What is 18K Gold

What is 18K Gold

Know all about 18 karat gold and gain valuable insights before making your purchase.

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What does 18K gold mean?

Ever wondered why some jewellery shines differently than others? A big part of that difference comes from purity, and that is exactly where 18K gold stands out. When you choose 18K gold, you are choosing metal that is 75% pure gold, with the remaining 25% made up of other metals like copper or silver. These added metals make the gold stronger, giving it a perfect mix of beauty and durability. You get that rich, classic gold colour without the softness of 24K gold. This is why many people prefer 18K gold for pieces they want to wear often—whether it is a ring, bracelet, or a simple chain. When you understand what 18K gold really means, you can pick jewellery that not only looks good but also suits your lifestyle and budget.


Significance of 18 Karat gold

If you love jewellery that feels luxurious but can still handle daily wear, 18 carat gold is an ideal choice. Because it has 75% pure gold, it has a beautiful shine that immediately stands out, yet it remains strong enough for everyday use. This combination makes it a favourite for rings, earrings, necklaces, and even heirloom pieces that you want to pass down. You get elegance without worrying too much about scratches or bends. When you pick 18 carat gold, you choose something that blends sophistication with long-lasting quality. It is perfect for anyone who wants jewellery that stays stunning for years while holding sentimental and financial value.


How to check purity for 18 k gold?

Before buying any 18K gold jewellery, it helps to know how to check if it is genuinely 18K. Here are some easy ways to do that:


  • Look for a hallmark: Check for marks like 18K or 750, which show that the piece has 75% pure gold.
  • Get it tested professionally: A certified jeweller can test your gold using acid testing, electronic machines, or XRF analysis for accurate results.
  • Do a quick visual check: Pure gold has a richer yellow tone. Though not fully reliable, checking the colour and finish can give you an idea.
  • Ask for a certificate: Reputable jewellery sellers provide purity certificates to confirm authenticity.

These simple checks help you buy confidently and ensure your 18K gold truly holds the value you expect.


Have idle gold lying at home? Turn it into instant funds with a Bajaj Finserv Gold Loan today! Apply now


 

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Impact of 18 karat gold rate on gold loan

The rate of 18 karat gold plays a big role in how much loan amount you can get. Since lenders calculate your loan value based on the purity and current market rate of your gold, a higher 18K gold rate means you may qualify for a higher loan amount. When the rate dips, the eligible amount may reduce. Keeping an eye on daily prices helps you plan your gold loan smartly and borrow at the right time. 


Pro tip: Manage planned to urgent expenses with ease. Check your gold loan eligibility now and make your gold work for your needs.

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