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Rose gold is a type of gold known for its warm, pinkish colour. It is made by mixing pure gold with copper, and sometimes a small amount of silver. The higher the copper content, the deeper the pink shade. Since pure gold is too soft on its own, this alloying process also makes rose gold more durable, making it a popular choice for jewellery. Rose gold typically comes in 18K, 14K, and 22K variants, each with a different gold-to-copper ratio, affecting both color and price.
Key takeaways
The price of rose gold in India is calculated based on the prevailing gold rate, the purity of the gold, alloy composition, and applicable taxes and making charges. Since rose gold is an alloy, its value depends on the percentage of pure gold it contains. 18K rose gold contains 75% pure gold and 25% copper, while 14K rose gold contains 58.5% pure gold and 41.5% copper, making it less expensive than 18K.
Example: If the 24K gold rate is Rs.10,000 per gram, the base gold value of 18K rose gold is approximately Rs.7,500 per gram (75% of Rs.10,000), before adding making charges, GST, and jeweller margins. This is why rose gold prices vary based on purity and final jewellery costs.
The historical price of rose gold generally follows the trend of standard gold prices because its value is primarily determined by the amount of pure gold in the alloy. However, since rose gold is commonly available in 18K and 14K purity, its market price remains lower than 22K or 24K gold. Changes in international gold prices, currency exchange rates, and domestic taxes also influence rose gold prices over time. Tracking historical rates can help buyers and investors understand long-term price movements before making a purchase.
| Year | Estimated Average 18K Rose Gold Rate (Rs./10 g) | Estimated Average 14K Rose Gold Rate (Rs./10 g) |
|---|---|---|
| 2025 | Rs. 87,750 | Rs. 68,500 |
| 2024 | Rs. 61,500 | Rs. 48,000 |
| 2023 | Rs. 52,250 | Rs. 40,750 |
| 2022 | Rs. 42,000 | Rs. 32,750 |
| 2021 | Rs. 38,000 | Rs. 29,650 |
| 2020 | Rs. 38,000 | Rs. 29,650 |
| 2019 | Rs. 28,500 | Rs. 22,250 |
| 2018 | Rs. 25,250 | Rs. 19,650 |
| 2017 | Rs. 23,750 | Rs. 18,500 |
When you use rose gold as collateral for a loan, its value depends on a few important factors.
Rose gold, yellow gold, and white gold all contain pure gold but differ in their alloy composition, colour, appearance, and durability. Understanding these differences can help you choose the right type of gold jewellery based on your style, daily wear needs, and personal preferences.
| Aspect | Rose Gold | Yellow Gold | White Gold |
| Composition | Gold alloyed with copper and sometimes silver | Gold alloyed with copper and silver | Gold alloyed with nickel, zinc, or palladium |
| Colour | Pinkish hue | Yellow hue | Silver or white hue |
| Durability | Less durable than yellow or white gold | More durable than rose gold, similar to white gold | More durable than rose gold, similar to yellow gold |
| Common purity | 18K (75% gold), 14K (58.3% gold) | 18K (75% gold), 14K (58.3% gold) | 18K (75% gold), 14K (58.3% gold) |
| Popularity | Increasing popularity due to unique colour | Classic choice, traditional | Modern alternative, gaining popularity |
Turn your gold into instant support to handle any expense with ease. Check your gold loan eligibility and access funds when you need them most.
Before applying for a loan against rose gold jewellery, it is important to verify its gold purity, as the loan amount depends on the actual gold content and weight. Since rose gold is an alloy made with gold and copper, checking its karatage helps ensure accurate gold purity assessment and fair valuation. You can check gold purity using the following methods:
Lenders perform these verification checks before sanctioning a loan to ensure fair valuation. Choosing a trusted financial institution, such as gold loan from Bajaj Finance, ensures a transparent evaluation process.
Rose gold jewellery is durable and easy to maintain, but regular cleaning helps preserve its natural shine and warm pink colour. Since rose gold is made by alloying pure gold with copper and sometimes silver, it may gradually lose its lustre due to exposure to dust, sweat, oils, cosmetics, and everyday wear. Proper cleaning and storage can help keep your jewellery looking its best for years.
Follow these steps to clean rose gold jewellery safely:
Pro tip: Manage planned to urgent expenses with ease. Check your gold loan eligibility now and make your gold work for your needs.
Rose gold rates do not directly determine gold loan eligibility because Bajaj Finance does not offer Gold Loans against rose gold jewellery. For a Bajaj Finance Gold Loan, eligible collateral includes 18-22 karat gold jewellery and ornaments and gold coins up to 24 karat purity.
Your eligible gold loan amount depends on:
Only the intrinsic value of your gold is considered during valuation. Stones, enamel, pearls, and other embellishments attached to the jewellery are not included.
The final loan amount is calculated based on the eligible LTV ratio, the actual purity of your gold, and the lower of either the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange. The applicable LTV ratio must be maintained throughout the loan tenure and may be revised in line with RBI guidelines and the lender's policy.
In addition to the eligible loan amount, it is important to check the gold loan interest rate, as it affects your borrowing cost, EMI or repayment amount, and the total cost of the loan. Comparing interest rates and repayment options can help you choose a gold loan that best suits your financial needs.
The loan amount is determined using the applicable LTV ratio, which varies based on the loan amount. To know more, click here.
With Bajaj Finance, you can borrow from Rs. 5,000 to Rs. 2 crore against your gold jewellery, ornaments, and gold coins. The gold loan interest rate starts from 9.50% per annum.
Jewellery and ornaments are accepted between 18-22 purity. Gold coins are accepted up to 24 karat purity. Your gold is stored in secure vaults with insurance cover for the entire loan duration.
A few things worth knowing before you apply:
Before applying, use the gold loan calculator to estimate your eligible amount, or check your gold loan eligibility online to understand your borrowing capacity based on today's gold rate, gold purity, and weight.
Rose gold can be pledged to obtain a gold loan. Most lenders accept rose gold along with other types of gold jewellery as collateral for gold loans. However, the loan amount is determined based on the gold's purity and weight, so it's essential to assess these factors before pledging. Ensure the rose gold meets the lender's criteria for purity and quality. Once evaluated, you can pledge your rose gold to secure a gold loan, providing you with access to funds while retaining ownership of your jewellery.
Please note: Bajaj Finance does not accept rose gold for gold loan. You can only pledge your 18-22 karat gold jewellery to avail a gold loan of up to Rs. 2 crore at low gold loan interest rates and multiple repayment options.
Curious about your loan eligibility? Enter your mobile number to see how much you can get for your gold.
Rose gold's specialty lies in its unique pinkish hue, achieved by alloying gold with copper and sometimes silver. This distinct colour sets it apart from traditional yellow and white gold, making it a popular choice for jewellery and luxury accessories.
People are drawn to rose gold for its unique and fashionable appearance. Its warm pinkish hue adds a touch of elegance and modernity to jewellery and accessories. Additionally, rose gold complements various skin tones, making it a versatile and appealing choice for many individuals.
The price difference between gold and rose gold is generally minimal, as it mainly depends on the gold content and market fluctuations. Rose gold is often priced similarly to yellow gold of the same karat, due to its gold base. However, factors like craftsmanship and design can affect the final cost. Since rose gold includes copper, which is less expensive than gold, it sometimes costs slightly less, but the difference is usually not substantial.
Rose gold is often preferred for cooler skin tones due to its pink undertones, which complement the natural blush of the skin. It enhances the complexion without overwhelming it. Conversely, yellow gold suits warmer skin tones, accentuating the natural warmth of the skin. Both metals have their unique appeal, and personal preference plays a significant role. Trying on both types can help determine which metal best enhances an individual’s natural skin tone.
Bajaj Finance does not accept rose gold jewellery as collateral and accepts only 18-22 karat gold jewellery and ornaments, and gold coins up to 24 karat purity, subject to its eligibility criteria.
Rose gold may be accepted as collateral by certain lenders if it meets their purity and valuation requirements. Since rose gold contains copper along with gold, the loan amount is based on the pure gold content. However, Bajaj Finance does not accept rose gold as collateral and provides gold loans only against eligible 18-22 karat gold jewellery and ornaments, and gold coins up to 24 karat purity.
Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *
