Features and benefits of personal loan

  • Ample funding up to %$$PL-Loan-Amount$$%

    Ample funding up to Rs. 40 lakh

    Avail of high-value loans tailored for working women against simple personal loan eligibility criteria. Check the eligibility for our loan using our eligibility calculator.

  • No collateral required

    No collateral required

    Avoid the hassle of identifying and pledging an asset you own to apply for our personal loan for women.

  • Approval in %$$PL-Approval$$%*

    Approval in 5 minutes*

    Apply online and get a Bajaj Finserv Personal Loan approved within minutes.

    *Terms and conditions apply.

  • Same-day disbursal*

    Same-day disbursal*

    Get money in the bank in 24 hours* after your application is approved and verified.

  • Easy repayment

    Easy repayment

    Repay your loan conveniently over a term that stretches up to 96 months with our personal loan for women.

  • Smaller EMIs

    Smaller EMIs

    Use the Flexi interest-only personal loan facility to lower your EMIs. Also, use our personal loan EMI calculator to estimate your monthly EMIs in advance.

  • 100% transparency

    100% transparency

    Understand the terms and conditions and be assured of zero hidden charges.

  • Minimal documentation

    Minimal documentation

    Submit a few basic documents with your application to get your loan for women disbursed quickly.

  • Digital loan account

    Digital loan account

    Pay your EMIs and keep track of future payments with our customer portal – My Account.

To help working women plan their travels, wedding, higher education, or manage their other financial needs, Bajaj Finserv presents personal loans for women. Rs. 40 lakh at an attractive rate of interest for a repayment term of up to 8 years.

Salaried women can get the Bajaj Finserv Personal Loan on simple eligibility terms. Once you meet the eligibility criteria, you can apply online in four simple steps to get approval within 5 minutes*. Likewise, the documentation requirement is minimal, and after verification, you can benefit from the money in the bank within 24 hours*.

We offer the Flexi interest-only facility on our personal loan for women by which you can lower your loan EMIs. Here, you pay only the interest component of the EMI for a part of the tenor and repay the principal later.

For easy loan management, use the customer portal Experia. You can also use the Bajaj Finserv Experia app. By accessing your digital loan account, you can pay EMIs, part-prepay your loan for women, download e-statements, and more.

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Eligibility criteria for personal loan

  • Nationality

    Nationality

    Indian
  • Age

    Age

    21 years to 80 years*

  • Employment

    Employment

    Salaried, employed with an MNC, public or private company
  • CIBIL score

    CIBIL score

    685 or higher

Documents required for personal loan

  • KYC documents: Aadhaar/ PAN card/ passport/ voter’s ID
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months

Fees and charges for personal loan

We promise women applicants 100% transparency and no hidden charges. See the applicable fees, charges, and interest rates on personal loans for women in India.

*Conditions apply

Frequently asked questions

What is a personal loan for women?

A personal loan for women is a credit facility offered by financial institutions to help women borrowers. These loans are unsecured which means they do not require any collateral while availing of a loan. With a Bajaj Finserv Personal Loan, you can get financing of up to Rs. 40 lakh for a tenure of up to 96 months.

What is the tenure for personal loans for women?

With Bajaj Finance Limited, you can repay your personal loan for women over convenient loan tenures ranging from 6 months to 96 months.

How can I apply for a personal loan for women online?

Visit the personal loan page on the Bajaj Finserv website and select ‘APPLY’ to start the application process for loans for women. Enter your basic personal information and then confirm the OTP sent to your phone. Complete the application with your basic information and select ‘PROCEED’. Then, input the desired loan amount. Complete your KYC requirements and submit your loan application.

What are the uses of personal loans for women?

Personal loans for women can be used for various expenses both planned and unplanned. From paying unexpected medical bills, planning your wedding expenses, and renovating your home to funding your higher education costs can be managed with the higher personal loan amount.

How much time does it take to get a personal loan for women?

With Bajaj Finance Limited, borrowers can get funds for personal loans for women within a day of approval.

Who is eligible for a personal loan for women?

Any individual who meets the personal loan eligibility criteria set by the lender is eligible for a loan for women.

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