Personal Loan in Gudivada

Personal loans are a convenient financial solution for individuals seeking quick access to funds for various personal needs, whether it is for medical emergencies, home renovations, education, or even a dream vacation. If you are in Gudivada and looking for a reliable personal loan option, Bajaj Finance offers a seamless borrowing experience tailored to your requirements. With competitive interest rates, minimal documentation, and a fully online application process, you can get funds disbursed to your account within 24 hours*.

✅Check your pre-approved loan offer in Gudivada with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Collateral-free loan

You can apply online for a collateral-free loan of up to Rs. 55 lakh with no end-use restrictions.

Flexible tenure

Use the Bajaj Finserv Personal Loan EMI Calculator and choose a tenure of up to 96 months.

No surprise charges

Bajaj Finance ensures complete transparency on the advance and maintains nil hidden charges at simple terms and conditions.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Gudivada with just your phone number and OTP – no need to visit the branch.

Flexi loans

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.

Online account facility

Stay updated about your loan details 24x7 with our customer portal – My Account.

Minimum documents required

Only a handful of documents are necessary to avail a Bajaj Finserv Personal Loan. Submit these at the time of application.

Immediate approval

Meet all eligibility criteria and complete documentation to acquire loan approval within 5 minutes*.

Receive the funds within 24 hours*

Acquire the sanctioned loan amount in just 24 hours* and address all emergency expenses with ease.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.