Gold loan in Nanded

Nanded, located in Maharashtra, is a famous Sikh pilgrimage as it is the home of the 10th Sikh Guru, Shri Guru Gobind Singh. Situated on the northern bank of the River Godavari, Nanded’s economy is primarily driven by tourism and agriculture.

Residents of this city can now meet all their planned and unplanned financial obligations with an easy-to-avail instant gold loan in Nanded from Bajaj Finserv. You can now apply online or visit any of our 2 branches in the city.

Gold loan in Nanded: Features and benefits

Following are some notable features and benefits of a gold loan from Bajaj Finserv:

  • Substantial loan quantum

    Substantial loan quantum

    Get funds of up to Rs. 2 crore against your gold articles. Meet our simple gold loan eligibility criteria before applying.

  • Multiple repayments options

    Multiple repayments options

    Now repay your gold loan as per your convenience. Opt for regular EMIs, or pay the interest periodically and principal later. Use a gold loan calculator to find a suitable option.

  • Transparent gold evaluation

    Transparent gold evaluation

    Bajaj Finserv uses industry-grade carat meter for gold jewellery evaluation. Get the best value from us.

  • Part-release your gold ornaments

    Part-release your gold ornaments

    With Bajaj Finserv, you can part-release your gold items conveniently by repaying the equivalent amount.

  • Complementary gold insurance

    Complementary gold insurance

    We provide insurance for your gold items against theft or misplacement during the loan tenor.

  • Foreclosure and part-prepayment options

    Foreclosure and part-prepayment options

    Opt to foreclose or part-prepay your gold loan in Nanded without paying extra charges.

  • Top-notch safety protocols

    Top-notch safety protocols

    To ensure the safety and security of your gold, we store them in secure vaults under 24x7 surveillance.

Nanded is an important religious centre for Sikhs around the world. Agriculture and tourism are the main pillars of its economy. Cotton, sugarcane, soya beans are some of the notable produces in this area. Also, Nanded houses a regional cotton research centre to support this industry.

Individuals residing in Nanded can now approach Bajaj Finserv to obtain a high-value gold loan. We provide instant loan on gold in Nanded at competitive interest rates.

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Gold loan in Nanded: Eligibility criteria

Meet the following eligibility criteria to obtain a gold loan in Nanded from us:

  • Age

    Age

    21 to 70 years

  • Employment status

    Employment status

    Self-employed or salaried

  • Citizenship

    Citizenship

    Must be residing Indians

Enjoy competitive gold loan interest rates from Bajaj Finserv by meeting/exceeding the gold loan eligibility, and submitting the necessary documents.

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Gold loan in Nanded: Documents required

We ask for the following gold loan documents:

  • Identity proof
  • Address proof
  • Income proof

You may be asked to submit additional documents if needed.

Gold loan in Nanded: Interest rate and charges

Bajaj Finserv provides gold loans at competitive interest rates. Know the additional fees and charges before applying for a gold loan in Nanded.

Frequently asked questions

Is CIBIL score a vital factor in availing of a gold loan?

No, CIBIL scores are not an important factor in availing a gold loan. Therefore, even if you have a low credit score or do not have a score, you can still apply for this credit instrument.

What is an LTV ratio?

The Loan-to-value ratio is the percentage of your gold ornament’s total market value that you can get as a credit.

Can I apply for a gold loan online?

Yes, you can apply for a gold loan online by filling up the loan application form and submitting needed documents. A company representative will contact you for further processing.