The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme provides financial assistance to eligible Indian farmers. To ensure the scheme's efficiency and transparency, the government introduced PM Kisan e-KYC, a convenient Aadhaar OTP-based verification process. This article explains the importance of e-KYC, guides you through the steps, and addresses frequently asked questions.
PM-Kisan is a flagship scheme launched in 2018 to provide income support to small and marginal farmers across India. Under this scheme, eligible farmers receive an annual financial assistance of Rs. 6,000, disbursed in three instalments of Rs. 2,000 each.
To streamline the verification process and prevent fraudulent claims, the government implemented PM Kisan e-KYC. This Aadhaar OTP-based verification allows for online authentication, ensuring only eligible farmers receive the benefits.
PM Kisan OTP based e-KYC steps
Completing PM Kisan e-KYC is a simple process that requires minimal effort:
- Visit the PM-Kisan website: Access the official PM-Kisan website
- Navigate to ‘Farmers Corner’: Locate the ‘Farmers Corner’ section on the homepage
- Click on ‘e-KYC’: Within the ‘Farmers Corner,’ click on the ‘e-KYC’ option
- Enter Aadhaar number: Enter your valid 12-digit Aadhaar number in the designated field
- Click ‘Search’: Once you enter your Aadhaar number, click the ‘Search’ button
- Enter mobile number: Provide the mobile number registered with your Aadhaar Card
- Click ‘Get OTP’: After entering your mobile number, click the ‘Get OTP’ button
- Enter OTP: You will receive an OTP on your registered mobile number. Enter this OTP in the designated field on the website
- Submit: Click ‘Submit’ to complete the e-KYC process
Advantages of PM Kisan OTP based KYC
The OTP-based e-KYC leverages Aadhaar authentication, offering several advantages:
- Convenience: The process can be completed online from anywhere, eliminating the need to visit government offices.
- Security: Aadhaar authentication ensures a secure and reliable verification process, minimising the risk of fraudulent claims.
- Transparency: Online verification promotes transparency in the scheme's administration.
- Efficiency: e-KYC streamlines the verification process, expediting the disbursement of benefits to eligible farmers.
How to check PM-Kisan e-KYC status online?
Here are the steps to check PM-Kisan KYC status online:
- Head to the PM-Kisan website: Open a web browser and visit the official PM-Kisan website
- Find the ‘Farmers Corner:’ Look for a section or tab labelled ‘Farmers Corner’ on the website
- Click on ‘e-KYC’: Within the ‘Farmers Corner,’ See an option for ‘e-KYC.’ Click on this button
- Enter your Aadhaar number: A box will appear asking for your Aadhaar number. Type in your unique 12-digit Aadhaar number
- Search for your information: Once you have entered your Aadhaar number, click ‘submit’ button
- Verify with your mobile number: The website will ask for your mobile phone number linked to your Aadhaar card. Enter the number and click a button like ‘Get OTP’ to receive a verification code
- Enter the OTP: Enter the OTP in the designated field on the website
- See your e-KYC status: After entering the OTP, the website will display your PM-Kisan e-KYC status on the screen
PM-Kisan KYC methods
Once you have finished the KYC (Know Your Customer) process, your PM-Kisan instalments will be deposited directly into your Aadhaar-linked bank account. To get these benefits, the Indian government offers three ways to complete your KYC:
1. OTP-Based e-KYC (Online Method)
- Visit the official PM-Kisan portal to complete your pm kisan KYC online.
- Click on ‘e-KYC’ and enter your Aadhaar number.
- You will receive a one-time password (OTP) on your registered mobile number.
- Enter the OTP to verify your identity.
- Once verified, your pm kisan eKYC will be updated immediately.
2. Biometric e-KYC at a CSC Centre
- Visit your nearest Common Service Centre (CSC).
- Provide your Aadhaar number and authenticate using fingerprint or iris scan.
- The CSC operator will assist in updating your pm kisan KYC status.
- This method is helpful if your mobile number is not linked with your Aadhaar.
3. Face Authentication e-KYC (Via PM-Kisan Mobile App)
- Download the PM-KISAN mobile app and the Aadhaar Face RD app.
- Open the PM-Kisan app and select ‘e-KYC’.
- Enter your Aadhaar number and proceed with face authentication.
- Use your phone’s camera to scan your face.
- Once matched, your pm kisan eKYC is successfully completed.
Documents required for PM-Kisan KYC
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
⦁ Ration card
Conclusion
PM Kisan e-KYC plays a crucial role in ensuring the smooth and efficient functioning of the PM Kisan scheme. By leveraging Aadhaar authentication, this OTP-based process guarantees secure and transparent verification, minimising fraudulent claims and streamlining benefit disbursement. Farmers can easily complete e-KYC online, eliminating the need for physical visits and ensuring they receive their rightful financial support without any delays. This convenient and secure system safeguards the scheme's integrity and empowers eligible farmers to reap its benefits effectively.
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