Personal Loan in Agartala

Personal Loan in Agartala

Check your eligibility for personal loan in Agartala with your phone and OTP - no branch visit needed.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Agartala

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • In today’s fast-paced world, financial emergencies can arise unexpectedly, requiring quick access to funds. Whether it is for medical expenses, education costs, home renovations, or even a dream vacation, a personal loan in Agartala can be your solution for meeting urgent financial needs. Bajaj Finance offers tailored personal loans designed to provide residents of Agartala with swift access to funds, competitive interest rates, and flexible repayment options.


    Check your pre-approved loan offer in Agartala with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Know more about our personal loan and its features.


 

*Terms and conditions apply.

Show More
Show Less

Features and benefits

  • Collateral-free loan

    Get substantial funds without keeping an asset as security. Start using the credit for any purpose

  • 100% transparency

    Bajaj Finserv Personal Loan is an unsecured credit and does not include any hidden charges

  • Money in bank account within 24 hours*

    We credit the loan amount within 24 hours* of approval to the bank account

  • High loan principal

    Qualify for a loan amount ranging from Rs. 40000 - Rs. 55 lakh with proper eligibility and minimal documentation

  • Quick approval

    We take only a few minutes to approve the personal loan if you fulfil all eligibility parameters

  • Check pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Agartala with just your phone number and OTP – no need to visit the branch.

  • Flexi personal loan

    Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.

  • Easy account management

    Log in to the customer portal, My Account, and access all loan details like EMI payable, due date, etc., 24/7

  • Less paperwork

    Present only the documents required for a personal loan and shorten the loan availing time

  • Flexible tenure

    You can spread your repayment from 12 months to 96 months, which means manageable EMIs right from the start.

Agartala is one of the major tourist destinations of Tripura. This city shares a border with Bangladesh. The wooden handicrafts, shawls, cotton textiles are some of the specialities of this city. Agartala residents can opt for a personal loan from Bajaj Finance and finance any high purchases with ease. Check the maximum amount you can get using an online personal loan eligibility calculator. All you have to do is fill up an application form and submit it online. We will check the eligibility and sanction the loan amount without delay.


 

Check out the personal loan interest rate fees and charges on a personal loan to understand how much you will need to repay.


 

Our Personal Loan branches in Agartala

Personal Loan In Krishna Nagar


 

*Conditions apply

Show More
Show Less

Eligibility criteria and documents for personal loan in Agartala

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Show More
Show Less

How to apply for personal loan in Agartala

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

Show More
Show Less

Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000