A step-by-step guide to check your Bajaj Finserv Personal Loan status

Bajaj Finserv offers personal loans of up to Rs. 40 lakh, which you can get access to without having to pledge any asset. These collateral-free loans enable you to finance your monetary needs on simple terms and flexible tenures, ranging from 1 year to 7 years years, allowing you to repay the loan comfortably. If you have applied for a personal loan from Bajaj Finserv, you can easily track your application's status. In fact, there is more than one way of knowing your Bajaj Finserv Personal Loan application status. You could either visit a branch and obtain information or check it online on the official website or app.

Here is a step-by-step guide to help you check your Bajaj Finserv Personal Loan status.

You can use your SIGN-IN details to know your personal loan status via our online customer portal - My Account. To check the application status from the website, follow these steps:

• Visit the official Bajaj Finserv website and click on 'My Account'
• Then, click on 'Customer Portal'
• You will be redirected to the customer portal login page, where you will have to enter your SIGN-IN credentials
• Next, click on 'Track Application'
• Enter the mobile number registered with the NBFC and click on 'Generate OTP'
• Enter the OTP received to view your loan application status

To check your Bajaj Finserv loan status from the mobile app, follow these steps:

• Download and install the Bajaj Finserv My Account app
• Set the customer profile correctly by choosing between 'existing customer' and 'new customer'
• Next, select the right employment type i.e., salaried, or self-employed
• You will then be able to see the products offered
• Click to see details under personal loans to view the status of your application
  

Additional Read: How a personal loan can provide you with tax benefits?

Steps to SIGN-IN to the customer portal

To view your status via the online portal, you must SIGN-IN with your credentials correctly. Here is how you do so.

• Click on this website
• From the dropdown menu on the home page, click on 'My Account'
• Then, click on 'Customer Portal'

You will now be redirected to the customer portal SIGN-IN page. You can SIGN-IN through any of the following methods.

1. SIGN-IN with a password

• Enter your registered mobile number, email ID, or customer ID
• Select 'I have a password' if you have one already set-up for your account
  
• Enter your registered mobile number, email ID, or customer ID and click on 'Next'
  
• Enter your password in the blank field and click on 'SIGN-IN'
  

2. SIGN-IN using the OTP

• Enter your registered mobile number, and email ID or customer ID
  
• Click on 'Generate OTP' if you have not set up a password for your profile
  
• Enter the OTP that you receive and click on 'SIGN-IN'
  

3. SIGN-IN via your Facebook account

• You can SIGN-IN to your profile by clicking on the 'Facebook SIGN-IN' button if you have linked your web portal to your Facebook profile
• Enter your Facebook credentials in the SIGN-IN window that you get redirected to so you can SIGN-IN to your profile

4. SIGN-IN using your Google Account

• Click on the 'Google Sign-in' button
  
• Choose the Google account (must be registered with Bajaj Finserv) through which you want to sign in
  
• Enter your credentials and click on 'SIGN-IN'
• You will now be logged in to your profile

Steps to check Bajaj Finserv loan approval status offline

If you do not want to check your loan application status online or if your status is not reflected online on the app or website, then you can opt for an offline method. You can visit the Bajaj Finserv branch where you applied for the personal loan and know your status by mentioning the loan application number and registered mobile number to the representative.

Additional Read: Personal Loan approval process

You can also find out your loan status by calling customer care at +91-8698010101 and getting in touch with the lender. You need to provide your reference number, name, and date of birth for authentication.

Once your application is approved, you will not have to visit the lender to collect the sanction. The lender will wire the loan amount to your account through RTGS or NEFT.