9 Carat Gold Rate Today

9 Carat Gold Rate Today

Understanding today’s 9 carat gold rate and how it helps you make informed jewellery buying decisions.

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What is 9 carat gold, and its purity percentage

9 carat gold is made by mixing pure gold with other metals to create a tougher jewellery alloy. For gold purity, it contains thirty seven point five percent pure gold, with the rest usually copper, silver, or zinc. This blend gives 9K gold a paler colour than higher carat options, but it also improves scratch resistance and helps settings hold their shape. Because it is stronger, 9 carat gold is popular for rings, chains, and everyday pieces that face frequent contact. It is also often chosen for lighter designs where durability matters as much as shine. When comparing prices, remember that 9 carat gold has less pure gold content, so its value per gram is usually lower than eighteen, twenty two, or twenty four carat gold. Checking purity marks and buying from trusted jewellers can help you judge quality and avoid confusion. It can suit tight budgets without looking cheap.
 

Today’s 9 carat gold rate per gram in India

The 9 carat gold rate today is influenced by global bullion prices, currency movement, and local demand in the jewellery market. Tracking the 9K gold rate helps you understand daily price shifts before you buy, especially when you are comparing different purity levels. The gold rate per gram can change each day based on international cues, import costs, and seasonal buying trends across cities. Since 9 carat gold has lower gold purity than eighteen, twenty two, or twenty four carat gold, it is usually priced lower per gram, even when designs look similar. It is also important to remember that making charges, wastage, and brand premiums can affect the final jewellery cost beyond the base rate. Checking updates regularly can help you plan purchases, spot short term movement, and understand longer trends in the gold price in India.
 

How 9K gold compares with 18K, 22K and 24K

Here is a clear tabular comparison to help you understand how 9K gold differs from 18K, 22K, and 24K gold:
 

Gold typeGold purity (%)Colour and appearanceDurabilityCommon usageValue and resale
9K gold37.5%Lighter gold toneVery durable and scratch-resistantEveryday jewelleryLower resale value
18K gold75%Rich, warm gold colourBalanced strength and softnessFine jewelleryHigher resale than 9K
22K gold91.6%Deep yellow traditional lookModerately softTraditional and wedding jewelleryHigh resale value
24K gold99.9%Bright, pure gold colourVery soft and easily scratchedCoins and investmentHighest resale value


This comparison helps you choose gold based on daily wear, budget, and long-term value.


Pro tip: As gold prices change with global trends, knowing your borrowing capacity can help you stay prepared. Check your gold loan eligibility to know how much you can borrow today.
 

Key factors that affect the 9 carat gold rate

Several elements influence daily pricing and overall trends. Understanding these 9K gold rate factors can help you track market movement more clearly and plan purchases with better timing.
 

  • International bullion prices and investor demand often set the overall direction for the gold price in India.
  • Currency exchange rates matter because a weaker rupee can increase import costs and lift the gold rate in India.
  • Import duties, taxes, and local levies can add to the final market price even when global rates are stable.
  • Seasonal demand during weddings and festivals can push rates up in many cities due to higher buying activity.
  • Broader trends in the gold rate in India can also influence dealer pricing and short term fluctuations.


Since gold is traded globally, even small shifts can reflect quickly in domestic rates.
 

How 9k gold price is calculated – per gram, 8g, 10g

The 9 carat gold rate today is worked out using the value of pure gold content and the jewellery charges added by the seller. Since 9K gold contains 37.5% pure gold, it is derived from the 24K benchmark rate.
 

Step-by-step gold value calculation

The general formula is:
Final Price = (Value of Gold Content + Making Charges) + GST on Subtotal

  • Find the 24K gold rate per gram as the base market rate.
  • Calculate the 9K gold price per gram using:
    9K Rate per Gram = (9 ÷ 24) × Current 24K Rate per Gram


Example using a gold rate calculator approach
If 24K gold is Rs. 6,000 per gram:

  • 9K rate = 6,000 × (9 ÷ 24) = Rs. 2,250 per gram
  • 1g = Rs. 2,250
  • 8g = 8 × 2,250 = Rs. 18,000
  • 10g = 10 × 2,250 = Rs. 22,500


Add making charges and GST to get the final amount. You can use the gold rate calculator for quicker results.
 

Hallmarking and verification of 9 carat gold

Hallmark gold certification helps buyers verify gold purity and authenticity before purchasing jewellery. For 9 carat gold, hallmarking confirms that the item meets the required purity standards set by Indian authorities. The BIS hallmark is issued by the Bureau of Indian Standards and acts as a trusted mark of quality.
 

Key elements to check during verification include:

  • BIS logo, which confirms official certification
  • Purity mark showing 9K or equivalent fineness
  • Jeweller identification mark for traceability
  • Year of hallmarking to confirm validity


Even though 9 carat gold has lower purity than higher karat options, hallmarking ensures transparency and protects buyers from under purity claims. Understanding gold purity standards helps you make informed decisions and buy jewellery with confidence.


Want to make the most of your hallmarked gold? Check your gold loan eligibility today and unlock quick funds against your verified jewellery—all while ensuring complete safety and transparency.
 

Is 9k gold suitable for jewellery or investment?

9K gold jewellery is commonly chosen for its strength, affordability, and suitability for regular use. Since it contains lower gold purity, low karat gold is less expensive and more resistant to scratches, making it practical for rings, bracelets, and everyday designs.
 

From an investment point of view, 9K gold is usually not the first choice. Most gold investment options focus on higher purity gold because it holds stronger resale value and aligns better with bullion pricing. Low karat gold may not offer the same long term value growth as higher karat alternatives.


In simple terms, 9K gold works well for jewellery needs but is less suitable when the primary goal is investment or wealth preservation.
 

What is making charges on 9 carat gold jewellery?

Gold making charges refer to the cost of craftsmanship involved in turning raw gold into finished jewellery. For 9 carat jewellery, these charges play an important role in the final 9K jewellery price because the gold content value is lower than higher karat options. Making charges usually cover labour, design complexity, and finishing work carried out by skilled artisans.
 

The amount can vary depending on the type of gold craftsmanship, whether the design is simple or intricate, and whether the charges are applied per gram or as a fixed amount. Even if the gold rate remains unchanged, higher making charges can increase the overall jewellery cost. Understanding gold making charges helps buyers compare prices across jewellers and choose designs that balance durability, style, and total value.
 

Impact of 9 carat gold rate on gold loans

The 9 carat gold rate mainly acts as a reference point when comparing different purity levels in the gold market. Since gold loans are offered only on eligible higher purity jewellery, changes in the 9 carat rate help borrowers understand how purity affects valuation. Lower purity gold contains less pure gold, which results in lower market value when compared with higher carat jewellery.


When applying for a gold loan online, it is important to note that Bajaj Finserv’s Gold Loan is available for gold jewellery within 18-22 carat purity. The loan amount is calculated based on the prevailing market rate and the purity of eligible gold. Choosing a lender that offers the lowest gold loan interest rate can help reduce borrowing costs and make repayment easier. Understanding how gold rates and purity work together supports better financial planning.
 

Eligibility, documents and interest rate for gold loan on 9 carat jewellery

A gold loan is not available on 9 carat jewellery because of its lower gold purity, but you can still avail Bajaj Finserv’s Gold Loan by pledging gold ornaments within 18-22 carat range.


Applying for an instant gold loan against jewellery is simple and quick. Here is what you need to know:
 

Eligibility:

Bajaj Finance has a very simple and easy-to-meet gold loan eligibility criteria

  • Must be an Indian resident aged between 21 to 80 years.
  • Ownership of 18-22 karat jewellery to pledge.
     

Documents required:

To apply for a gold loan with Bajaj Finance, you just need any one of the following documents: 

  • Aadhaar card 
  • Voter ID 
  • Driving licence 
  • Passport 
  • NREGA job card 
  • Letter from the NPR 


Interest rates and charges:

With us, you get competitive gold loan interest rates ranging from 9.50% to 24% p.a. The gold loan interest depends largely on:

  • Purity and net weight of your gold
  • Current market price of gold
  • Loan amount and chosen tenure


Quick tip: It takes just 2 steps to check your eligibility for a Bajaj Finserv Gold Loan. Enter your mobile number now.
 

Know more about gold rates in Indian States and Union Territories 


Gold rate in Andhra PradeshGold rate in Tamil NaduGold rate in Delhi
Gold rate in MaharashtraGold rate in KarnatakaGold rate in Kerala
Gold rate in PunjabGold rate in RajasthanGold rate in Chandigarh
Gold rate in BiharGold rate in Tamil NaduGold rate in Telangana
Gold rate in HaryanaGold rate in UttarakhandGold rate in Tripura

Know about gold price updates for major Indian cities 


Gold rate in Bengaluru Gold rate in Mumbai Gold rate in Kochi 
Gold rate in Ludhiana Gold rate in Chennai Gold rate in Pune 
Gold rate in Ahmedabad Gold rate in Patna Gold rate in Lucknow 
Gold rate in Coimbatore Gold rate in Kolkata Gold rate in Agra 
Gold rate in Jaipur Gold rate in Indore Gold rate in Aligarh

Factors affecting the resale value of 9 carat gold

Ever wondered what really decides how much you get back when you sell 9K gold? Understanding the 9K gold resale value helps you set the right expectations before selling or pledging your jewellery. Since 9 carat gold contains a lower percentage of pure gold, its worth is influenced by several practical factors.


  • Purity level: With lower gold content, the 9 carat gold worth is naturally less than higher karat options.
  • Current gold rates: Daily market movements and factors affecting gold price, such as global trends and currency changes, directly impact resale value.
  • Weight after deductions: Stones, clasps, and soldering reduce the final payable weight.
  • Jeweller or buyer policy: Different buyers apply different deductions and pricing methods.
  • Condition of jewellery: Well-maintained pieces may fetch slightly better value.

Knowing these points helps you make informed resale decisions and avoid surprises.


Can you get a gold loan on 9 carat gold 

You might be surprised, but getting a gold loan on 9K gold is possible in certain cases. While most lenders prefer higher purity gold, some do consider lower karat jewellery after careful evaluation. Understanding 9 carat gold loan eligibility helps you plan better when funds are needed urgently. 
 

  • Purity acceptance: Not all lenders accept 9K jewellery, so eligibility depends on lender policies.
  • Lower loan amount: Since purity is lower, the loan against 9K jewellery value is comparatively reduced.
  • Gold evaluation: Weight and purity are checked thoroughly before approval.
  • Interest and terms: Repayment options and rates may vary based on risk assessment.
  • Documentation: Minimal KYC documents are usually required, similar to standard gold loans.


Knowing these basics helps you decide whether pledging 9K jewellery suits your financial needs.
 

Please note, as of now Bajaj Finance only accepts 18-22 karat gold as collateral against loan. 
 

Before you pledge your gold, know your options. Check your gold loan eligibility and choose the right amount and tenure.

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Disclaimer

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