Rs. 5,000 - Rs. 2 crore
To find the nearest gold loan branch,
Enter phone and OTP | Check amount you can get | Apply for quick funds
Manage your Bajaj Finserv Gold Loan online with ease
Gold has always been more than just jewellery. What if it could also help you take care of your financial needs quickly? With a Bajaj Finserv Gold Loan, you can unlock funds against your gold jewellery without stress or long waiting periods. Loan amounts range from Rs. 5,000 up to Rs. 2 crore, with interest rates starting at just 9.50% per annum, making it a convenient financing option.
Once your gold loan is active, staying on top of it is just as simple. If you are a Bajaj Finserv Gold Loan customer, you can access your loan details online anytime through the ‘My Account’ portal. From checking transactions to viewing statements, everything is available in one place. This guide walks you through how to sign in and manage your Gold Loan smoothly.
How do I login to My Account?
You can login to My Account to check your gold loan status and other details.
- Enter your registered mobile number and click on ‘Get OTP’.
- Submit the OTP that you receive on your mobile number.
- Verify your details with the date of birth and proceed.
How do I get my loan statement?
- Click on the ‘Sign-in’ button on this page to visit the customer portal.
- Enter your registered mobile number and the OTP to sign-in.
- Verify your details with the date of birth and proceed.
- Select the loan account from the ‘My Relations’ section.
- Find details such as outstanding loan amount, rate of interest and more.
Alternatively, you can click on the ‘Check your gold loan details’ option to visit our customer portal. Once signed-in, select your loan account from ‘My Relations’ and find details.
By following the above steps, Bajaj Finserv Gold Loan customers can easily login to their account and access their loan information online. This not only saves time but also provides transparency and convenience in managing your finances. If you have any queries or issues with your Gold Loan account, you can get in touch to Bajaj Finserv customer service through their helpline number. Make the most of your Gold Loan benefits and stay financially secure with Bajaj Finance.
Get a clear idea of your loan value by checking your gold loan eligibility. Fast approval and convenient repayment options await.
Gold loan interest rates and charges
The gold loan interest rate reflects the cost of borrowing against your gold jewellery. With Bajaj Finance, rates range from 9.50% to 24% per annum, with fully transparent terms and no hidden charges. Before applying, it is wise to review all fees and charges. Factors such as prevailing market conditions, current gold rates, and your chosen repayment frequency can influence the interest rate and the overall cost of your gold loan.
Eligibility criteria and documents required to apply for gold loans
Any Indian citizen can easily apply for a gold loan for home repair, education, medical emergencies, and more, as long as they meet the gold loan eligibility criteria. You have to be aged between 21 and 80 years and have 18-22 karat gold to pledge for a gold loan. You also need to submit any one of the following KYC documents for gold loan to complete your application process:
- Aadhaar card
- Voter ID card
- Passport
- Driving licence
- NREGA job card
- Letter issued by National Population Registration
Though the PAN card is not a mandatory requirement, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card as well.
Curious about your loan eligibility? Enter your mobile number to see how much you can get for your gold.
How to apply for a gold loan
Applying for a Bajaj Finserv Gold Loan is quick and convenient. Simply visit the nearest branch with your gold jewellery and valid KYC documents. The team will assess the purity and weight of your gold, determine your eligible loan amount, and process the application on the spot. In most cases, the loan amount is disbursed to your account on the same day, giving you access to funds when you need them. For added ease, you can also apply online via the Bajaj Finserv App or website.
Manage planned to urgent expenses with ease. Check your gold loan eligibility now and make your gold work for your needs.
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Disclaimer
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *
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