Instant loan app in India

Borrowers can now download online loan apps such as the Bajaj Finserv mobile app and apply for a loan from comfort of their homes.
Instant loan app in India
5 min read
03 February 2024

In the fast-paced digital age, the emergence of instant loan apps has revolutionised the traditional lending landscape, providing unparallelled convenience and accessibility to individuals in need of quick financial solutions. Borrowers can now download online loan apps such as the Bajaj Finserv mobile app and apply for a loan from the comfort of their homes.

Here are the features of an instant loan app

Instant approval: One of the primary advantages of instant loan apps is the swift approval process. Traditional loan applications often involve time-consuming paperwork and lengthy verification processes, whereas these apps use technology for instant approval. Applicants can receive a decision within minutes, streamlining the borrowing experience.

Online application: Gone are the days of waiting in long queues at banks. Instant loan apps empower users to apply for loans from the comfort of their homes. With user-friendly interfaces, these apps guide applicants through the application process, requiring minimal documentation and reducing the hassle associated with traditional lending.

24/7 accessibility: Unlike brick-and-mortar banks with fixed working hours, instant loan apps operate round the clock. This accessibility proves crucial during emergencies or unexpected financial needs, providing borrowers with the flexibility to secure funds whenever required.

Minimal documentation: Instant loan apps prioritise simplicity. They typically require minimal documentation, often limited to basic identity and income proofs. This not only expedites the approval process but also caters to a broader demographic by making loans accessible to those without extensive financial histories.

How to apply for an emergency personal loan through the app

A step-by-step guide to using the Bajaj Finserv instant loan app:

  1. Download the Bajaj Finserv App
    Download the Bajaj Finserv app, available on Google Play for Android users or the Apple App Store for iOS users. If you do not have an account yet, proceed to create one, ensuring the accuracy of your registration details.
  2. Step 2: Navigate to the personal loan section
    Locate the personal loan section within the app, either on the home screen or within the loans segment.
  3. Choose loan amount and tenure
    Upon establishing your eligibility, the instant loan app will assist you in selecting the loan amount and repayment duration that suits your needs. Utilise the app to input the necessary details and customise these parameters based on your financial requirements and repayment capacity.
  4. Submit required documents
    Bajaj Finance Limited may request specific documentation before processing your personal loan. The app will guide you to upload essential documents like proof of income, identification, and address. Ensure the accuracy and clarity of these documents for a smooth application process.
  5. Review and submit the application
    Thoroughly review all the information provided before submitting your personal loan application. Double-check details such as the loan amount, tenure, and personal information for accuracy. Once satisfied, submit your application for processing. A representative will then contact you to proceed with the application.

In conclusion, fast loan apps mark a revolution in the lending landscape, offering unparallelled speed and accessibility. While their convenience is undeniable, borrowers must remain vigilant and choose reputable platforms, ensuring a smooth and responsible borrowing experience in the digital age.


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*Terms and conditions apply

Frequently Asked Questions

How to get Rs. 50,000 rupees instantly?

Here is how you can apply for Rs. 50,000 with our Insta Personal Loan:

  1. Click on ‘CHECK OFFER’.
  2. Enter your 10-digit mobile number and OTP.
  3. Go with the pre-assigned limit or choose a different loan amount.
  4. Choose a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Which app gives loans very fast?

You can use the Bajaj Finserv app to get our Insta Personal Loan, which is disbursed within 30 minutes* to 4 hours.
*Terms and conditions apply.

How to get Rs. 20,000 rupees urgently?

You can check your offer using the following steps:

  • Click on ‘CHECK OFFER’.
  • Enter your 10-digit mobile number and OTP.
  • Once verified successfully, your pre-approved personal loan offer details will be displayed on your screen.

You can then go with the offer or choose a lower amount and proceed to finish the application.