Check Bajaj Finserv Personal Loan application status

Check Bajaj Finserv Personal Loan application status

Learn how to check your Bajaj Finserv Personal Loan status easily online or through the app. Track application updates, approval, or disbursal details anytime to stay informed about your personal loan.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer

Enter mobile and OTP | Check offer | No branch visit needed

Checking your Bajaj Finserv Personal Loan status helps you stay updated on the progress of your request. Whether you've just applied or are waiting for disbursal, monitoring your application status ensures you're always informed. This guide explains all the ways you can check your loan status—online and offline.


Applying for a personal loan from Bajaj Finance is simple, with minimal documentation and easy eligibility criteria. With a quick approval process, you can access high value funds and benefit from flexible repayment tenures. Once you submit your application, you can conveniently track your Bajaj Finance loan application status online.


If you are thinking about a personal loan, but have not applied yet - its easy:

✅  Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.


Step-by-step guide to check loan application status


You can easily track your loan application status online using simple steps. Here’s how to check your personal loan application status with ease:

  • Visit the official Bajaj Finserv website or open the app
  • Go to the ‘Track Application’ section
  • Enter your mobile number and OTP
  • View your real-time application update instantly
     

This helps you stay informed and plan better.
 

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Bajaj Finserv loan status offline

You can undertake Bajaj Finserv Personal Loan tracking by visiting our branch, where you made a personal loan application. Here are the steps to follow.

  • Visit the branch where you made the loan application
  • Mention your application number along with your registered mobile number
     

You can also track your loan’s application status through the customer care number by following the steps below.

  • Dial 8698010101 to get in touch with the customer care team
  • Mention your reference number to know the Bajaj loan status
     

Alternatively, instead of using the offline modes, perform a Bajaj Finserv Personal Loan status check online.

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Bajaj Finserv loan application status through the customer portal

Bajaj Finance allows you to track Bajaj Finserv loan status through the online portal using your mobile number once you apply for the loan. Follow these steps to perform a Bajaj Finserv loan application status check online.
 

  • Visit the Bajaj Finserv customer portal page
  • Use your Customer ID/ email ID/ mobile number to login
  • Authenticate yourself with a password or an OTP
  • Click on the Bajaj Finserv track application option
  • Enter your registered mobile number and click ‘Generate Password’
  • Use the OTP sent to know your Bajaj Personal Loan application status
     

Additional Read: How to log in to Bajaj Finserv App?


 

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Bajaj Finserv Loan status via the Bajaj Finserv App

Today, you can know your Bajaj Finserv Personal Loan status through the use of Bajaj Finserv App. Follow these steps to perform a Bajaj Finserv loan status check via your smartphone:
 

  • Download the Bajaj Finserv App via Google Play or the App Store
  • Login with your customer ID or mobile number
  • Authenticate yourself with the OTP sent
  • Choose your preferred language
  • Select your customer type, that is, whether you are an existing customer or a new customer
  • Pick an option for employment type, that is salaried or self-employed
  • View the products currently on offer
  • Navigate to the personal loan section and click on ‘See Details’ to know your Bajaj Finserv loan application status
     

Besides offering you the convenience of checking your Bajaj Finserv Personal Loan status, the Bajaj Finserv App also offers you the following features that you can utilise to manage your loan effectively.
 

Additional Read: How to download Bajaj Finserv App?

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Features and benefits of Bajaj Finserv App

  • You can manage your current loan as well as view the details of your previous loans
  • You can download financial statements of your current and previous borrowings
  • You can process EMI payments as well as part-prepay or foreclose a loan
  • You can view notifications about future payments, account statements and recommended offers
  • You can raise a loan request and keep tabs on its status
  • You can access a range of pre-approved offers
     

Now that you are aware of the tracking options, you can easily monitor your Bajaj Finserv application status to stay updated on the progress of your loan request. Keeping track of your Bajaj Finserv Personal Loan application status ensures transparency and timely updates. If you have not applied yet, simply check your pre-approved offer online.

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Why should you check your personal loan application status

Tracking your Bajaj Finserv Personal Loan application status keeps you informed and avoids delays. A quick personal loan status check online gives instant updates on approval progress.
 

  • Know if your loan is approved, pending, or rejected
  • Identify and resolve document issues quickly
  • Stay updated on disbursal timelines
  • Plan finances better based on loan progress
  • Avoid unnecessary follow-ups with customer support
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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.295% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000