Rs. 5,000 - Rs. 2 crore
To find the nearest gold loan branch,
Enter phone and OTP | Check amount you can get | Apply for quick funds
Types of home renovation
Putting up a new house or fixing up an old one can cost a lot. A kitchen remodel can lead to an expense of a couple of lakh rupees, while a long-needed bedroom makeover could also cost the same amount. Sometimes, you may have to do major repairs that you did not expect. Why use your savings when you could get a gold loan instead?
Remodelling
With time, you may want to make some significant changes to the existing structure, design, and layout of your home. This can improve its functionality, aesthetics, and value. It is sometimes an expensive process. A gold loan is a great option to get access to funds right away.
Plumbing
Give your home’s utilities a much-needed modern upgrade. With a quick gold loan disbursement, you can pay for your plumbing remodelling costs whether you are updating fixtures, repairing old pipes, or renovating a bathroom entirely.
New furniture
When you update or remodel your home, the old furniture may not look good, or even fit in the newly renovated space. Depending on the changes you are making to your living spaces, you may need to buy new furniture that fits your needs and lifestyle better.
Repairs and maintenance
Regular home maintenance is necessary to keep up the value of your property. You might need to get an architect and civil contractors to help you. Depending on the size of the house, these repairs could cost anywhere from 1 lakh to 10 lakh.
Home automation
You might want to upgrade your apartment into a smart home. Install an automation system to control things like door locks, TVs, thermostats, home monitors, cameras, lights, and even appliances like the fridge.
Eligibility criteria and documents required for gold loan
Gold loan eligibility is usually quite simple. You need to be an adult and own gold jewellery of 18-22 karat purity to pledge. Lenders mainly look at a few basic things — your age, the purity of the gold, and your repayment capacity. The paperwork is minimal, usually just basic KYC documents. With a Bajaj Finserv Gold Loan, the process is even quicker, helping you get funds without lengthy formalities. Since your gold is the main security, your credit score matters less. Keeping your documents handy can make the whole process smooth, quick, and completely hassle-free.
Turn your gold into instant support—handle any expense with ease. Check your gold loan eligibility and access funds when you need them most.
Related Articles
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.