadu
- Telangana
- Tripura
- Uttar Pradesh
- Uttarakhand
- West Bengal
Frequently asked questions on PMAY list
The government considers SECC 2011 to identify and choose the beneficiaries in the PM Awas Yojana list. SECC 2011, or Socio-Economic and Caste Census 2011, is the first paperless census (caste-based) conducted in India in 640 districts. Besides this, the government involves tehsils and panchayats in the decision-making of the final list.
The motto is to maintain transparency and provide these housing benefits to deserving applicants.
Candidates who meet the following PMAY eligibility criteria can qualify to apply for this housing scheme.
- The applicant or any of his/ her family members must not own a pucca house anywhere in India
- No family member should have opted for any government-initiated housing scheme previously
- Both joint and single ownership is allowed for married couples. In this case, both the options shall receive 1 subsidy
- The overall annual income of a household should be between Rs. 6 lakhs and Rs. 18 lakhs. Applicants can provide income data of their spouses when applying for this program
- Those who already own a house in their name do not qualify for PMAY benefits
- Individuals belonging to Lower Income Group (LIG), Middle Income Group (MIG) and Economically Weaker Section are eligible for CLSS under PMAY
Beneficiaries are permitted only to buy or construct a new residential property under this scheme.
Primarily, the following categories can enjoy all benefits of this housing scheme.
- Economically Weaker Section
- Women (irrespective of caste and religion)
- Medium Income Group 1
- Medium Income Group 2
- Scheduled caste and scheduled tribe
- Low-income population
The entire process of the PM Awas Yojana program has now moved online, making it more transparent and convenient. Beneficiaries can easily check their application status and PMAY list from the program’s official website.
As per estimates, lakhs of residential properties, costing around Rs. 50 lakhs are still unsold in the metropolitan cities. Contrarily, there’s a shortage of around 2 crore housing units for the urban poor and rural population. The PM Awas Yojana aims to bridge this gap. There are 4 prime aspects of this PMAY scheme:
- To construct houses for slum dwellers and transform slums
- To undertake affordable housing projects in collaboration with the states and union territories
- To offer subsidy on home loan interest with the CLSS scheme to the economically weaker and medium-income sections
- To provide financial assistance to EWS of up to Rs. 1.5 lakh
The government of India has also extended these benefits to widows, transgender individuals, and others to encourage them to become homeowners. According to the Housing and Urban Affairs Ministry, the construction of 1.68 lakh houses has been approved by the government under the Pradhan Mantri Awas Yojana (Urban) on 20th January 2021 at the 52nd meeting of the Central Sanctioning and Monitoring Committee (CSMC).
A great way to enjoy the benefits of the PMAY scheme is to pair it with the Bajaj Finserv Home Loan. As a beneficiary, you can avail the CLSS subsidy of up to Rs. 2.67 lakhs and get access to a range of other loan features. This includes expedited loan processing, a sizable sanction, a flexible repayment tenor of up to 30 years, and a competitive interest rate.
Another notable benefit we offer is the Flexi loan facility, which allows you to borrow from the loan account as many times as needed. In this case, interest is only charged on the amount you withdraw.
To avail these perks and more, start by using the Pradhan Mantri Awas Yojana eligibility calculator offered by Bajaj Finserv and check your subsidy amount as per your eligible category.
