Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer
Enter mobile and OTP | Check offer | No branch visit needed
Checking your Bajaj Finserv Personal Loan application status helps you stay informed about the progress of your request at every stage. Whether you have recently applied or are waiting for approval or disbursal, tracking your application status ensures complete transparency. This guide explains the different methods you can use to check your Bajaj Finserv Personal Loan application status both online and offline.
Applying for a personal loan with Bajaj Finance is straightforward, with simple documentation and easy eligibility requirements. The streamlined approval process allows you to access funds quickly and choose flexible repayment tenures. After submitting your application, you can conveniently monitor your Bajaj Finserv Personal Loan application status online to stay updated on the next steps.
If you are thinking about a personal loan, but have not applied yet - its easy:
✅ Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
Step-by-step guide to check loan application status
You can easily track your loan application status online using simple steps. Here’s how to check your personal loan application status with ease:
- Visit the official Bajaj Finserv website or open the app
- Go to the ‘Track Application’ section
- Enter your mobile number and OTP
- View your real-time application update instantly
This helps you stay informed and plan better.
How to check Bajaj Finserv application status offline
You can easily check your loan application status by visiting the branch where you submitted your personal loan application. Follow these simple steps:
- Visit the branch where you made the loan application
- Provide your application number along with your registered mobile number
You can also track your loan application status by contacting the customer care team. Follow these steps:
- Get in touch with the customer care support team
- Share your reference number to receive an update on your loan application
Alternatively, instead of using offline methods, you can conveniently check your personal loan status online for faster and more accessible updates anytime.
Bajaj Finserv loan application status through the customer portal
Bajaj Finance allows you to track Bajaj Finserv loan status through the online portal using your mobile number once you apply for the loan. Follow these steps to perform a Bajaj Finserv loan application status check online.
- Visit the Bajaj Finserv customer portal page
- Use your Customer ID/ email ID/ mobile number to login
- Authenticate yourself with a password or an OTP
- Click on the Bajaj Finserv track application option
- Enter your registered mobile number and click ‘Generate Password’
- Use the OTP sent to know your Bajaj Personal Loan application status
Additional Read: How to log in to Bajaj Finserv App?
Bajaj Finserv Loan status via the Bajaj Finserv App
Today, you can know your Bajaj Finserv Personal Loan status through the use of Bajaj Finserv App. Follow these steps to perform a Bajaj Finserv loan status check via your smartphone:
- Download the Bajaj Finserv App via Google Play or the App Store
- Login with your customer ID or mobile number
- Authenticate yourself with the OTP sent
- Choose your preferred language
- Select your customer type, that is, whether you are an existing customer or a new customer
- Pick an option for employment type, that is salaried or self-employed
- View the products currently on offer
- Navigate to the personal loan section and click on ‘See Details’ to know your Bajaj Finserv loan application status
Besides offering you the convenience of checking your Bajaj Finserv Personal Loan status, the Bajaj Finserv App also offers you the following features that you can utilise to manage your loan effectively.
Additional Read: How to download Bajaj Finserv App?
Features and benefits of Bajaj Finserv App
- You can manage your current loan as well as view the details of your previous loans
- You can download financial statements of your current and previous borrowings
- You can process EMI payments as well as part-prepay or foreclose a loan
- You can view notifications about future payments, account statements and recommended offers
- You can raise a loan request and keep tabs on its status
- You can access a range of pre-approved offers
Now that you are aware of the tracking options, you can easily monitor your Bajaj Finserv application status to stay updated on the progress of your loan request. Keeping track of your Bajaj Finserv Personal Loan application status ensures transparency and timely updates. If you have not applied yet, simply check your pre-approved offer online.
Why should you check your personal loan application status
Tracking your Bajaj Finserv Personal Loan application status keeps you informed and avoids delays. A quick personal loan status check online gives instant updates on approval progress.
- Know if your loan is approved, pending, or rejected
- Identify and resolve document issues quickly
- Stay updated on disbursal timelines
- Plan finances better based on loan progress
- Avoid unnecessary follow-ups with customer support
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment:
Part Pre-payment
|
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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