PM Kisan e-KYC Online 2026

PM Kisan e-KYC Online 2026

PM Kisan eKYC is a free 2026 verification process that confirms a beneficiary's identity through Aadhaar and usually takes 3–5 minutes to complete. If the eKYC remains incomplete, the Rs. 2,000 instalment may be suspended, and an Aadhaar-linked mobile number is the only requirement for OTP-based verification.
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Key Takeaways


PM-Kisan e-KYC verifies beneficiary identity and helps avoid interruptions in eligible instalment payments.


  • Mandatory verification: e-KYC is mandatory for PM-KISAN registered farmers.
  • Online option: PM Kisan eKYC online can be completed through Aadhaar-based OTP authentication.
  • Other methods: Biometric verification at CSCs and face authentication through the PM-KISAN mobile app are also available.
  • Timely completion: Completing PM Kisan Samman Nidhi KYC helps keep beneficiary verification updated for scheme benefits.
  • Status check: Beneficiaries can check their e-KYC and payment details through the official PM-KISAN portal.

Completing e-KYC on time and keeping beneficiary details updated can help eligible farmers avoid unnecessary delays in receiving PM-KISAN instalments.

What is Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme

The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme offers financial support to eligible farmers across India. To improve transparency and ensure timely benefits, the government introduced PM Kisan eKYC online, a simple Aadhaar OTP-based verification process. Completing e KYC online PM Kisan helps confirm eligibility and ensures that financial assistance reaches the right beneficiaries without delays.


PM-Kisan is a major government initiative launched in 2018 to provide income support to small and marginal farmers. Under this scheme, eligible farmers receive annual financial assistance of Rs. 6,000, paid in three equal instalments of Rs. 2,000 each directly to their bank accounts.


To make the system more secure and efficient, the government implemented PM Kisan eKYC online verification. This process allows farmers to complete e KYC online PM Kisan authentication quickly using their Aadhaar-linked mobile number, reducing the risk of errors and ensuring that only eligible farmers continue to receive scheme benefits.

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What is PM Kisan eKYC and why does it matter?

PM Kisan eKYC is the beneficiary verification process used to authenticate the identity and eligibility of farmers registered under the PM-KISAN scheme. It helps keep beneficiary records accurate and supports the proper transfer of scheme instalments to eligible farmers.


Completing eKYC is important because it:

  • Verifies beneficiary identity: Confirms the details of registered farmers through approved authentication methods.
  • Supports accurate records: Helps identify discrepancies or duplicate beneficiary records.
  • Enables benefit transfers: Successful verification is required for eligible beneficiaries to receive PM-KISAN instalments.
  • Reduces payment issues: Keeping eKYC updated can help avoid interruptions related to incomplete beneficiary verification.
  • Offers multiple options: Farmers can complete eKYC through available online, biometric or face-authentication methods, depending on the applicable process.
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Who needs to complete PM Kisan eKYC?

All PM-Kisan beneficiaries must complete PM Kisan eKYC to continue receiving scheme benefits without interruption. This requirement applies to both newly registered and existing farmers enrolled under the PM-Kisan scheme. Completing eKYC helps verify beneficiary details and maintain accurate records. If eKYC is not completed within the prescribed timeline, the Rs. 2,000 instalment may be delayed, withheld, or stopped until the verification process is successfully completed.

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How to complete PM Kisan eKYC Online - Step-by-step process

Completing your PM Kisan eKYC online takes just a few minutes:

  1. Visit the PM-Kisan website: Go to the official PM-Kisan portal at pmkisan.gov.in.
  2. Navigate to 'Farmers Corner': Locate the 'Farmers Corner' section on the homepage.
  3. Click on 'e-KYC': Select the 'e-KYC' option within the Farmers Corner.
  4. Enter Aadhaar number: Input your valid 12-digit Aadhaar number in the designated field.
  5. Click 'Search': Click the Search button to retrieve your registered details.
  6. Enter mobile number: Provide the mobile number registered with your Aadhaar Card.
  7. Click 'Get OTP': An OTP will be sent to your registered mobile number.
  8. Enter OTP: Enter the OTP received on your mobile in the designated field.
  9. Submit: Click 'Submit' to complete the eKYC process. You will receive a confirmation once verification is successful.
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PM-Kisan eKYC methods

The government offers three ways to complete PM Kisan eKYC, catering to farmers with different access to technology:

1. OTP-based eKYC (online method)

  • Visit the official PM-Kisan portal and click on 'e-KYC'.
  • Enter your Aadhaar number and the OTP sent to your registered mobile number.
  • Once verified, your eKYC is updated immediately.
  • Best for: Farmers with a mobile number linked to their Aadhaar.

2. Biometric eKYC at a CSC centre

  • Visit your nearest Common Service Centre (CSC).
  • Provide your Aadhaar number and authenticate using fingerprint or iris scan.
  • The CSC operator will assist in updating your eKYC status.
  • Best for: Farmers whose mobile number is not linked with Aadhaar.

3. Face authentication eKYC (Via PM-Kisan mobile app)

  • Download the PM-Kisan mobile app and the Aadhaar Face RD app on your smartphone.
  • Open the PM-Kisan app, select 'e-KYC', and enter your Aadhaar number.
  • Use your phone's camera to complete face authentication.
  • Once matched successfully, your eKYC is confirmed.
  • Best for: Farmers comfortable using a smartphone.
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What is the PM Kisan e-KYC last date in 2026?

There is no fixed annual PM Kisan e-KYC last date for 2026 that applies to all beneficiaries. The applicable e-KYC requirements or deadlines may be communicated through the official PM-KISAN portal or government notifications.


Farmers should check the official PM-KISAN portal regularly and complete their e-KYC when required. Keeping e-KYC and beneficiary details updated can help avoid issues with the processing of eligible instalment payments.

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How to check your PM Kisan eKYC status online

Follow these steps to verify whether your eKYC has been successfully completed:

  1. Visit the official PM-Kisan portal.
  2. Go to the Farmers Corner section and select e-KYC.
  3. Enter your 12-digit Aadhaar number and click Search or Submit.
  4. Verify your Aadhaar-linked mobile number, if prompted.
  5. Enter the OTP received on your registered mobile number and submit it.
  6. Your current PM Kisan eKYC status will appear on the screen.

Check your status regularly, especially before each instalment cycle, to ensure your eKYC is complete and your PM-Kisan payments are not delayed.

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Advantages of OTP-based PM Kisan eKYC

  • Convenience: Complete the process from anywhere online — no visit to a government office required.
  • Security: Aadhaar-based authentication minimises the risk of fraudulent or duplicate claims.
  • Transparency: Online verification promotes greater accountability in scheme administration.
  • Speed: eKYC streamlines verification and helps ensure timely disbursement of instalments.
  • Reduced paperwork: The digital verification process minimises the need for physical documents and manual form submission.
  • Zero additional cost: OTP-based PM Kisan eKYC is free of charge through the official portal.
  • Faster beneficiary verification: Aadhaar OTP authentication helps verify beneficiary details quickly and efficiently.
  • Improved accuracy: eKYC keeps beneficiary records updated and reduces errors caused by outdated information.
  • Seamless access to benefits: Successful eKYC helps eligible beneficiaries continue receiving PM-Kisan instalments without avoidable interruptions.
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What to do if PM Kisan eKYC fails

If you encounter issues during the eKYC process, here are the steps to resolve them:

  • Mobile number not linked: Ensure your mobile number is linked to your Aadhaar. If not, visit your nearest Aadhaar Seva Kendra to link it before attempting eKYC again.
  • Incorrect Aadhaar details: Double-check the Aadhaar number and other details entered during verification to avoid mismatches.
  • OTP not received: Wait a few minutes and request a new OTP. Check that your phone has network connectivity.
  • Name mismatch: If the name on your Aadhaar does not match your PM-Kisan registration, update either record to resolve the discrepancy.
  • Repeated online failures: Visit your nearest CSC centre for biometric-based eKYC as an offline alternative.
  • Server issues: If the PM-Kisan portal is slow or unresponsive, try again during off-peak hours.
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Common problems with PM Kisan eKYC online

Be aware of these frequent issues that farmers report during the eKYC process:

  • Aadhaar number not linked with the registered mobile number, blocking OTP verification.
  • Incorrect Aadhaar details entered during registration causing eKYC failure.
  • Server issues on the PM-Kisan portal slowing down or interrupting the process.
  • Biometric authentication problems at CSC centres due to fingerprint mismatch.
  • Internet connectivity issues affecting completion of online verification.
  • Incorrect or inactive bank account details causing payment delays.
  • Duplicate beneficiary records leading to application rejection.
  • Pending eKYC verification resulting in delayed instalment payments.
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Beyond PM-Kisan: Managing your financial needs

While PM-Kisan provides a valuable financial safety net, farmers often face expenses that go beyond what the scheme covers — such as purchasing equipment, seeds, or dealing with unexpected emergencies. In these situations, a personal loan can be a practical solution to bridge short-term financial gaps.


Just as PM-Kisan eKYC relies on accurate Aadhaar details for verification, personal loan online applications also use Aadhaar-based eKYC to confirm your identity and address. This means keeping your Aadhaar information up to date — through UIDAI's SSUP portal — can directly speed up your personal loan approval process. With a valid eKYC, many lenders offer instant, paperless personal loan disbursals entirely online.

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Completing your PM Kisan eKYC is essential to ensuring uninterrupted access to the financial support you are entitled to under the PM-Kisan scheme. Whether you choose the online OTP method, biometric verification at a CSC centre, or face authentication via the mobile app, the process is designed to be quick and accessible for all farmers.


Staying on top of your eKYC — and keeping your Aadhaar details accurate — not only protects your PM-Kisan benefits but also puts you in a stronger position when you need access to additional funding options like a personal loan.



Additional reads

What is KYCWhat is Video KYCWhat is e-KYC

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Key offerings: 3 loan types

  • Flexi Hybrid Loan
  • Flexi Dropline Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30.5% p.a.

Processing fees

Up to 4.13% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

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Frequently asked questions

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Centres and portal

How to do PM Kisan e-KYC?

Visit the PM-Kisan website, navigate to the ‘Farmers Corner,’ click on ‘e-KYC,’ enter your Aadhaar number, mobile number, and the received OTP, and submit.

Yes, you can complete PM Kisan eKYC through your mobile by visiting the official PM Kisan portal and using the Aadhaar-linked OTP authentication method.

To update your KYC in PM Kisan online, you need to visit the official PM Kisan website and log in using your registered mobile number or Aadhaar card. Once logged in, navigate to the "Update KYC" section and follow the on-screen instructions to provide the required documents and information.

Yes, you can update your PM-Kisan KYC online using the OTP-based method. Visit the PM-Kisan website, navigate to the ‘Farmers Corner’ and the ‘e-KYC’ section. Enter your Aadhaar number and verify with the OTP sent to your linked mobile number. This will initiate the online KYC process.

Yes, you can complete PM-KISAN eKYC without Aadhaar-linked mobile OTP by using biometric authentication at a Common Service Centre (CSC) or face authentication through the PM-KISAN mobile app, where available. These alternatives can help beneficiaries complete identity verification when OTP-based authentication is not possible.

After completing the e-KYC process, you will receive a confirmation message on your registered mobile number. You can also check the status on the PM-Kisan website by entering your Aadhaar number in the ‘Farmers Corner’ section.

Ensure your Aadhaar is linked with the correct mobile number. If the issue persists, contact UIDAI or visit the nearest CSC for biometric eKYC.

To check your PM Kisan status using your Aadhaar number, visit the official PM Kisan website and enter your Aadhaar card number in the designated field. Click the "Submit" button and your PM Kisan status will be displayed on the screen, including information about your beneficiary status, payment history, and any pending actions.

Unfortunately, you cannot directly check your PM-Kisan instalment status using your Aadhaar number on the website. However, you can use your Aadhaar number to find your registration number on the PM-Kisan website. Once you have your registration number, you can use that to check your instalment status.

To update your mobile number in PM Kisan, log in to your PM Kisan account using your registered mobile number or Aadhaar card. Navigate to the "Update Mobile Number" section and follow the on-screen instructions to provide your new mobile number and any required verification documents.

Yes, Common Service Centres (CSCs) are authorised to assist farmers in completing their PM Kisan eKYC through biometric authentication if needed.

Download the PM-Kisan mobile app, open it, and enter your Aadhaar or mobile number to check your current PM-Kisan status on your phone.

You will receive a confirmation message on your registered mobile number once the PM Kisan eKYC is successfully completed.

No, biometric authentication is not mandatory; eKYC can be completed using OTP verification linked to your Aadhaar number.

Visit the PM-KISAN portal, enter your Aadhaar number, verify with OTP linked to your mobile number, and complete the PM Kisan eKYC process online.

Farmers can complete PM Kisan eKYC through the official PM-KISAN portal or by visiting the nearest Common Service Centre for biometric verification.

Yes, PM Kisan eKYC is mandatory for registered beneficiaries to continue receiving PM-KISAN instalment payments without delays or interruptions from the scheme.

To update PM Kisan eKYC, log in to the PM-KISAN portal, correct Aadhaar details if required, and complete OTP or biometric verification again.

If your Aadhaar details do not match your PM-KISAN records, eKYC may not be completed successfully until the discrepancy is corrected. Check the details carefully and update the relevant records through the applicable PM-KISAN or authorised channel before attempting verification again.

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