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Exclusive gold loan offers and benefits
Did you know Indian households hold thousands of tonnes of gold, not just for tradition, but as a trusted financial backup? Imagine if your gold could help pay bills, cover sudden expenses, or fund your plans—without selling your jewellery. With a gold loan, it can. It is fast, safe, and hassle-free, turning your treasured ornaments into instant funds.
This festive season, Bajaj Finance makes borrowing from your gold even more exciting with the Gold Loan Carnival 2025! You can get funds quickly and safely while enjoying a chance to win amazing gifts. Whether it is a planned expense or an unexpected need, the carnival helps you manage it all smoothly with Bajaj Finance Gold Loan—transparent, hassle-free, and designed just for you. Turn your gold into instant support and a little extra festive cheer at the same time!
Festive rewards and prizes you can win
The Gold Loan Carnival 2025 makes borrowing from your gold even more exciting by giving you a chance to win amazing festive rewards. Running from 25 November 2025 to 28 February 2026, this carnival lets you enjoy valuable gifts while responsibly using your Bajaj Finance Gold Loan.
With the Bajaj Finance Gold Loan Carnival, you can get rewards like:
| Category | Details of Reward |
|---|---|
| 1st Reward | Travel voucher for foreign trip |
| 2nd Reward | 42” LED TV |
| 3rd Reward | Microwaves |
| 4th Reward | Small electric appliances |
Have idle gold lying at home? Turn it into instant funds with a Bajaj Finance Gold Loan today! Apply now
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Eligibility and Documents Required
Bajaj Finance offers an easy-to-meet gold loan eligibility criteria, making it accessible for wider section of applicants. To be eligible to apply:
- You should be aged between 21 to 80 years.
- You must own 18-22 karat gold jewellery or ornaments.
- You can also pledge gold coins up to 24 karat purity.
- You must be an Indian citizen.
- You must avail a Bajaj Finance Gold Loan of Rs. 1,00,000 or more during the offer period.
- Your loan must remain active for at least 180 days from the date of disbursal.
- Each applicant can qualify only once during the entire carnival period.
This easy gold loan eligibility makes it possible to enjoy the festive season with financial confidence, knowing you can get funds conveniently and securely.
Documents required for Gold Loan Carnival
To make borrowing easy for customers, Bajaj Finance keeps the documents required for gold loan minimal. Customers simply need to provide basic KYC documents such as:
- Aadhaar card
- Voter ID
- Driving licence
- Passport
- NREGA job card
- Letter from NPR
Ready to unlock the value of your gold? Apply for Bajaj Finance Gold Loan today.
How to apply for the Gold Loan Carnival
Applying for a gold loan is fairly simple with Bajaj Finance. You can either apply online via the Bajaj Finance App or website, or in-person by visiting the nearest Bajaj Finance Gold Loan branch. Once the application is submitted, follow these simple steps:
- Get your gold evaluated
- Get your KYC verified
- On approval, funds are disbursed quickly to your bank account
To apply online:
- Click on “Apply” to start your online application
- Enter your 10-digit mobile number and click on “Get OTP”
- Submit the OTP to verify your identity
- Fill in your personal details and choose the nearest gold loan branch
- Download the in-principle loan eligibility letter
Once done, you will receive a call from our representative and guide you on the next steps.
Quick tip: It takes just 2 steps to check your eligibility for a Bajaj Finance Gold Loan. Enter your mobile number now.
Frequently asked questions
Gold Loan Carnival
The Gold Loan Carnival is a promotional event aimed to offer exciting rewards and streamlined application process to the customers. The rewards include, travel voucher for foreign trip, 42” LED TV, microwaves, and small electric appliances.
To avail the offers in gold loan carnival, you must be an Indian citizen between 21 to 80 years old and have 18-22 karat gold jewellery or ornaments to pledge. You can also pledge gold coins up to 24 karat purity.
You need to take a Bajaj Finance Gold Loan of at least Rs. 1,00,000 during the offer period and keep the loan active for a minimum of 180 days. Also, you can qualify for the offer only once during the entire carnival period. To apply online, follow these simple steps:
- Click on “Apply” to start your online application
- Enter your 10-digit mobile number and click on “Get OTP”
- Submit the OTP to verify your identity
- Fill in your personal details and choose the nearest gold loan branch
- Download the in-principle loan eligibility letter
Once done, you will receive a call from our representative and guide you on the next steps.
Participating in a gold loan carnival gives you a chance to enjoy quick and easy gold loan access while also winning exciting rewards. You benefit from a smooth borrowing process, competitive rates, and the opportunity to take home gifts like travel vouchers, electronics, and appliances, making your loan experience more rewarding.
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Disclaimer
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *