Aligarh, located in the Indian state of Uttar Pradesh, is renowned for Aligarh Muslim University (AMU), a prestigious educational institution. Known for its cultural diversity, the city boasts historical landmarks like the Aligarh Fort and Sir Syed House. It is a vibrant hub with a rich blend of tradition and modernity.
Personal loan in Aligarh
Securing a personal loan in Aligarh involves approaching NBFCs, banks or financial institutions. Ensure eligibility criteria, interest rates, and repayment terms align with your financial needs. The personal loan application process typically involves documentation verification and credit assessment.
Features and benefits of personal loan in Aligarh
Bajaj Finance Limited presents unique personal loan features tailored to meet a variety of financial requirements. Here are five key features of our personal loans:
- Flexible usage
Personal loans by Bajaj Finance Limited provide financial flexibility, allowing borrowers to use their funds for various purposes such as education, medical expenses, home improvement and more.
- Minimal documentation
With our personal loans, another significant advantage is simple documentation requirements. All supporting documentation can be submitted digitally. Basic documents such as income proof, address proof, and KYC are required during the application process.
- Quick approval
Bajaj Finance Limited is offering personal loan in Aligarh with a simple application process and speedy approval, ensuring borrowers can access funds promptly in times of need. Once approved, the loan amount is disbursed within a day of approval, addressing urgent financial requirements.
- No collateral
Our personal loans are unsecured, eliminating the need for collateral, simplifying the application process. This makes it easier for borrowers who do not want to put any of their assets as a security with the lender.
- Convenient repayment
We are offering convenient and flexible repayment options that range from 12 months to 96 months, making it easier for borrowers to manage their finances.
Eligibility criteria of a personal loan in Aligarh
Apply for a Bajaj Finance Personal Loan in Aligarh once you meet the simple eligibility criteria mentioned below:
- Nationality: India
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Monthly salary: Starting Rs. 25,001, based on the city you live in.
*You should be 80 years* or younger, at the end of the loan tenure.
Personal loan interest rates and charges in Aligarh
With Bajaj Finance Limited, you can get a personal loan interest rate starting at just 11% per annum. You can stay assured with our 100% transparent terms and conditions. It is advisable to know all about our fees and charges before applying for a personal loan.
How to apply for a personal loan in Aligarh?
Apply for a personal loan in Aligarh by following the steps mentioned below:
- Visit the personal loan page on our website and click on ‘APPLY’.
- Enter your 10-digit mobile number and OTP.
- Fill in the application form with your basic details.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your loan application.
Bajaj Finance Limited presents personal loans in Aligarh, requiring minimal documentation and ensuring swift fund disbursal directly into your account. Benefit from our personal loans featuring customisable EMI choices and competitive personal loan interest rates, addressing your financial needs for healthcare, wedding expenses, education, or home enhancements. Apply now for the most favourable deal on our personal loan.
