Check Bajaj Finance Personal Loan application status

Check Bajaj Finance Personal Loan application status

Learn how to check your Bajaj Finance Personal Loan status easily online or through the app. Track application updates, approval, or disbursal details anytime to stay informed about your personal loan.
Loan Types

Loan Types

Calculator

Calculator

FAQs

FAQs

Video

Video

Rs. 40,000 - Rs. 55 lakh

Calculate your EMIs

You may be eligible for a pre-approved offer

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Enter mobile and OTP | Check offer | No branch visit needed

 
 

Key takeaways


You can check your Bajaj Personal Loan application status online, through the customer portal, or via the Bajaj Finance App. These channels help track your application and stay updated on approval and disbursal.


  • Loan amount: Rs. 40,000 to Rs. 55 lakh
  • Interest rate: 10% and 30.5% p.a
  • Online tracking: Use your registered mobile number and OTP.
  • Application updates: Track approval, pending status, or disbursal progress.
  • App support: Manage loan details and repayment-related services.

Regularly checking the Bajaj Personal Loan application status can help you identify updates promptly, resolve document-related issues, and plan your finances based on the application progress.

Checking your Bajaj Finance Personal Loan application status helps you stay informed about the progress of your request. Whether you have recently applied or are waiting for approval or disbursal, tracking the status helps you stay updated at each stage.


Applying for a personal loan is simple, with minimal documentation and an easy application process. Once the application is submitted, you can track your Bajaj Finance Personal Loan application status online to check its progress from review to final disbursal.


If you are considering a personal loan but have not applied yet, you can:


✅  Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

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Step-by-step guide to check loan application status

You can easily track your loan application status online using simple steps. Here’s how to check your personal loan application status with ease:


  • Visit the official Bajaj Finance website or open the app
  • Go to the ‘Track Application’ section
  • Enter your mobile number and OTP
  • View your real-time application update instantly
  •  

This helps you stay informed and plan better.

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How to check Bajaj Finance application status offline

You can easily check your loan application status by visiting the branch where you submitted your personal loan application. Follow these simple steps:


  • Visit the branch where you made the loan application
  • Provide your application number along with your registered mobile number

You can also track your loan application status by contacting the customer care team. Follow these steps:


  • Get in touch with the customer care support team
  • Share your reference number to receive an update on your loan application

Alternatively, instead of using offline methods, you can conveniently check your personal loan status online for faster and more accessible updates anytime.

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Bajaj Finance loan application status through the customer portal

Bajaj Finance allows you to track Bajaj Finance loan status through the online portal using your mobile number once you apply for the loan. Follow these steps to perform a Bajaj Finance loan application status check online.
 

  • Visit the Bajaj Finance customer portal page
  • Use your Customer ID/ email ID/ mobile number to login
  • Authenticate yourself with a password or an OTP
  • Click on the Bajaj Finance track application option
  • Enter your registered mobile number and click ‘Generate Password’
  • Use the OTP sent to know your Bajaj Personal Loan application status
     

Additional Read: How to log in to Bajaj Finance App?


 

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Bajaj Finance Loan status via the Bajaj Finance App

Today, you can know your Bajaj Finance Personal Loan status through the use of Bajaj Finance App. Follow these steps to perform a Bajaj Finance loan status check via your smartphone:
 

  • Download the Bajaj Finance App via Google Play or the App Store
  • Login with your customer ID or mobile number
  • Authenticate yourself with the OTP sent
  • Choose your preferred language
  • Select your customer type, that is, whether you are an existing customer or a new customer
  • Pick an option for employment type, that is salaried or self-employed
  • View the products currently on offer
  • Navigate to the personal loan section and click on ‘See Details’ to know your Bajaj Finance loan application status
     

Besides offering you the convenience of checking your Bajaj Finance Personal Loan status, the Bajaj Finance App also offers you the following features that you can utilise to manage your loan effectively.
 

Additional Read: How to download Bajaj Finance App?

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Features and benefits of Bajaj Finance App

  • You can manage your current loan as well as view the details of your previous loans
  • You can download financial statements of your current and previous borrowings
  • You can process EMI payments as well as part-prepay or foreclose a loan
  • You can view notifications about future payments, account statements and recommended offers
  • You can raise a loan request and keep tabs on its status
  • You can access a range of pre-approved offers
     

Now that you are aware of the tracking options, you can easily monitor your Bajaj Finance application status to stay updated on the progress of your loan request. Keeping track of your Bajaj Finance Personal Loan application status ensures transparency and timely updates. If you have not applied yet, simply check your pre-approved offer online.

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Why should you check your personal loan application status

Tracking your Bajaj Finance Personal Loan application status keeps you informed and avoids delays. A quick personal loan status check online gives instant updates on approval progress.
 

  • Know if your loan is approved, pending, or rejected
  • Identify and resolve document issues quickly
  • Stay updated on disbursal timelines
  • Plan finances better based on loan progress
  • Avoid unnecessary follow-ups with customer support
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Key offerings: 3 loan types

  • Flexi Hybrid Loan
  • Flexi Dropline Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30.5% p.a.

Processing fees

Up to 4.13% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

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Frequently asked questions

Overview

Eligibility and approval

How do I know if my loan application is approved?

You’ll receive an SMS or email notification upon approval. You can also check your loan status online using your registered mobile number.


 

Visit the Bajaj Finance website or app, go to ‘Track Application’, enter your mobile number and OTP to view your personal loan application status.

To check your Bajaj Finance loan status, you’ll need your registered mobile number, and the OTP sent to it for secure access.

With a Bajaj Finance Personal Loan, you can get the funds within 24 hours* of approval. Check your loan offer in just 2 steps and apply online to get our loan.

*Terms and conditions apply.

To check your application status, you usually need details such as your application reference number, EPIC number, registered mobile number, or date of birth for verification.

You can track your personal loan application status online using your registered mobile number or application ID on the official portal. It helps you stay updated on approval, verification, and disbursal stages in real time.

Yes, you can check your loan status using your application ID. Enter the ID on the official tracking page to view updates such as approval stage, verification status, or disbursal progress.

To check your Bajaj Finance loan application status, you usually need your application ID or registered mobile number. No additional documents are required for status tracking online.

You can check your loan application status without logging in by using your registered mobile number and application details. This allows you to track the progress of your personal loan application and stay updated on approval or disbursal.

A personal loan may still be possible with a low credit score, but approval depends on income, repayment capacity, and lender policies. A higher score improves chances of better terms.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000