Personal Loan for Salaried Employees

Managing high-value expenses with a monthly salary can be challenging and might force you to dig into your savings. However, you can avoid such a situation by availing of a personal loan for salaried employees. Bajaj Finance provides personal loans for salaried employees to help you meet various unplanned or planned expenses like a medical emergency, home renovation, debt consolidation, wedding expenses, and more.

✅  Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

*Terms and conditions apply.
 

These features make this one of the best personal loans in India.

You can avail of a best personal loan for a salaried person from Bajaj Finance if you meet the following personal loan eligibility criteria:

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

To complete the application process for a loan for salaried employee, you must provide a standard set of personal loan documents. These documents help to assess the financial credibility of salaried individuals, ensuring faster approval and smooth disbursal of funds.

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Bajaj Finance Limited offers personal loans for salaried employees at reasonable interest rates ranging from 10% to 31% p.a. Read about personal loan interest rates and look at the additional charges before applying to know the total cost of borrowing.

Applying for a salaried loan online is simple and time-efficient. With Bajaj Finance, you can avail an instant personal loan for salaried employees through a seamless digital process that requires minimal effort. Here’s how you can apply:

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

Multi-purpose personal loan: