Personal Loan in Chittaranjan

Personal Loan in Chittaranjan

Check your eligibility for personal loan in Chittaranjan with your phone and OTP - no branch visit needed.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Chittaranjan

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Personal loans are a versatile financial solution that can help you meet various expenses, from funding a dream wedding to covering unexpected medical emergencies. For residents of Chittaranjan, accessing funds quickly and conveniently is now easier than ever with our personal loan offerings. With features such as instant approval, flexible repayment options, and high loan amounts, Bajaj Finance ensures that financial support is just a few clicks away.


    ✅ Check your pre-approved loan offer in Chittaranjan with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.


     

Located in West Bengal, Chittaranjan is best known for the Chittaranjan Locomotive Works (CLW), one of the largest electric locomotive manufacturing units in the world. The town has a well-planned infrastructure, green surroundings, and a strong community of skilled professionals. Its economy revolves around railway manufacturing, small businesses, and service sectors, making it a growing hub for employment and commerce.


Whether you need funds for a home renovation, medical treatment, higher education, or wedding expenses, a Bajaj Finance Personal Loan in Chittaranjan can provide you with quick, convenient, and collateral-free financing.


*Terms and conditions apply.

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Features and benefits

  • Get approval in just 5 minutes*

    Fulfil some simple eligibility criteria and get an instant personal loan from Bajaj Finance.

  • Loan amount credited within 24 hours*

    Once approved, the loan is credited to your account within a day*.

  • High loan amount

    If you eligible, you can get a personal loan from Rs. 40000 to Rs. 55 lakh. Utilise these funds to meet your monetary needs.

  • Collateral-free loan

    No need to pledge an asset as security to get instant funds from Bajaj Finance. You only need to meet the eligibility parameters.

  • Minimal paperwork

    Submit basic paperwork, such as your KYC documents, to get funds from Bajaj Finance.

  • Flexible loan tenure

    The Bajaj Finserv Personal Loan comes with a tenure of up to 96 months. Choose a tenure that suits your repayment capacity.

  • No hidden fees

    Our personal loans come without any hidden costs. Please read the terms and conditions to understand our offering better.

  • Online account management

    Access your loan account online any time through the customer portal, My Account.

  • Know your pre-approved offer now

    You can check if you have a pre-approved offer for a personal loan in Chittaranjan with just your phone number and OTP – no need to visit the branch.

Situated on the Jharkhand border, Chittaranjan is home to India’s biggest electric locomotive maker, employing more than 13,000 people. This organised township also offers several avenues for recreation such as a movie theatre, sports stadium and a park in the city centre. Its proximity to the river Ajay makes Chittaranjan one of the more famous picnic spots in the district.


Bajaj Finance offers residents of Chittaranjan instant personal loans to help them deal with any short-term financial emergency. Simple eligibility criteria and minimal paperwork make the loan application process hassle-free and quick.


*Conditions apply

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Eligibility criteria and documents for personal loan in Chittaranjan

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Chittaranjan

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.
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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000