Insta Personal Loan

Getting an Insta Personal Loan from Bajaj Finance is simple. You only need to follow the steps below to get an offer.

1. Click on ‘CHECK OFFER’.
2. Enter your 10-digit mobile number and OTP.
3. Go with the pre-assigned limit or choose a different loan amount.
4. Choose a repayment tenure that suits you best.
5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Check your Insta Personal Loan offer

*Terms and conditions apply.

We look at several parameters before preparing your Insta Personal Loan offer, including your credit score, financial history, income details and more. Since we verify your credit score, you do not need to be aware of your score before checking your pre-approved loan offer.

However, keeping a tab on your credit health every few months is good practice. One of the easiest ways to do this is to use the Credit Pass offered by Bajaj Finserv. Share a few basic details on the link below and get your credit score – for free.

Check your credit score for free

Minimal documentation is one of the most significant advantages of Insta Personal Loans, and in some cases, you might not even need to provide any documents. In case you are asked for documents, you will only need the following:

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

The interest rate for a Bajaj Finance Insta Personal Loan ranges from 16% to 31% p.a.

Instant loans are disbursed quickly. You can get our Insta Personal Loan in as little as 30 minutes* to 4 hours.

*Applicable for select customers.

You can check your Bajaj Finance Insta Personal Loan offer by simply entering your mobile number and OTP. Once you get your offer, you can fill in the rest of the application form within 5 minutes.

You can check your Bajaj Finance Insta Personal Loan offer by entering your mobile number and OTP. You can either go with the offer or select a lower amount to proceed with your application.

Read more: How to get 50,000 rupees instantly

You can get our Insta Personal Loan from Rs. 20,000 to Rs. 15,50,000.

Yes, you can get a top-up loan on an existing instant personal loan. Please note that having multiple personal loans can impact your credit score.

You can visit our customer portal, My Account to check your personal loan status.

You can check your Bajaj Finance Insta Personal Loan offer by entering your mobile number and OTP. You can either go with the offer or select a lower amount to proceed with your application.

Read more: How to get 20,000 rupees instantly

You can check your Bajaj Finance Insta Personal Loan offer by entering your mobile number and OTP. You can either go with the offer or select a lower amount to proceed with your application.

Read more: How to get 30,000 rupees instantly

Yes, you can make part-prepayments or foreclose your Insta Loan. Ensure to read all fees and charges and the terms related to part-prepayments and foreclosure.