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Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Gudivada
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finance in your city
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Personal loans are a convenient financial solution for individuals seeking quick access to funds for various personal needs, whether it is for medical emergencies, home renovations, education, or even a dream vacation. If you are in Gudivada and looking for a reliable personal loan option, Bajaj Finance offers a seamless borrowing experience tailored to your requirements. With competitive interest rates, minimal documentation, and a fully online application process, you can get funds disbursed to your account within 24 hours*.
✅Check your pre-approved loan offer in Gudivada with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
Features and benefits of a personal loan in Gudivada
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Collateral-free loan
You can apply online for a collateral-free loan of up to Rs. 55 lakh with no end-use restrictions.
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Flexible tenure
Use the Bajaj Finance Personal Loan EMI Calculator and choose a tenure ranging from 12 months to 108 months.
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No surprise charges
Bajaj Finance ensures complete transparency on the advance and maintains nil hidden charges at simple terms and conditions.
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Gudivada with just your phone number and OTP – no need to visit the branch.
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Flexi loans
Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.
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Online account facility
Stay updated about your loan details 24x7 with our customer portal – My Account.
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Minimum documents required
Only a handful of documents are necessary to avail a Bajaj Finance Personal Loan. Submit these at the time of application.
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Immediate approval
Meet all eligibility criteria and complete documentation to acquire loan approval within 5 minutes*.
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Receive the funds within 24 hours*
Acquire the sanctioned loan amount in just 24 hours* and address all emergency expenses with ease.
Gudivada is a religiously diversified city with a Jain pilgrimage site and various other Hindu temples. It is now a part of the Andhra Pradesh capital region. The city is primarily agriculture-based, with several tractor-trailer buildings, rice mills and other supporting industries running successfully.
Consider a personal loan from Bajaj Finance and benefit from features like flexible tenures, part-payment, easy documentation, and more.
Evaluate the total cost of borrowing to plan your finances and repayment better. We levy affordable personal loan interest rates and nominal charges.
*Conditions apply
Eligibility criteria and documents for personal loan in Gudivada
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Gudivada
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Check instant personal loan in other cities
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30.5% p.a. |
Processing fees | Up to 4.13% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
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Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
Not your nearest branch?
Frequently asked questions
Overview
With a Bajaj Finance Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.
*Terms and conditions apply.
You can take a Bajaj Finance Personal Loan for several uses, such as:
Personal loan for higher education
Personal loan for medical emergency
Personal loan for wedding
Personal loan for home expenses
If you have a low CIBIL score, you may have to apply with a co-applicant.
With a Bajaj Finance Personal Loan, you can get funds up to Rs. 55 lakh. Check your eligibility in just 2 steps and plan your expenses comfortably.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000